NM ADJUSTER COMPREHENSIVE STUDY GUIDE 2026
FULL QUESTIONS AND SOLUTIONS GRADED A+
● d. an illegal. Answer: a foreign
● d. within 90 days. Answer: within 20 days
● d. the national association of insurance commissioners. Answer: the state insurance
departments
● d. arise form an illness rather than an accident. Answer: were treated during a specified
period preceding the policy date
● d. decreased employee participation. Answer: decreased employee participation
● d. national association of insurance commissioners (NAIC). Answer: security and
exchange commission
● d. agent who sold the original policy. Answer: policyowner
● d. misrepresentation of the application. Answer: overuse of physician and hospital
services
● d. which terminates at age 80. Answer: in which benefits are based on an individual's
ability to perform the activities of daily living
● d. at time of policy deliver. Answer: prior or at the time of signing the application
● d. both the applicant and the proposed insured. Answer: the agent who solicits the
application
● d. prohibits a specific practice listed in the order. Answer: prohibits a specific practice
listed in the order
● d. producer replacing an existing insurance policy with a new one. Answer: producer
embezzling funds from an insurer
● d. enticement which is an unfair trade practice. Answer: rebating which is an unfair
trade practice
FULL QUESTIONS AND SOLUTIONS GRADED A+
● d. an illegal. Answer: a foreign
● d. within 90 days. Answer: within 20 days
● d. the national association of insurance commissioners. Answer: the state insurance
departments
● d. arise form an illness rather than an accident. Answer: were treated during a specified
period preceding the policy date
● d. decreased employee participation. Answer: decreased employee participation
● d. national association of insurance commissioners (NAIC). Answer: security and
exchange commission
● d. agent who sold the original policy. Answer: policyowner
● d. misrepresentation of the application. Answer: overuse of physician and hospital
services
● d. which terminates at age 80. Answer: in which benefits are based on an individual's
ability to perform the activities of daily living
● d. at time of policy deliver. Answer: prior or at the time of signing the application
● d. both the applicant and the proposed insured. Answer: the agent who solicits the
application
● d. prohibits a specific practice listed in the order. Answer: prohibits a specific practice
listed in the order
● d. producer replacing an existing insurance policy with a new one. Answer: producer
embezzling funds from an insurer
● d. enticement which is an unfair trade practice. Answer: rebating which is an unfair
trade practice
