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NYS Life, accident, and health insurance Exam Already Passed Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? ANS-30-year decreasing term. How many days notice does the ACA require insurers to give before rescinding coverage? ANS-30 A signed good health statement may be requested by a life producer at the time of ANS-Policy Delivery Carol purchases a whole life policy that provides a c...

NYS Life, Accident, And Health Insurance Exam Questions And Answers 2024

NYS Life, accident, and health insurance Exam with correct answers

NYS Life, Accident, and Health Insurance Questions and Answers Rated A+ Which of the following would not be a requirement to obtain an Agent or Broker's license in New York? A. Be 18 years of age B. Be a resident of NY State for at least 10 years C. Complete a pre-approved insurance licensing course D. Pay applicable fees and pass required examination Answer: B. Be a resident of NY State for at least 10 years There is no time requirement for residency. An applicant must be a resident of NY...

NYS Life, accident, and health insurance Exam Questions and Answers already passed Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? 30-year decreasing term. How many days notice does the ACA require insurers to give before rescinding coverage? 30 A signed good health statement may be requested by a life producer at the time of Policy Delivery Carol purchases a whole life policy that provides ...

Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? Correct Answers 30-year decreasing term. How many days notice does the ACA require insurers to give before rescinding coverage? Correct Answers 30 A signed good health statement may be requested by a life producer at the time of Correct Answers Policy Delivery Carol purchases a whole life policy that provides a choice of dividend options. ...

Which type of life insurance policy is best suited for paying off the outstanding balance of a 30-year mortgage in the event of the insured's death? - 30-year decreasing term. How many days notice does the ACA require insurers to give before rescinding coverage? - 30 A signed good health statement may be requested by a life producer at the time of - Policy Delivery Carol purchases a whole life policy that provides a choice of dividend options. This policy is required to include a state...

New York Insurance Laws Questions and Answers Rated A The time limit on certain defenses under individual health policies in New York is: A 20 days B 3 years C 90 days D 2 years D 2 years The Superintendent may examine the books and records of any insurer based on the: A Permission of a producer B Authority granted by the state C Authority granted by the Secretary of State D Permission of the insurer B Authority granted by the state If a licensee uses an assumed name, the na...

New York Life Insurance Questions and Answers Already Passed Accelerated Benefits Riders attached to life insurance policies which allow death benefits to be used to cover nursing or convalescent home expenses. Accidental Death Benefits A policy rider that states that the cause of death will be analyzed to determine if it complies with the policy description of accidental death. Accidental Death Insurance An insurance policy that provides payment if the insured's death is the result of a...