Hud Study guides, Study notes & Summaries

NJ Lead Inspector/Risk Assessor Final Exam Questions with Correct Answers Graded A+ What percentage of lead is in drinking water for children? -Answer 20% What does Title X focus on? -Answer Focuses attention on source of lead that could poison children. What areas in the waterline produce high lead levels in water? -Answer Poorly Soldered joints where brass fittings are. With inspecting water what is the most causes for corrosive towards lead? -Answer Hot, Acidic and soft water W...

EPA and WI DHS Lead Based Paint Definition - ANSWERS≥0.5% ≥1.0 mg/cm2 Nationally houses built before 1978_______ have lead based pain - ANSWERS75% XRF - ANSWERSX-ray fluorescence Factors that should be considered for XRF: - ANSWERS- Substrate Correction - inconclusive range - measuring K & L shell reading What year was lead based paint banned? - ANSWERS1978 Only _______ areas that are in the scope of work from the contractor - ANSWERStesting areas Sampling requirements f...

HUD Certification | 90 Question & Answers

HUD Exam Question and answers 2024 verified to passJake has a session with a new client, Ruth, later that day. She has received notice that her apartment complex, which offers her project-based housing assistance, will be sold to a new management company in six months. The new company will renovate the building and will no longer participate in the project-based assistance program. To help Ruth find another affordable rental option, Jake should take all of the following steps, except: A. Provid...

HUD Certification Exam with complete solution 2023Deed Restrictions Legally enforceable terms that govern the use of real estate Redlining The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. Civil Rights Act of 1968 Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental...

Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay stub Retirement plan statement List of assets Current lease - Answer- Pay stub A client would like purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? Find a second job Borrow from retirement fund Sell ma...

What is the maximum percent of area median income allowable for a household to qualify for a Housing Choice Voucher? - Answer- 50% Which is the maximum recommended housing ratio for renting an apartment? - Answer- 30% Eligibility requirements for down-payment assistance programs include which factors? - Answer- Income, home-buyer education, purchase price The client is considering an FHA mortgage. What is the upfront mortgage insurance premium (UFMIP) for an FHA mortgage? - Answer- 1.7...

Deed Restrictions - Answer- Legally enforceable terms that govern the use of real estate Redlining - Answer- The practice of refusing to make residential loans or imposing more onerous terms on any loans made because of the predominant race, color, national origin, religion, sex, disability, or familial status of the area's residents. Civil Rights Act of 1968 - Answer- Following the assassination of Dr. Martin Luther King Jr., Congress passed what monumental piece of legislation, which pr...

HUD Certification Questions and Answers 100% Pass Which document is most important when working with a client to develop an initial budget as part of a Client Action Plan? Pay stub Retirement plan statement List of assets Current lease Pay stub A client would like purchase a home within one year. The client is motivated to increase household income as a way to save for a down payment and qualify for a loan. Which is the best solution for the client to reach this goal? Find a second job Bo...