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Exam (elaborations)

NORTH CAROLINA MEDICARE SUPPLEMENT AND LONG-TERM CARE QUESTIONS WITH COMPLETE ANSWERS

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NORTH CAROLINA MEDICARE SUPPLEMENT AND LONG-TERM CARE QUESTIONS WITH COMPLETE ANSWERS

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All of the following are requirements for long-term care and medigap policy except:


A. The agent must provide the applicant with a notice regarding replacement
B. The notice regarding replacement must contain the free look period
C. The notice regarding replacement explains the replacing coverage in comparison
to the existing coverage
D. A 60-day free look period must be provided


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, D. A 60-day free look period must be provided.




Who regionally manages policy and payment related to reimbursement for medicare?


A. Medicare fiduciaries
B. Medicare coverage intermediaries
C. Local coverage determinators
D. Medicare administrative contractors


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D. Medicare administrative contractors




What program safeguards against unnecessary and inappropriate medical care
rendered to Medicaid recipients?


A. Medicaid review program
B. Utilization renew program
C. Quality improvement organization
D. Utilization review program


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D. Utilization review program




For what type of North Carolina residents will Medicare-Aid pay for their Medicare
Part B Premiums only?


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, A specified low income beneficiary




A Medicare Medical Savings Account is comprised of what?


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A high-deductible medicare plan and a savings account




For Medicare Part A, Coinsurance must be paid ________ of a hospital stay:


A. For days 91 through 150
B. For days 61 through 90
C. After 150 days
D. For days 1 through 60


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B. for days 61 through 90




An insurance provider suggests to Jim that he purchase a second Medicare
supplement policy in order to provide coverage for all his medical costs. What
describes this offer?


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Illegal. The sale of a supplement that provides the client with more than
one medicare supplement is prohibited by law.

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