NSG 360 Exam 3 QUESTIONS WITH ANSWERS

NSG 360 Exam 3 QUESTIONS WITH
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ANSWERS

Professional Liability Insurance: claim based v. occurrence based policies -
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CORRECT ANSWERS ✔✔-Claim Based: provide coverage only if claim for
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injury that has occurred is filed with courts and is reported to insurance
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company during the active policy period or during an uninterrupted
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extensions of policy period |\ |\ |\




-Occurrence Based: cover nurse for injuries arising out of incidents that
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occurred during the time policy was in effect, known as policy period
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Insurance: employer-sponsored coverage - CORRECT ANSWERS
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✔✔Obtained by institutions, is perhaps the narrowest of coverage for
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individual nurses since they must first show that they are practicing within
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the scope of their employment as well as within the scope of professional
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nursing practice |\




Individual Coverage - CORRECT ANSWERS ✔✔-Usually covers volunteer
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work; covers state BON action against your license; covers representation by
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your own attorney; consider if in high-risk areas of practices; may be
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required as condition of employment
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Employer Coverage - CORRECT ANSWERS ✔✔-Covers actions only if
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within scope of employment; may not cover intentional torts; represented by
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employer's insurance company or hospital attorney; may not cover for claim
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filed after your employment is terminated; policy limits may not be high
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enough to cover all claims
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, Risk Management Tips to Limit Risk - CORRECT ANSWERS ✔✔-Maintain
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open communication
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-Maintain conscientious practice
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-Maintain autonomy and empowerment
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-Maintain own professional liability insurance policy
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What is one of the most important responsibilities of nurses? - CORRECT
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ANSWERS ✔✔Ensuring patient safety |\ |\ |\




What happens once a patient is identified as potentially suicidal or self-
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destructive? - CORRECT ANSWERS ✔✔Duty of care owed to the patient
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increases, as the foreseeable consequences of not meeting the duty of care
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required are obvious |\ |\




What does psychiatric stigma mean? - CORRECT ANSWERS ✔✔Viewing
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the person with a mental illness as shameful
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What must a psychiatric nurse must develop and maintain? - CORRECT
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ANSWERS ✔✔Virtue of genuineness |\ |\ |\




What does psychiatric nursing emphasize? - CORRECT ANSWERS
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✔✔Values and morality since it involves subjective experiences rather than
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objective diseases |\