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Break Even When a business generates just enough revenue to cover its total costs Break-Even Point the point at which the costs of producing a product equal the revenue made from selling the product Contribution The amount of money left over after variable costs have been subtracted from revenue. The money contributes towards fixed costs and profit. Margin of Safety the range of output between the break even level and the current level of output, over which profit is made. Contribution p...

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The Do Not Call Registry offers exemptions for calls placed from all of the following EXCEPT insurance sales calls Charities, political organizations, and surveys are all offered exemptions from The Do Not Call Registry The type of policy where the insurer can send a notice to the insured that the policy has been cancelled in the middle of the term is called cancelable The renewability provision in a cancelable policy allows the insurer to cancel or terminate the policy at any time, s...

Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated: 1970 - Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their risk exposure? Treaty What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained? Fair Credit Reporting Act Who elects the governing body of a mutual insurance...

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Typically, Long-Term Disability benefits are coordinated with which benefit plan? - Social Security The focus of major medical insurance is providing coverage for - medical and hospitalization expenses An insured under a Major Medical expense plan with a zero deductible and 80/20 coinsurance provision files a $1,000 claim. How much of this claim is the insured responsible for? - $200 because this policy has a zero deductible, the insures is only responsible for the 20% coinsurance on th...

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