FLORIDA 2-15 INSURANCE LICENSE
PRACTICE EXAMINATION 2026
QUESTIONS WITH ANSWERS GRADED
A+
◍ Barbers' Board.
Answer: (1) There is created within the department the Barbers' Board,
consisting of seven members who shall be appointed by the Governor,
subject to confirmation by the Senate.(2) Five members of the board shall be
barbers who have practiced the occupation of barbering in this state for at
least 5 years. The remaining two members of the board shall be citizens of
the state who are not presently licensed barbers. No person shall be
appointed to the board who is in any way connected with the manufacture,
rental, or wholesale distribution of barber equipment and supplies.(3) As the
terms of the members expire, the Governor shall appoint successors for
terms of 4 years; and such members shall serve until their successors are
appointed and qualified. The Governor may remove any member for
cause.(4) No person shall be appointed to serve more than two consecutive
terms. Any vacancy shall be filled by appointment by the Governor for the
unexpired portion of the term.(5) Each board member shall be held
accountable to the Governor for the proper performance of all duties and
obligations of such board member's office. The Governor shall cause to be
investigated any complaints or unfavorable reports received concerning the
actions of the board or its individual members and shall take appropriate
action thereon, which may include removal of any board member for
malfeasance, misfeasance, neglect of duty, commission of a felony,
drunkenness, incompetency, or permanent inability to perform her or his
official duties.
,◍ Examination; prerequisites..
Answer: (1) A person desiring to be licensed as a barber shall apply to the
department for licensure.(2) An applicant shall be eligible for licensure by
examination to practice barbering if the applicant:(a) Is at least 16 years of
age;(b) Pays the required application fee; and(c)1. Holds an active valid
license to practice barbering in another state, has held the license for at least
1 year, and does not qualify for licensure by endorsement as provided for in
s. 476.144(5); or2. Has received a minimum of 1,200 hours of training as
established by the board, which shall include, but shall not be limited to, the
equivalent of completion of services directly related to the practice of
barbering at one of the following:a. A school of barbering licensed pursuant
to chapter 1005;b. A barbering program within the public school system;
orc. A government-operated barbering program in this state.The board shall
establish by rule procedures whereby the school or program may certify that
a person is qualifiedto take the required examination after the completion of
a minimum of 1,000 actual school hours. If the personpasses the
examination, she or he shall have satisfied this requirement; but if the person
fails the examination, sheor he shall not be qualified to take the examination
again until the completion of the full requirements provided bythis
section.(3) An applicant who meets the requirements set forth in
subparagraphs (2)(c)1. and 2. who fails to pass theexamination may take
subsequent examinations as many times as necessary to pass, except that the
board mayspecify by rule reasonable timeframes for rescheduling the
examination and additional training requirements forapplicants who, after
the third attempt, fail to pass the examination. Prior to reexamination, the
applicant must filethe appropriate form and pay the reexamination fee as
required by rule.
◍ Application for examination.
Answer: Each applicant for an examination shall:(1) Make application to the
department at least 30 days prior to the examination date on forms prepared
and furnished by the department;(2) Furnish to the department two signed
photographs of the applicant that are of sufficient size to identify the
, applicant; and(3) Pay the required fee to the department.
◍ The clause identifying which losses resulting from an accident or sickness
are insured by the policy is called the:.
Answer: Insuring clause
◍ K applies for a life insurance policy on herself and submits the initial
premium with the application. She is given a receipt by the agent stating that
coverage begins immediately if the application is approved. What kind of
receipt was used?.
Answer: Conditional
◍ Examinations.
Answer: (1) Examinations of applicants for licenses as barbers shall be
offered not less than four times each year. The examination of applicants for
licenses as barbers shall include a written test. The board shall have the
authority to adopt rules with respect to the examination of applicants for
licensure. The board may provide rules with respect to written examinations
in such manner as the board may deem fit.(2) The board shall adopt rules
specifying the areas of competency to be covered by the examination. Such
rules shall include the relative weight assigned in grading each area. All
areas tested shall be reasonably related to the protection of the public and
the applicant's competency to practice barbering in a manner which will not
endanger the public.(3) The written examination shall be identifiable by
number only until completion of the grading process. Each applicant shall
be informed of her or his grade on the examination as soon as practicable.(4)
An accurate record of each examination shall be made, and that record shall
be kept for reference and inspection following the examination.
◍ A life insurance arrangement which circumvents insurable interest statutes is
called:.
Answer: Investor-Originated Life Insurance
◍ Biennial renewal of licenses.
Answer: (1) Each licensed barber who continues in active practice or service
shall renew her or his license biennially andpay the required fee.(2) Any
PRACTICE EXAMINATION 2026
QUESTIONS WITH ANSWERS GRADED
A+
◍ Barbers' Board.
Answer: (1) There is created within the department the Barbers' Board,
consisting of seven members who shall be appointed by the Governor,
subject to confirmation by the Senate.(2) Five members of the board shall be
barbers who have practiced the occupation of barbering in this state for at
least 5 years. The remaining two members of the board shall be citizens of
the state who are not presently licensed barbers. No person shall be
appointed to the board who is in any way connected with the manufacture,
rental, or wholesale distribution of barber equipment and supplies.(3) As the
terms of the members expire, the Governor shall appoint successors for
terms of 4 years; and such members shall serve until their successors are
appointed and qualified. The Governor may remove any member for
cause.(4) No person shall be appointed to serve more than two consecutive
terms. Any vacancy shall be filled by appointment by the Governor for the
unexpired portion of the term.(5) Each board member shall be held
accountable to the Governor for the proper performance of all duties and
obligations of such board member's office. The Governor shall cause to be
investigated any complaints or unfavorable reports received concerning the
actions of the board or its individual members and shall take appropriate
action thereon, which may include removal of any board member for
malfeasance, misfeasance, neglect of duty, commission of a felony,
drunkenness, incompetency, or permanent inability to perform her or his
official duties.
,◍ Examination; prerequisites..
Answer: (1) A person desiring to be licensed as a barber shall apply to the
department for licensure.(2) An applicant shall be eligible for licensure by
examination to practice barbering if the applicant:(a) Is at least 16 years of
age;(b) Pays the required application fee; and(c)1. Holds an active valid
license to practice barbering in another state, has held the license for at least
1 year, and does not qualify for licensure by endorsement as provided for in
s. 476.144(5); or2. Has received a minimum of 1,200 hours of training as
established by the board, which shall include, but shall not be limited to, the
equivalent of completion of services directly related to the practice of
barbering at one of the following:a. A school of barbering licensed pursuant
to chapter 1005;b. A barbering program within the public school system;
orc. A government-operated barbering program in this state.The board shall
establish by rule procedures whereby the school or program may certify that
a person is qualifiedto take the required examination after the completion of
a minimum of 1,000 actual school hours. If the personpasses the
examination, she or he shall have satisfied this requirement; but if the person
fails the examination, sheor he shall not be qualified to take the examination
again until the completion of the full requirements provided bythis
section.(3) An applicant who meets the requirements set forth in
subparagraphs (2)(c)1. and 2. who fails to pass theexamination may take
subsequent examinations as many times as necessary to pass, except that the
board mayspecify by rule reasonable timeframes for rescheduling the
examination and additional training requirements forapplicants who, after
the third attempt, fail to pass the examination. Prior to reexamination, the
applicant must filethe appropriate form and pay the reexamination fee as
required by rule.
◍ Application for examination.
Answer: Each applicant for an examination shall:(1) Make application to the
department at least 30 days prior to the examination date on forms prepared
and furnished by the department;(2) Furnish to the department two signed
photographs of the applicant that are of sufficient size to identify the
, applicant; and(3) Pay the required fee to the department.
◍ The clause identifying which losses resulting from an accident or sickness
are insured by the policy is called the:.
Answer: Insuring clause
◍ K applies for a life insurance policy on herself and submits the initial
premium with the application. She is given a receipt by the agent stating that
coverage begins immediately if the application is approved. What kind of
receipt was used?.
Answer: Conditional
◍ Examinations.
Answer: (1) Examinations of applicants for licenses as barbers shall be
offered not less than four times each year. The examination of applicants for
licenses as barbers shall include a written test. The board shall have the
authority to adopt rules with respect to the examination of applicants for
licensure. The board may provide rules with respect to written examinations
in such manner as the board may deem fit.(2) The board shall adopt rules
specifying the areas of competency to be covered by the examination. Such
rules shall include the relative weight assigned in grading each area. All
areas tested shall be reasonably related to the protection of the public and
the applicant's competency to practice barbering in a manner which will not
endanger the public.(3) The written examination shall be identifiable by
number only until completion of the grading process. Each applicant shall
be informed of her or his grade on the examination as soon as practicable.(4)
An accurate record of each examination shall be made, and that record shall
be kept for reference and inspection following the examination.
◍ A life insurance arrangement which circumvents insurable interest statutes is
called:.
Answer: Investor-Originated Life Insurance
◍ Biennial renewal of licenses.
Answer: (1) Each licensed barber who continues in active practice or service
shall renew her or his license biennially andpay the required fee.(2) Any
