CPCU 530 EXAM LATEST QUESTIONS
WITH CORRECT ANSWERS 2025
LATEST UPDATE
Which one of the following is a category of the tort of nuisance?
Select one:
A. Nuisance invasion
B. Nuisance per se
C. Nuisance discomfort
D. Unlawful nuisance - Answer-B. Nuisance per se
Which one of the following is a form of misuse of legal process?
Select one:
A. Conversion
B. Malicious prosecution
C. Wrongful nuisance
D. Alteration of court process - Answer-B. Malicious prosecution
Emilia's neighbor, Lucas, planted a garden by Emilia's property. Emilia knew that
Lucas's garden was at risk of damage from flowing rainwater because of the hills at the
edge of her property. Emilia also knew that the trees on her property were old and could
fall in strong winds. During the next storm, the garden was destroyed by a combination
of rainwater, falling branches, and rocks rolling from Emilia's hills. Which one of the
following is correct concerning whether Lucas has a claim against Emilia for any or all of
the natural conditions that destroyed his garden?
Select one:
A. Emilia's only duty in this case was to remove the old trees that she knew might fall,
and she is not liable for any other natural conditions.
B. Emilia is liable for all the natural conditions on her land that caused injury off her
land, except for rainwater.
C. Emilia is not liable for the damage to the garden, because, in rural areas, l - Answer-
A. Emilia's only duty in this case was to remove the old trees that she knew might fall,
and she is not liable for any other natural conditions.
As a personal trainer at Buff's Gym, Harry was responsible for making sure that gym
members did not hurt themselves while working out. Harry underwent special training to
be able to identify people in danger of injuring themselves. One day, Harry noticed that
a woman was struggling with her free weights, but decided not to help her because no
,one else seemed to notice that she was in trouble. The woman hurt her wrist and
threatened to sue Harry and the gym. Which one of the following best describes
whether or not Harry is liable for negligence?
Select one:
A. Harry is liable, because he breached the general duty to aid those in danger, which
all citizens owe to everyone.
B. Harry is liable, because he owed a duty to protect customers as an employee and
failed to apply his specialized skills with reasonable care.
C. Harry is not liable, because neither work responsibilities nor moral responsibilities
can become the fo - Answer-. Harry is liable, because he owed a duty to protect
customers as an employee and failed to apply his specialized skills with reasonable
care.
Because he was in a hurry, Jeff knowingly jogged through a clearly marked dangerous
construction zone where he was injured by a front loader hauling bricks. The
contractor's best defense against a lawsuit from Jeff would be the defense of
Select one:
A. Gross negligence.
B. Res ipsa loquitur.
C. Last clear chance.
D. Assumption of risk. - Answer-D. Assumption of risk.
One of the defenses for libel and slander is conditional privilege. Which one of the
following areas applies to conditional or qualified privilege?
Select one:
A. Public comment
B. Insurance rating agencies
C. Private interest
D. Common interest communications - Answer-D. Common interest communications
A homeowner added an aboveground swimming pool and a slide to his unfenced
backyard. Worried that this pool might attract nosy neighbors, the homeowner posted
several 'No Trespassing' signs. Which one of the following best describes the liability
that the homeowner would face if a child trespassed onto the property and was injured
by the pool?
Select one:
A. Under the hidden dangers doctrine, the homeowner can be liable for injuries to
trespassers that occur in an unmarked artificial body of water.
B. Under the attractive nuisance doctrine, the homeowner can be liable for injuries to
trespassing children caused by his unsafe pool.
C. Under the natural conditions immunity, the homeowner has no duty to warn
trespassers of any danger on his land.
D. Under the artificial conditions immunity, the homeowner is immune to liability
because his property was clearly marked 'No Trespassing.' - Answer-B. Under the
attractive nuisance doctrine, the homeowner can be liable for injuries to trespassing
children caused by his unsafe pool.
,Defenses to false imprisonment and false arrest for law enforcement officers include
which one of the following for felonies?
Select one:
A. The arrest was made for a crime that was committed in a public place.
B. The arrest was made without a warrant but the crime was committed in the officer's
presence.
C. The arrest was made without a warrant but the officer had a report of the crime from
a citizen who was not involved in the crime.
D. The arrest was made without a legally issued warrant. - Answer-B. The arrest was
made without a warrant but the crime was committed in the officer's presence.
Which one of the following is an example of a situation in which courts frequently apply
the doctrine of res ipsa loquitur?
Select one:
A. Lawsuits by passengers against common carriers
B. Assault and battery
C. Divorce
D. Intentional infliction of emotional distress - Answer-A. Lawsuits by passengers
against common carriers
Which one of the following is a source for bad faith cause of action?
Select one:
A. Cancellation for nonpayment of premium
B. Unfair decrease in premium
C. Failure to file counter claim on behalf of the insured
D. Retaliatory cancellations - Answer-D. Retaliatory cancellations
All of the following are examples of defenses to defamation claims, EXCEPT:
Select one:
A. The statement had absolute or conditional privilege.
B. The statement made by a news anchor was obtained from a reliable source.
C. A retraction was printed soon after the statement was made.
D. The statement regarding the plaintiff was literally true and accurate. - Answer-B. The
statement made by a news anchor was obtained from a reliable source.
In a negligence lawsuit, the plaintiff has the burden of proving all the elements of
negligence, and the defendant has the burden of proving any
Select one:
A. Liability.
B. Defense.
C. Intervening acts.
D. Applicable statutes. - Answer-B. Defense.
The defendant is presumed at the outset of a lawsuit to have used due care until the
plaintiff proves otherwise.
, Bob visits the town square on New Year's Eve for a celebration. While there, a scuffle
occurs causing the crowd to surge forward. Bob is accidentally knocked down by Jim
and suffers an injury to his arm. Soon after a police officer responding to the initial
incident runs into and knocks Bob down, causing an injury to his knee. Does Bob have
grounds for bringing action against Jim and the police officer for battery?
Select one:
A. No, because Jim can assert the defense of consent and the police officer can assert
the defense of physical discipline.
B. No, because the contacts by both Jim and the police officer were accidental and not
intended to be hostile or offensive.
C. Yes, because both Jim and the police officer did not exercise reasonable care in
preventing injury to others by their actions.
D. Yes, because the bodily contact by both Jim and the police officer was more than
"incidental" and resulted in actual bo - Answer-B. No, because the contacts by both Jim
and the police officer were accidental and not intended to be hostile or offensive.
Which one of the following is a defense against conversion?
Select one:
A. Plaintiff demanded return of the property
B. Defendant had the property in its possession the entire time
C. Defendant acted in good faith
D. A plaintiff's failure to establish the right of possession of the property - Answer-D. A
plaintiff's failure to establish the right of possession of the property
Nicolas rented a vacation house to Carolina. Tania visited Carolina and an earthquake
struck the vacation house. Tania was injured by falling debris. Generally, which one of
the following is correct concerning whether Tania has a tort claim against Nicolas or
Carolina?
Select one:
A. Tania has no claim because neither the landowner nor the possessor has a duty to
protect the public from natural conditions of the land.
B. Tania has a claim against Nicolas but not Carolina, because only landowners are
liable for injuries caused by natural conditions of the land.
C. Tania has a claim against Carolina but not Nicolas, because Carolina had a duty to
warn visitors of all dangers present on or inherent in the property.
D. Tania has a claim against Carolina but not Nicolas, because only the possessor of
property can be liable for injuries to third parties that occurred on the possessed land. -
Answer-A. Tania has no claim because neither the landowner nor the possessor has a
duty to protect the public from natural conditions of the land.
Three-year-old Eddie unlatched the gate of a neighbor's chicken coop and all the
chickens ran away. Eddie's parents refused to pay the neighbor the $300 requested for
the loss of the chickens. If the neighbor sues Eddie alone, which one of the following
concepts will be most significant?
Select one:
A. Tortfeasor's capacity
WITH CORRECT ANSWERS 2025
LATEST UPDATE
Which one of the following is a category of the tort of nuisance?
Select one:
A. Nuisance invasion
B. Nuisance per se
C. Nuisance discomfort
D. Unlawful nuisance - Answer-B. Nuisance per se
Which one of the following is a form of misuse of legal process?
Select one:
A. Conversion
B. Malicious prosecution
C. Wrongful nuisance
D. Alteration of court process - Answer-B. Malicious prosecution
Emilia's neighbor, Lucas, planted a garden by Emilia's property. Emilia knew that
Lucas's garden was at risk of damage from flowing rainwater because of the hills at the
edge of her property. Emilia also knew that the trees on her property were old and could
fall in strong winds. During the next storm, the garden was destroyed by a combination
of rainwater, falling branches, and rocks rolling from Emilia's hills. Which one of the
following is correct concerning whether Lucas has a claim against Emilia for any or all of
the natural conditions that destroyed his garden?
Select one:
A. Emilia's only duty in this case was to remove the old trees that she knew might fall,
and she is not liable for any other natural conditions.
B. Emilia is liable for all the natural conditions on her land that caused injury off her
land, except for rainwater.
C. Emilia is not liable for the damage to the garden, because, in rural areas, l - Answer-
A. Emilia's only duty in this case was to remove the old trees that she knew might fall,
and she is not liable for any other natural conditions.
As a personal trainer at Buff's Gym, Harry was responsible for making sure that gym
members did not hurt themselves while working out. Harry underwent special training to
be able to identify people in danger of injuring themselves. One day, Harry noticed that
a woman was struggling with her free weights, but decided not to help her because no
,one else seemed to notice that she was in trouble. The woman hurt her wrist and
threatened to sue Harry and the gym. Which one of the following best describes
whether or not Harry is liable for negligence?
Select one:
A. Harry is liable, because he breached the general duty to aid those in danger, which
all citizens owe to everyone.
B. Harry is liable, because he owed a duty to protect customers as an employee and
failed to apply his specialized skills with reasonable care.
C. Harry is not liable, because neither work responsibilities nor moral responsibilities
can become the fo - Answer-. Harry is liable, because he owed a duty to protect
customers as an employee and failed to apply his specialized skills with reasonable
care.
Because he was in a hurry, Jeff knowingly jogged through a clearly marked dangerous
construction zone where he was injured by a front loader hauling bricks. The
contractor's best defense against a lawsuit from Jeff would be the defense of
Select one:
A. Gross negligence.
B. Res ipsa loquitur.
C. Last clear chance.
D. Assumption of risk. - Answer-D. Assumption of risk.
One of the defenses for libel and slander is conditional privilege. Which one of the
following areas applies to conditional or qualified privilege?
Select one:
A. Public comment
B. Insurance rating agencies
C. Private interest
D. Common interest communications - Answer-D. Common interest communications
A homeowner added an aboveground swimming pool and a slide to his unfenced
backyard. Worried that this pool might attract nosy neighbors, the homeowner posted
several 'No Trespassing' signs. Which one of the following best describes the liability
that the homeowner would face if a child trespassed onto the property and was injured
by the pool?
Select one:
A. Under the hidden dangers doctrine, the homeowner can be liable for injuries to
trespassers that occur in an unmarked artificial body of water.
B. Under the attractive nuisance doctrine, the homeowner can be liable for injuries to
trespassing children caused by his unsafe pool.
C. Under the natural conditions immunity, the homeowner has no duty to warn
trespassers of any danger on his land.
D. Under the artificial conditions immunity, the homeowner is immune to liability
because his property was clearly marked 'No Trespassing.' - Answer-B. Under the
attractive nuisance doctrine, the homeowner can be liable for injuries to trespassing
children caused by his unsafe pool.
,Defenses to false imprisonment and false arrest for law enforcement officers include
which one of the following for felonies?
Select one:
A. The arrest was made for a crime that was committed in a public place.
B. The arrest was made without a warrant but the crime was committed in the officer's
presence.
C. The arrest was made without a warrant but the officer had a report of the crime from
a citizen who was not involved in the crime.
D. The arrest was made without a legally issued warrant. - Answer-B. The arrest was
made without a warrant but the crime was committed in the officer's presence.
Which one of the following is an example of a situation in which courts frequently apply
the doctrine of res ipsa loquitur?
Select one:
A. Lawsuits by passengers against common carriers
B. Assault and battery
C. Divorce
D. Intentional infliction of emotional distress - Answer-A. Lawsuits by passengers
against common carriers
Which one of the following is a source for bad faith cause of action?
Select one:
A. Cancellation for nonpayment of premium
B. Unfair decrease in premium
C. Failure to file counter claim on behalf of the insured
D. Retaliatory cancellations - Answer-D. Retaliatory cancellations
All of the following are examples of defenses to defamation claims, EXCEPT:
Select one:
A. The statement had absolute or conditional privilege.
B. The statement made by a news anchor was obtained from a reliable source.
C. A retraction was printed soon after the statement was made.
D. The statement regarding the plaintiff was literally true and accurate. - Answer-B. The
statement made by a news anchor was obtained from a reliable source.
In a negligence lawsuit, the plaintiff has the burden of proving all the elements of
negligence, and the defendant has the burden of proving any
Select one:
A. Liability.
B. Defense.
C. Intervening acts.
D. Applicable statutes. - Answer-B. Defense.
The defendant is presumed at the outset of a lawsuit to have used due care until the
plaintiff proves otherwise.
, Bob visits the town square on New Year's Eve for a celebration. While there, a scuffle
occurs causing the crowd to surge forward. Bob is accidentally knocked down by Jim
and suffers an injury to his arm. Soon after a police officer responding to the initial
incident runs into and knocks Bob down, causing an injury to his knee. Does Bob have
grounds for bringing action against Jim and the police officer for battery?
Select one:
A. No, because Jim can assert the defense of consent and the police officer can assert
the defense of physical discipline.
B. No, because the contacts by both Jim and the police officer were accidental and not
intended to be hostile or offensive.
C. Yes, because both Jim and the police officer did not exercise reasonable care in
preventing injury to others by their actions.
D. Yes, because the bodily contact by both Jim and the police officer was more than
"incidental" and resulted in actual bo - Answer-B. No, because the contacts by both Jim
and the police officer were accidental and not intended to be hostile or offensive.
Which one of the following is a defense against conversion?
Select one:
A. Plaintiff demanded return of the property
B. Defendant had the property in its possession the entire time
C. Defendant acted in good faith
D. A plaintiff's failure to establish the right of possession of the property - Answer-D. A
plaintiff's failure to establish the right of possession of the property
Nicolas rented a vacation house to Carolina. Tania visited Carolina and an earthquake
struck the vacation house. Tania was injured by falling debris. Generally, which one of
the following is correct concerning whether Tania has a tort claim against Nicolas or
Carolina?
Select one:
A. Tania has no claim because neither the landowner nor the possessor has a duty to
protect the public from natural conditions of the land.
B. Tania has a claim against Nicolas but not Carolina, because only landowners are
liable for injuries caused by natural conditions of the land.
C. Tania has a claim against Carolina but not Nicolas, because Carolina had a duty to
warn visitors of all dangers present on or inherent in the property.
D. Tania has a claim against Carolina but not Nicolas, because only the possessor of
property can be liable for injuries to third parties that occurred on the possessed land. -
Answer-A. Tania has no claim because neither the landowner nor the possessor has a
duty to protect the public from natural conditions of the land.
Three-year-old Eddie unlatched the gate of a neighbor's chicken coop and all the
chickens ran away. Eddie's parents refused to pay the neighbor the $300 requested for
the loss of the chickens. If the neighbor sues Eddie alone, which one of the following
concepts will be most significant?
Select one:
A. Tortfeasor's capacity
