ACA final Exam Questions and Answers
with Verified Solutions | Latest Updated
2026
Before the ACA, ___% of the 15
population was uninsured due
to cost or exclusion d/t
preexisting condition
What are the 3 primary goals Increase # of insured, improve
of the patient protection and quality of care, and reduce costs of
ACA? healthcare
In 2023, there was ~ ______% 53.7%
covered by employer-based
insurance
In 2023, there was ~ ______% 19%
covered by Medicaid
In 2023, there was ~ ______% 19%
covered by Medicare
What were the 2 main arms of Insurance reform and health system
reform by the ACA reform
ACA insurance reform made it Age 26 (used to be age 18)
so that you could stay on
parent's insurance until....
, Under the ACA insurance Minimum coverage provisions
reforms, this made it so that
there was a certain amount of
coverage that had to benefit
everyone
In order to increase coverage Adults without children
& reduce costs, the ACA (controversial)
required states to expand
Medicaid coverage to.....
A controversial aspects of the Insurance
ACA was that it required all
individuals to buy...
A controversial aspect of the Low income adults purchase
ACA used federal subsidies to exchange plans (plans that had to
help... have minimum coverage provisions,
preventative healthcare, and
essential benefits)- sometimes still
too expensive for very low income
people
How does the ACA protect No denial of coverage for
patients from insurance pre-existing conditions, select
companies' abuses? preventative services are covered @
no additional cost to the consume,
built in the 10 essential health
benefits, and insurance companies
cannot set annual/lifetime limits on
coverage
Is optometry included in the Yes, in the same benefit as
ACA's 10 essential health pediatric* services, included oral
with Verified Solutions | Latest Updated
2026
Before the ACA, ___% of the 15
population was uninsured due
to cost or exclusion d/t
preexisting condition
What are the 3 primary goals Increase # of insured, improve
of the patient protection and quality of care, and reduce costs of
ACA? healthcare
In 2023, there was ~ ______% 53.7%
covered by employer-based
insurance
In 2023, there was ~ ______% 19%
covered by Medicaid
In 2023, there was ~ ______% 19%
covered by Medicare
What were the 2 main arms of Insurance reform and health system
reform by the ACA reform
ACA insurance reform made it Age 26 (used to be age 18)
so that you could stay on
parent's insurance until....
, Under the ACA insurance Minimum coverage provisions
reforms, this made it so that
there was a certain amount of
coverage that had to benefit
everyone
In order to increase coverage Adults without children
& reduce costs, the ACA (controversial)
required states to expand
Medicaid coverage to.....
A controversial aspects of the Insurance
ACA was that it required all
individuals to buy...
A controversial aspect of the Low income adults purchase
ACA used federal subsidies to exchange plans (plans that had to
help... have minimum coverage provisions,
preventative healthcare, and
essential benefits)- sometimes still
too expensive for very low income
people
How does the ACA protect No denial of coverage for
patients from insurance pre-existing conditions, select
companies' abuses? preventative services are covered @
no additional cost to the consume,
built in the 10 essential health
benefits, and insurance companies
cannot set annual/lifetime limits on
coverage
Is optometry included in the Yes, in the same benefit as
ACA's 10 essential health pediatric* services, included oral
