Medicare Basics Questions and Answers
| Latest Version | 2024/2025 | Correct &
Verified
Who is eligible for Medicare?
a) Only people over 65
b) Anyone receiving Medicaid benefits
✔✔c) Individuals 65 or older and younger people with certain disabilities
d) People enrolled in private health insurance
What is the purpose of Medigap plans?
a) To provide additional dental and vision coverage
✔✔b) To help pay for out-of-pocket costs not covered by Original Medicare
c) To replace Medicare Part B
d) To cover prescription drugs
What is the Initial Enrollment Period (IEP) for Medicare?
a) A period six months before and after retirement
✔✔b) A 7-month period around your 65th birthday
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,c) The first two months of the year
d) A window to sign up for employer-sponsored health coverage
What happens during the Medicare Annual Enrollment Period (AEP)?
✔✔a) Beneficiaries can change their Medicare Advantage and Part D plans
b) Medicare automatically renews all current plans
c) New beneficiaries are automatically enrolled in Part A
d) All beneficiaries must reapply for Medicare
What does Medicare Part A cover?
a) Doctor visits and diagnostic tests
✔✔b) Inpatient hospital stays, skilled nursing care, and hospice services
c) Routine dental and vision care
d) Preventive screenings and outpatient care
What is the penalty for late enrollment in Medicare Part B?
a) No penalty if you enroll within five years
b) A one-time fee deducted from your benefits
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, ✔✔c) A 10% increase in premiums for every 12-month period you were eligible but not enrolled
d) Loss of all Medicare benefits
How does Medicare Advantage differ from Original Medicare?
✔✔a) Medicare Advantage plans are offered by private companies and often include additional
benefits like vision or dental
b) Original Medicare covers dental and hearing services, while Advantage does not
c) Medicare Advantage plans have no monthly premiums
d) Original Medicare requires enrollment in private insurance
What is the role of CMS in Medicare?
a) To approve all doctors participating in Medicare
b) To directly provide healthcare to beneficiaries
✔✔c) To regulate, oversee, and ensure the quality of Medicare programs
d) To collect monthly premiums from beneficiaries
What is Medicare Part C also known as?
a) Medicare Original
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| Latest Version | 2024/2025 | Correct &
Verified
Who is eligible for Medicare?
a) Only people over 65
b) Anyone receiving Medicaid benefits
✔✔c) Individuals 65 or older and younger people with certain disabilities
d) People enrolled in private health insurance
What is the purpose of Medigap plans?
a) To provide additional dental and vision coverage
✔✔b) To help pay for out-of-pocket costs not covered by Original Medicare
c) To replace Medicare Part B
d) To cover prescription drugs
What is the Initial Enrollment Period (IEP) for Medicare?
a) A period six months before and after retirement
✔✔b) A 7-month period around your 65th birthday
1
,c) The first two months of the year
d) A window to sign up for employer-sponsored health coverage
What happens during the Medicare Annual Enrollment Period (AEP)?
✔✔a) Beneficiaries can change their Medicare Advantage and Part D plans
b) Medicare automatically renews all current plans
c) New beneficiaries are automatically enrolled in Part A
d) All beneficiaries must reapply for Medicare
What does Medicare Part A cover?
a) Doctor visits and diagnostic tests
✔✔b) Inpatient hospital stays, skilled nursing care, and hospice services
c) Routine dental and vision care
d) Preventive screenings and outpatient care
What is the penalty for late enrollment in Medicare Part B?
a) No penalty if you enroll within five years
b) A one-time fee deducted from your benefits
2
, ✔✔c) A 10% increase in premiums for every 12-month period you were eligible but not enrolled
d) Loss of all Medicare benefits
How does Medicare Advantage differ from Original Medicare?
✔✔a) Medicare Advantage plans are offered by private companies and often include additional
benefits like vision or dental
b) Original Medicare covers dental and hearing services, while Advantage does not
c) Medicare Advantage plans have no monthly premiums
d) Original Medicare requires enrollment in private insurance
What is the role of CMS in Medicare?
a) To approve all doctors participating in Medicare
b) To directly provide healthcare to beneficiaries
✔✔c) To regulate, oversee, and ensure the quality of Medicare programs
d) To collect monthly premiums from beneficiaries
What is Medicare Part C also known as?
a) Medicare Original
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