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Intro to US Healthcare System Midterm Exam Q’s and A’s

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Intro to US Healthcare System Midterm Exam Q’s and A’s

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Intro To US Healthcare System
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Institution
Intro to US Healthcare System
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Intro to US Healthcare System

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December 4, 2025
Number of pages
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Written in
2025/2026
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Intro to US Healthcare System Midterm Exam Q’s and A’s
By definition, economics is the study of

a. the choices people make to attain their goals, given their scarce resources
b. supply and demand
c. how to make money in a marker economy
d. how to make money in the stock market - -a. the choices people make to attain their
goals, given their scarce resources

-Which of the following is not a way in which the Affordable Care Act sought to expand
health insurance and coverage?

a. by creating online insurance markets commonly known as 'exchanges'
b. by allowing young adults to remain on their parents' insurance until age 28
c. by requiring every individual to have insurance through the individual mandate
d. by preventing insurance companies from denying coverage due to pre-existing
conditions - -b. by allowing young adults to remain on their parents' insurance until age 28

-Which of the following reasons does not help to express Huber at al.'s criticism of the
word 'complete' in the WHO's definition of 'health' (which states that health is a state of
complete physical, mental and social well-being)?

a. it is impossible to actually define/ measure 'complete' health
b. Any individual with any ailment/injury, no matter how small, would need constant
medical care/supervision to guarantee 'complete' health.
c. Individuals are more able to live happily with certain conditions/ailments, despite not
being 'completely' healthy, courtesy of continuous advancements in medicine
d. being in 'complete' health requires having the ability to adapt and self-manage - -d.
being in 'complete' health requires having the ability to adapt and self-manage

-4. Which of the following best represents a social determinant of health?

a. gender
b. use of healthcare
c. income
d. culture - -d. culture

-Medical care the requires highly specialized equipment and expertise, such as quadruple
bypass surgery, is an example of

a. primary care
b. secondary care
c. tertiary care
d. emergency care - -c. tertiary care

, -A __________ is often located in a high need area, provides both primary and preventative
care and is governed by a board in which a majority of its members are also its patients.

a. integrated medical group
b. multispecialty group practice
c. community health center
d. accountable care organization - -c. community health center

-The newest, or 'second,' generation of HMO's are often called virtually-integrated HMOs
because

a. Providers within the group primarily communicate using technology
b. Providers are connected through contracts instead of shared ownership
c. Advancements in technology allow HMOs to reach more individuals than they could
before
d. Advancements in telehealth services allow HMOs to provide more services than they
could before - -b. Providers are connected through contracts instead of shared ownership

-A health insurance plan's premium is the

a. percentage of costs that the insurance company pays
b. amount of any medical bill that the individual must pay before receiving any benefits
c. price one must pay to have health insurance coverage
d. maximum amount of out-of-pocket medical expenses that an individual will pay in a
given year - -c. price one must pay to have health insurance coverage

-Which of the following would be evidence of a shortage of occupational therapists?

a. The number of applications for occupational therapy programs continue to decrease
b. Average salaries for occupational therapists start to increase
c. Average salaries for occupational therapists start to decrease
d. The government reduces funding for scholarship programs geared towards those
interested in careers in occupational therapy - -b. Average salaries for occupational
therapists start to increase

-Hospitals are likely to hire care providers who
I. provide uncommon treatments/services in order to differentiate themselves from other
nearby hospital systems
II. have skills/responsibilities that are likely to be replaced by technology
III. are able to effectively diagnose and treat newer conditions and diseases

a. I only
b. II only
c. I and III only
d. I, II, and III - -c. I and III only

, -One reason why physicians continue to leave private practice in order to work in
hospitals is

a. that hospitals offer significantly higher earning potential than private practice.
b. that physicians desire to be more involved in teaching medical residents.
c. that health insurance and information technology are becoming increasingly complex,
making it harder for them to be effectively utilized in private practices.
d. that physicians have a desire for the "corporate identity" associated with hospitals. - -c.
that health insurance and information technology are becoming increasingly complex,
making it harder for them to be effectively utilized in private practices.

-All of the following describe retail clinics except that

a. these clinics are often staffed by M.D.'s and/or D.O.'s.
b. these clinics provide fast and convenient treatment for acute conditions.
c. the majority of these clinics accept insurance.
d. these clinics are primarily located within grocery stores and pharmacies. - -a. these
clinics are often staffed by M.D.'s and/or D.O.'s.

-Which of the following is not a principle of a patient-centered medical home (PCMH)?

a. Providing for all of a patient's healthcare needs or appropriately arranging care with
other qualified professionals.
b. The personal physician leads a team of individuals in the practice who take responsibility
for the ongoing care of patients.
c. Care is coordinated and integrated across all levels of care.
d. Use of electronic health information technology for patient communication is
discouraged. - -d. Use of electronic health information technology for patient
communication is discouraged.

-Teaching hospitals

a. play an important role in increasing specialization within healthcare.
b. provide many opportunities for medical school students to receive practical training.
c. support research that has led to the development of new technologies/treatments..
d. All of the above. - -d. All of the above.

-. Hospital patients have rights to all of the following except

a. inexpensive elective medical care.
b. informed consent for all tests and procedures.
c. a complete understanding of their diagnoses, treatment options, etc.
d. a second opinion/consult. - -a. inexpensive elective medical care.
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