PSI NATIONAL REAL ESTATE PRACTICE
SOLUTION STUDY PAPER GUARANTEED
TO PASS 2026
• Blockbusting . Answer: The illegal practice of inducing owners to sell
their homes (often at a deflated price) by suggesting that the ethnic or
racial composition of the neighborhood is changing, with the implication
that property values will decline as a result. Also called panic selling.
• Discrimination . Answer: Treating people unequally because of their
race, religion, sex, national origin, age, or some other characteristic of a
protected class, in violation of civil rights laws.
• Equal Credit Opportunity Act (ECOA) . Answer: Federal law that
prohibits discrimination in granting credit to people based on sex, age,
marital status, race, color, religion, national origin or receipt of public
assistance.
• Familial Status . Answer: A protected group under the Federal Fair
Housing Act and Ohio Civil Rights Law, making it illegal to
discriminate against a person because he or she is the parent or guardian
of a child under 18 years of age.
• Federal Housing Administration (FHA) . Answer: Government agency
that insures mortgage loans.
SOLUTION STUDY PAPER GUARANTEED
TO PASS 2026
• Blockbusting . Answer: The illegal practice of inducing owners to sell
their homes (often at a deflated price) by suggesting that the ethnic or
racial composition of the neighborhood is changing, with the implication
that property values will decline as a result. Also called panic selling.
• Discrimination . Answer: Treating people unequally because of their
race, religion, sex, national origin, age, or some other characteristic of a
protected class, in violation of civil rights laws.
• Equal Credit Opportunity Act (ECOA) . Answer: Federal law that
prohibits discrimination in granting credit to people based on sex, age,
marital status, race, color, religion, national origin or receipt of public
assistance.
• Familial Status . Answer: A protected group under the Federal Fair
Housing Act and Ohio Civil Rights Law, making it illegal to
discriminate against a person because he or she is the parent or guardian
of a child under 18 years of age.
• Federal Housing Administration (FHA) . Answer: Government agency
that insures mortgage loans.
