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PASS THE NEW MEXICO LIFE AND HEALTH EXAM 2024 TODAY !!
PASS THE NEW MEXICO LIFE AND HEALTH EXAM 2024 TODAY !! 
 
 
Which Statement Concerning Adjustable like insurance is accurate? 
 
a) Cash value loans are not permitted 
 
b) The face amount and premiums can be changed simultaneously by the policy owner 
 
c) Settlement options are limited 
 
d) Only the face amount can be changed by the policy owner - correct answer b) The face amount and premiums can be changed simultaneously by the policy owner 
 
Which of the following situations would medic...
- Examen
- • 42 páginas •
PASS THE NEW MEXICO LIFE AND HEALTH EXAM 2024 TODAY !! 
 
 
Which Statement Concerning Adjustable like insurance is accurate? 
 
a) Cash value loans are not permitted 
 
b) The face amount and premiums can be changed simultaneously by the policy owner 
 
c) Settlement options are limited 
 
d) Only the face amount can be changed by the policy owner - correct answer b) The face amount and premiums can be changed simultaneously by the policy owner 
 
Which of the following situations would medic...
PASS THE NEW MEXICO INSURANCE LICENSE EXAM
PASS THE NEW MEXICO INSURANCE LICENSE EXAM 
 
 
All parts of the Medicare program are administered by which federal agency - correct answer The Center for Medicare and Medicaid Services 
 
Some Standard Medicare Supplement policies include which benefit - correct answer Hospice Care 
 
A material change in a MEC results in.... - correct answer ....the seven pay test, adjusted cash value applies 
 
Which insurance policy would be eligible to include an automatic premium loan provision - correct ...
- Examen
- • 12 páginas •
PASS THE NEW MEXICO INSURANCE LICENSE EXAM 
 
 
All parts of the Medicare program are administered by which federal agency - correct answer The Center for Medicare and Medicaid Services 
 
Some Standard Medicare Supplement policies include which benefit - correct answer Hospice Care 
 
A material change in a MEC results in.... - correct answer ....the seven pay test, adjusted cash value applies 
 
Which insurance policy would be eligible to include an automatic premium loan provision - correct ...
NYS LIFE, ACCIDENT, AND HEALTH INSURANCE EXAM 2024
NYS LIFE, ACCIDENT, AND HEALTH INSURANCE EXAM 2024 
 
 
Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? - correct answer 30-year decreasing term. 
 
How many days notice does the ACA require insurers to give before rescinding coverage? - correct answer 30 
 
A signed good health statement may be requested by a life producer at the time of - correct answer Policy Delivery 
 
Carol purchases a wh...
- Examen
- • 37 páginas •
NYS LIFE, ACCIDENT, AND HEALTH INSURANCE EXAM 2024 
 
 
Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? - correct answer 30-year decreasing term. 
 
How many days notice does the ACA require insurers to give before rescinding coverage? - correct answer 30 
 
A signed good health statement may be requested by a life producer at the time of - correct answer Policy Delivery 
 
Carol purchases a wh...
NY LIFE INSURANCE PRACTICE TEST EXAM 2024
NY LIFE INSURANCE PRACTICE TEST EXAM 2024 
 
 
In a level term life policy, which ALWAYS remains 
constant? - correct answer death benefit 
 
Which of the following is TRUE of the limited pay whole 
life policy? - correct answer Coverage continues after the policy is paid-up. 
 
Which of the following is TRUE of an equity-indexed 
annuity? - correct answer It has a guaranteed minimum interest rate. 
 
Which of the following is common in an increasing term 
life policy? - correct answer It begin...
- Examen
- • 8 páginas •
NY LIFE INSURANCE PRACTICE TEST EXAM 2024 
 
 
In a level term life policy, which ALWAYS remains 
constant? - correct answer death benefit 
 
Which of the following is TRUE of the limited pay whole 
life policy? - correct answer Coverage continues after the policy is paid-up. 
 
Which of the following is TRUE of an equity-indexed 
annuity? - correct answer It has a guaranteed minimum interest rate. 
 
Which of the following is common in an increasing term 
life policy? - correct answer It begin...
NY LIFE INSURANCE PRACTICE EXAM 2024
NY LIFE INSURANCE PRACTICE EXAM 2024 
 
 
Which type of annuity attempts to offset inflation by providing a benefit linked to an underlying investment account? - correct answer variable 
 
Which annuity settlement option provides a stated monthly amount to the annuitant and upon the annuitant?s death the same or a lesser amount paid for the lifetime of the survivor? - correct answer Joint and survivorship option 
 
Which of the following is TRUE of the limited pay whole life policy? - correct a...
- Examen
- • 5 páginas •
NY LIFE INSURANCE PRACTICE EXAM 2024 
 
 
Which type of annuity attempts to offset inflation by providing a benefit linked to an underlying investment account? - correct answer variable 
 
Which annuity settlement option provides a stated monthly amount to the annuitant and upon the annuitant?s death the same or a lesser amount paid for the lifetime of the survivor? - correct answer Joint and survivorship option 
 
Which of the following is TRUE of the limited pay whole life policy? - correct a...
NY LIFE INSURANCE EXAM REVIEW 2024 WITH 100% CORRECT ANSWERS
NY LIFE INSURANCE EXAM REVIEW 2024 WITH 100% CORRECT ANSWERS 
 
 
Based on the Human Life Value Approach, which of the following is NOT used to calculate an individual's life value? 
A. Insured's annual expenses 
B. Effect of inflation on income over time 
C. Predicted needs of the family after the insured's death 
D. Insured's current and future income - correct answer C. Predicted needs of the family after the insured's death. 
The Human Life Value Approach to determining the value of an ...
- Examen
- • 23 páginas •
NY LIFE INSURANCE EXAM REVIEW 2024 WITH 100% CORRECT ANSWERS 
 
 
Based on the Human Life Value Approach, which of the following is NOT used to calculate an individual's life value? 
A. Insured's annual expenses 
B. Effect of inflation on income over time 
C. Predicted needs of the family after the insured's death 
D. Insured's current and future income - correct answer C. Predicted needs of the family after the insured's death. 
The Human Life Value Approach to determining the value of an ...
NY LIFE INSURANCE EXAM REVIEW 2024 WITH 100% CORRECT ANSWERS
NY LIFE INSURANCE EXAM REVIEW 2024 WITH 100% CORRECT ANSWERS 
 
 
Based on the Human Life Value Approach, which of the following is NOT used to calculate an individual's life value? 
A. Insured's annual expenses 
B. Effect of inflation on income over time 
C. Predicted needs of the family after the insured's death 
D. Insured's current and future income - correct answer C. Predicted needs of the family after the insured's death. 
The Human Life Value Approach to determining the value of an ...
- Examen
- • 23 páginas •
NY LIFE INSURANCE EXAM REVIEW 2024 WITH 100% CORRECT ANSWERS 
 
 
Based on the Human Life Value Approach, which of the following is NOT used to calculate an individual's life value? 
A. Insured's annual expenses 
B. Effect of inflation on income over time 
C. Predicted needs of the family after the insured's death 
D. Insured's current and future income - correct answer C. Predicted needs of the family after the insured's death. 
The Human Life Value Approach to determining the value of an ...
NV - LIFE INSURANCE PRACTICE FINAL EXAM 2024
NV - LIFE INSURANCE PRACTICE FINAL EXAM 2024 
 
 
Jason is the insured in a $100,000, 10 year renewable term policy. Soon after taking out the policy, he develops a serious heart condition. Which of the following statement is CORRECT? 
a. Since the condition manifested after the policy was issued, he will not be able to renew his policy. 
b. Jason will be able to renew his policy 
c. It will be necessary for Jason to show evidence of insurability in order to renew the policy 
d. If Jason renews...
- Examen
- • 5 páginas •
NV - LIFE INSURANCE PRACTICE FINAL EXAM 2024 
 
 
Jason is the insured in a $100,000, 10 year renewable term policy. Soon after taking out the policy, he develops a serious heart condition. Which of the following statement is CORRECT? 
a. Since the condition manifested after the policy was issued, he will not be able to renew his policy. 
b. Jason will be able to renew his policy 
c. It will be necessary for Jason to show evidence of insurability in order to renew the policy 
d. If Jason renews...
NJ LIFE INSURANCE TEST EXAM 2024 WITH 100% ACCURATE ANSWERS
NJ LIFE INSURANCE TEST EXAM 2024 WITH 100% ACCURATE ANSWERS 
 
 
The principle that insurance is not a transaction of commerce and so should be regulated by the states was established by the 
 
A. the McCarran-Ferguson Act. 
 
B. Public Act 15. 
 
C. Paul v. Virginia. 
 
D. U.S. v. South Eastern Underwriters Association - correct answer ANSWER HERE 
A. The McCarran-Ferguson Act 
 
A contract between two insurance companies that allows one company to transfer risk to a second company is known as ...
- Examen
- • 28 páginas •
NJ LIFE INSURANCE TEST EXAM 2024 WITH 100% ACCURATE ANSWERS 
 
 
The principle that insurance is not a transaction of commerce and so should be regulated by the states was established by the 
 
A. the McCarran-Ferguson Act. 
 
B. Public Act 15. 
 
C. Paul v. Virginia. 
 
D. U.S. v. South Eastern Underwriters Association - correct answer ANSWER HERE 
A. The McCarran-Ferguson Act 
 
A contract between two insurance companies that allows one company to transfer risk to a second company is known as ...
NJ LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS
NJ LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
Accelerated Death Benefit doesn't cover? - correct answer Common disaster 
 
Reinstatement clause outlines reinstatement conditions that include what? - correct answer Proof of insurability 
 
Dividend options - correct answer cash-check issued, accumulation at interest-taxable, paid-up additions increasing death benefit 
 
If a wife receives income for 10 years after her husband dies, then the entire proceed is paid out, this is? - c...
- Examen
- • 3 páginas •
NJ LIFE INSURANCE EXAM 2024 WITH 100% CORRECT ANSWERS 
 
 
Accelerated Death Benefit doesn't cover? - correct answer Common disaster 
 
Reinstatement clause outlines reinstatement conditions that include what? - correct answer Proof of insurability 
 
Dividend options - correct answer cash-check issued, accumulation at interest-taxable, paid-up additions increasing death benefit 
 
If a wife receives income for 10 years after her husband dies, then the entire proceed is paid out, this is? - c...
SECURITY FOUNDATIONS - D481 – OA EXAM 2024
HESI PSYCH / MENTAL HEALTH EXAM 2024
WGU D481 - Section 2 OA EXAM 2024
This is more of glossary of definitions which can comes in handy for studying but it is Not an exam!!!
SECURITY FOUNDATIONS - D481 – OA EXAM 2024
PALS Test exam 2024 with 100% correct answers