FDCPA Exam – Study Guide and Practice Questions
What does FDCPA stand for? - correct answer ✔✔ Fair Debt Collection Practices Act
What two government agencies govern or police the FDCPA? - correct answer ✔✔ The FTC and
the CFPB
What does FTC stand for? - correct answer ✔✔ Federal Trade Commission
What does CFPB stand for? - correct answer ✔✔ Consumer Financial Protection Bureau
Under regulation F, it is assumed to be a violation if we place a call to a debtor more than how
many times in a 7 day period? - correct answer ✔✔ 7 times
We may only contact a debtor between what hours local time at the debtor location. (specify
AM and PM) - correct answer ✔✔ 8AM to 9PM
The mini- Miranda right - correct answer ✔✔ This is an attempt to collect a debt. Any
information obtained will be used for that purpose.
What 3 pieces of information are considered location information according to the FDCPA? -
correct answer ✔✔ 1. Place of Employment
2. Debtor's phone number(S)
3.Debtor's address
When a debtor refuses to give any information concerning the attorney that represents them,
according to company policy what do we tell the debtor? - correct answer ✔✔ NRS policy states
What does FDCPA stand for? - correct answer ✔✔ Fair Debt Collection Practices Act
What two government agencies govern or police the FDCPA? - correct answer ✔✔ The FTC and
the CFPB
What does FTC stand for? - correct answer ✔✔ Federal Trade Commission
What does CFPB stand for? - correct answer ✔✔ Consumer Financial Protection Bureau
Under regulation F, it is assumed to be a violation if we place a call to a debtor more than how
many times in a 7 day period? - correct answer ✔✔ 7 times
We may only contact a debtor between what hours local time at the debtor location. (specify
AM and PM) - correct answer ✔✔ 8AM to 9PM
The mini- Miranda right - correct answer ✔✔ This is an attempt to collect a debt. Any
information obtained will be used for that purpose.
What 3 pieces of information are considered location information according to the FDCPA? -
correct answer ✔✔ 1. Place of Employment
2. Debtor's phone number(S)
3.Debtor's address
When a debtor refuses to give any information concerning the attorney that represents them,
according to company policy what do we tell the debtor? - correct answer ✔✔ NRS policy states
