S.A.F.E Mortgage Loan Originator Exam
2026 Questions and Answers
GLBA - Correct Answer -Gramm-Leah-Bliley Act
FTC - Correct Answer -Federal Trade Commission
FCC - Correct Answer -Federal Communications Commission
NPI - Correct Answer -Non-public Personal Information
Consumer - Correct Answer -Individual who obtains financial services for personal
use
Customer - Correct Answer -Continuing relationship with a financial institute
EBR - Correct Answer -Established Business Relationship
FACTA - Correct Answer -Fair Credit Reporting Act (Original FCRA)
FHA - Correct Answer -Fair Housing Act & Federal Housing Administration
ECOA - Correct Answer -Equal Credit Opportunity
HVCC - Correct Answer -Home Valuation Code of Conduct
©COPYRIGHT 2025 ALL RIGHTS RESERVED 1
, HMDA - Correct Answer -Home Mortgage Disclosure Act
CRA - Correct Answer -Consumer Reporting Agency
FDIC - Correct Answer -Federal Deposit Insurance Corporation
RESPA - Correct Answer -Real Estate Settlement Procedure Act
TILA - Correct Answer -Truth In Lending Act
FinCEN - Correct Answer -Financial Crime Enforcement Network
MDIA - Correct Answer -Mortgage Disclosure Improvement Act
DOJ - Correct Answer -Department of Justice
OIG - Correct Answer -Office of the Inspector General
SAR - Correct Answer -Suspicious Activity Report
GNMA - Correct Answer -Government National Mortgage Associates (Ginnie
Mae)
LTV - Correct Answer -Loan to Value
FICO - Correct Answer -Fair Isaac Corporation
HECM - Correct Answer -Home Equity Conversion Mortgage (Reverse Mortgage)
©COPYRIGHT 2025 ALL RIGHTS RESERVED 2
2026 Questions and Answers
GLBA - Correct Answer -Gramm-Leah-Bliley Act
FTC - Correct Answer -Federal Trade Commission
FCC - Correct Answer -Federal Communications Commission
NPI - Correct Answer -Non-public Personal Information
Consumer - Correct Answer -Individual who obtains financial services for personal
use
Customer - Correct Answer -Continuing relationship with a financial institute
EBR - Correct Answer -Established Business Relationship
FACTA - Correct Answer -Fair Credit Reporting Act (Original FCRA)
FHA - Correct Answer -Fair Housing Act & Federal Housing Administration
ECOA - Correct Answer -Equal Credit Opportunity
HVCC - Correct Answer -Home Valuation Code of Conduct
©COPYRIGHT 2025 ALL RIGHTS RESERVED 1
, HMDA - Correct Answer -Home Mortgage Disclosure Act
CRA - Correct Answer -Consumer Reporting Agency
FDIC - Correct Answer -Federal Deposit Insurance Corporation
RESPA - Correct Answer -Real Estate Settlement Procedure Act
TILA - Correct Answer -Truth In Lending Act
FinCEN - Correct Answer -Financial Crime Enforcement Network
MDIA - Correct Answer -Mortgage Disclosure Improvement Act
DOJ - Correct Answer -Department of Justice
OIG - Correct Answer -Office of the Inspector General
SAR - Correct Answer -Suspicious Activity Report
GNMA - Correct Answer -Government National Mortgage Associates (Ginnie
Mae)
LTV - Correct Answer -Loan to Value
FICO - Correct Answer -Fair Isaac Corporation
HECM - Correct Answer -Home Equity Conversion Mortgage (Reverse Mortgage)
©COPYRIGHT 2025 ALL RIGHTS RESERVED 2