Florida Personal Lines Exam Questions
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Terms in this set (300)
Under Part A of a Personal Auto B.) Damage to a neighbor's parked car
Policy, which of the following losses
would be covered?
A.) Damage to property being
transported by the insured
B.) Damage to a neighbor's parked
car
C.) Damage to a neighbor's lawn
mower in the care of the insured
D.) Damage to the home the insured
owns
Which of the following is true C.) It provides automatic coverage on newly
regarding the Fine Arts Floater? acquired items for 90 days
A.) Coverage is limited to the United
States, Canada, and Mexico
B.) Coverage is primarily for stamps
and coins
C.) It provides automatic coverage
on newly acquired items for 90 days
D.) It settles losses on an ACV basis
,All of the following statements are B.) Coverage D of a Homeowners Policy includes
correct about a Homeowners Policy, loss of income from an incidental business
except:
A.) Home schooling is covered
under a Homeowners Policy
B.) Coverage D of a Homeowners
Policy includes loss of income from
an incidental business
C.) A Homeowners Policy will not
cover theft of a boat away from
premises
D.) Coverage D of a Homeowners
Policy covers additional living
expenses
Under disability income insurance, a B.) 66 2/3%
monthly benefit will be ________ of the
insured's monthly income.
A.) 80 1/2%
B.) 66 2/3%
C.) 70 2/3%
D.) 50 3/4%
All of the following items of property B.) Personal property of a guest
are considered property not
covered under Coverage C of a
Homeowners policy, except:
A.) Credit cards
B.) Personal property of a guest
C.) Pets
D.) Personal property of a tenant
,Which of the following is NOT a D.) To authorize the agent to insure risks
purpose of licensing?
A.) For the applicant to be familiar
with the Florida insurance laws
B.) To authorize and enable the
licensee to actively and in good faith
engage in the insurance business as
an agent
C.) To facilitate the public supervision
of such activities in the public
interest
D.) To authorize the agent to insure
risks
Liability coverage provided by a B.) Damage to a private garage rented to the
Personal Auto policy would cover insured, caused by the insured's child driving a
which of the following damages? covered auto
A.) Damage to property being
transported by the insured in a
covered auto
B.) Damage to a private garage
rented to the insured, caused by the
insured's child driving a covered auto
C.) Damage to a neighbor's riding
lawn mower that is in the care of the
insured
D.) Damage to a storefront caused
by a valet driver operating a covered
auto
, Which policy provision omits certain C.) Exclusions
risks from coverage?
A.) Conditions
B.) Additional Coverages
C.) Exclusions
D.) Declarations
When an underlying policy does not B.) Self-insured retention
cover a particular loss, the insured's
Umbrella Liability policy will drop
down and cover the entire loss, after
payment by the insured of a:
A.) Deductible
B.) Self-insured retention
C.) Copayment
D.) Commission
Liability coverage may be provided A.) 20-foot sailing boat
by a Homeowners policy for the
insured's use of which of the
following watercraft?
A.) 20-foot sailing boat
B.) Private yacht owned by the
insured
C.) Rented pontoon boat to
entertain business clients
D.) Racing cruiser
Save
Terms in this set (300)
Under Part A of a Personal Auto B.) Damage to a neighbor's parked car
Policy, which of the following losses
would be covered?
A.) Damage to property being
transported by the insured
B.) Damage to a neighbor's parked
car
C.) Damage to a neighbor's lawn
mower in the care of the insured
D.) Damage to the home the insured
owns
Which of the following is true C.) It provides automatic coverage on newly
regarding the Fine Arts Floater? acquired items for 90 days
A.) Coverage is limited to the United
States, Canada, and Mexico
B.) Coverage is primarily for stamps
and coins
C.) It provides automatic coverage
on newly acquired items for 90 days
D.) It settles losses on an ACV basis
,All of the following statements are B.) Coverage D of a Homeowners Policy includes
correct about a Homeowners Policy, loss of income from an incidental business
except:
A.) Home schooling is covered
under a Homeowners Policy
B.) Coverage D of a Homeowners
Policy includes loss of income from
an incidental business
C.) A Homeowners Policy will not
cover theft of a boat away from
premises
D.) Coverage D of a Homeowners
Policy covers additional living
expenses
Under disability income insurance, a B.) 66 2/3%
monthly benefit will be ________ of the
insured's monthly income.
A.) 80 1/2%
B.) 66 2/3%
C.) 70 2/3%
D.) 50 3/4%
All of the following items of property B.) Personal property of a guest
are considered property not
covered under Coverage C of a
Homeowners policy, except:
A.) Credit cards
B.) Personal property of a guest
C.) Pets
D.) Personal property of a tenant
,Which of the following is NOT a D.) To authorize the agent to insure risks
purpose of licensing?
A.) For the applicant to be familiar
with the Florida insurance laws
B.) To authorize and enable the
licensee to actively and in good faith
engage in the insurance business as
an agent
C.) To facilitate the public supervision
of such activities in the public
interest
D.) To authorize the agent to insure
risks
Liability coverage provided by a B.) Damage to a private garage rented to the
Personal Auto policy would cover insured, caused by the insured's child driving a
which of the following damages? covered auto
A.) Damage to property being
transported by the insured in a
covered auto
B.) Damage to a private garage
rented to the insured, caused by the
insured's child driving a covered auto
C.) Damage to a neighbor's riding
lawn mower that is in the care of the
insured
D.) Damage to a storefront caused
by a valet driver operating a covered
auto
, Which policy provision omits certain C.) Exclusions
risks from coverage?
A.) Conditions
B.) Additional Coverages
C.) Exclusions
D.) Declarations
When an underlying policy does not B.) Self-insured retention
cover a particular loss, the insured's
Umbrella Liability policy will drop
down and cover the entire loss, after
payment by the insured of a:
A.) Deductible
B.) Self-insured retention
C.) Copayment
D.) Commission
Liability coverage may be provided A.) 20-foot sailing boat
by a Homeowners policy for the
insured's use of which of the
following watercraft?
A.) 20-foot sailing boat
B.) Private yacht owned by the
insured
C.) Rented pontoon boat to
entertain business clients
D.) Racing cruiser
