Medicare Part A Questions and Answers | Latest Version | 2024/2025 | Correct & Verified

Medicare Part A Questions and Answers | Latest Version | 2024/2025 | Correct & Verified Who is eligible for Medicare Part A? Individuals aged 65 or older, certain younger people with disabilities, and those with End- Stage Renal Disease (ESRD) are eligible for Medicare Part A. Is there a premium for Medicare Part A? Most people do not pay a premium for Medicare Part A if they or their spouse paid Medicare taxes for at least 10 years. Others may pay a monthly premium if they do not meet this requirement. What are the costs associated with Medicare Part A? Costs may include a deductible for hospital stays, coinsurance for extended stays, and a premium for those who do not qualify for premium-free Part A. Does Medicare Part A cover outpatient care? No, Medicare Part A does not cover outpatient care; that is typically covered under Medicare Part B. 2 What is the deductible for Medicare Part A? The deductible is the amount you pay out-of-pocket for each benefit period before Medicare Part A starts covering costs. The amount may vary each year. Does Medicare Part A cover hospice care? Yes, Medicare Part A covers hospice care for patients with a terminal illness who meet eligibility criteria. What is a benefit period in Medicare Part A? A benefit period begins the day you are admitted to a hospital or skilled nursing facility and ends when you have not received inpatient care for 60 consecutive days. Does Medicare Part A cover home health care? Yes, Medicare Part A covers limited home health care services if they are medically necessary and prescribed by a doctor. What is the coinsurance for hospital stays under Medicare Part A? 3 For days 1-60, you pay $0 coinsurance after the deductible. For days 61-90, you pay a daily coinsurance. After 90 days, lifetime reserve days may be used, with higher coinsurance. Does Medicare Part A cover skilled nursing facility care? Yes, Medicare Part A covers skilled nursing facility care if it is medically necessary and follows a qualifying hospital stay of at