AHIP 2024 Final Exam
NEWEST 2024 ACTUAL EXAM
QUESTIONS AND CORRECT
DETAILED ANSWERS
VERIFIED ANSWERS ALREADY
GRADED A+
,Mrs. Wu was primarily a homemaker and employed in jobs
that provided taxable income only sporadically. Her husband
worked full-time throughout his long career. She has heard
that to qualify for Medicare Part A she has to have worked
and paid Medicare taxes for a sufficient time. What should
you tell her? - CORRECT ANSWER-
Choose one answer. - CORRECT ANSWER-
- CORRECT ANSWER-a. She will have to obtain a job and
work enough years to qualify for Medicare Part A.
- CORRECT ANSWER-b. She will have to pay the monthly
Part A premium in order to obtain the coverage.
- CORRECT ANSWER-c. Because her husband paid
Medicare taxes, and she rarely did, she will have to pay Part
A premiums but will do so at a reduced rate.
- CORRECT ANSWER-d. Since her husband paid Medicare
taxes during the entire time he was working, she will
automatically qualify for Medicare Part A without having to
pay any premiums.
,Question45 - CORRECT ANSWER-
Marks: 1 - CORRECT ANSWER-
Mrs. Sanchez lives in a state located near Canada. She has
recently become eligible for Medicare and is considering
enrollment in Part D prescription drug coverage. One of her
friends has told her that she needs to be aware of something
called TrOOP. What should you tell her when she asks you
about TrOOP? - CORRECT ANSWER-
Choose one answer. - CORRECT ANSWER-
- CORRECT ANSWER-a. TrOOP are out-of-pocket costs that
count toward the annual out-of-pocket threshold to move
into catastrophic coverage and generally include the annual
deductible(s) and costs for drugs on the plan's formulary
purchased at a plan's participating pharmacy. In some
instances, amounts not directly paid by the enrollee (like
manufacturer discounts) count toward TrOOP.
, - CORRECT ANSWER-b. TrOOP is calculated on a
cumulative basis and consists of the sum of an enrollee's
out-of-pocket deductibles from the date of his or her
enrollment in Part D plus outlays for over-the-counter drugs.
- CORRECT ANSWER-c. TrOOP is calculated on an annual
basis and consists of an enrollee's out-of-pocket deductible
plus any amounts paid on behalf of an enrollee by Medicaid.
- CORRECT ANSWER-d. TrOOP are out-of-pocket costs that
count toward the annual out-of-pocket threshold to move
into catastrophic coverage and generally include, in addition
to the annual deductible, costs for drugs not on the Part D
plan's formulary and drugs purchased outside the United
States.
Question19 - CORRECT ANSWER-
Marks: 1 - CORRECT ANSWER-
Mrs. Walters is entitled to Part A and has medical coverage
without drug coverage through an employer retiree plan. She
is not enrolled in Part B. Since the employer plan does not
cover prescription drugs, she wants to enroll in a Medicare
NEWEST 2024 ACTUAL EXAM
QUESTIONS AND CORRECT
DETAILED ANSWERS
VERIFIED ANSWERS ALREADY
GRADED A+
,Mrs. Wu was primarily a homemaker and employed in jobs
that provided taxable income only sporadically. Her husband
worked full-time throughout his long career. She has heard
that to qualify for Medicare Part A she has to have worked
and paid Medicare taxes for a sufficient time. What should
you tell her? - CORRECT ANSWER-
Choose one answer. - CORRECT ANSWER-
- CORRECT ANSWER-a. She will have to obtain a job and
work enough years to qualify for Medicare Part A.
- CORRECT ANSWER-b. She will have to pay the monthly
Part A premium in order to obtain the coverage.
- CORRECT ANSWER-c. Because her husband paid
Medicare taxes, and she rarely did, she will have to pay Part
A premiums but will do so at a reduced rate.
- CORRECT ANSWER-d. Since her husband paid Medicare
taxes during the entire time he was working, she will
automatically qualify for Medicare Part A without having to
pay any premiums.
,Question45 - CORRECT ANSWER-
Marks: 1 - CORRECT ANSWER-
Mrs. Sanchez lives in a state located near Canada. She has
recently become eligible for Medicare and is considering
enrollment in Part D prescription drug coverage. One of her
friends has told her that she needs to be aware of something
called TrOOP. What should you tell her when she asks you
about TrOOP? - CORRECT ANSWER-
Choose one answer. - CORRECT ANSWER-
- CORRECT ANSWER-a. TrOOP are out-of-pocket costs that
count toward the annual out-of-pocket threshold to move
into catastrophic coverage and generally include the annual
deductible(s) and costs for drugs on the plan's formulary
purchased at a plan's participating pharmacy. In some
instances, amounts not directly paid by the enrollee (like
manufacturer discounts) count toward TrOOP.
, - CORRECT ANSWER-b. TrOOP is calculated on a
cumulative basis and consists of the sum of an enrollee's
out-of-pocket deductibles from the date of his or her
enrollment in Part D plus outlays for over-the-counter drugs.
- CORRECT ANSWER-c. TrOOP is calculated on an annual
basis and consists of an enrollee's out-of-pocket deductible
plus any amounts paid on behalf of an enrollee by Medicaid.
- CORRECT ANSWER-d. TrOOP are out-of-pocket costs that
count toward the annual out-of-pocket threshold to move
into catastrophic coverage and generally include, in addition
to the annual deductible, costs for drugs not on the Part D
plan's formulary and drugs purchased outside the United
States.
Question19 - CORRECT ANSWER-
Marks: 1 - CORRECT ANSWER-
Mrs. Walters is entitled to Part A and has medical coverage
without drug coverage through an employer retiree plan. She
is not enrolled in Part B. Since the employer plan does not
cover prescription drugs, she wants to enroll in a Medicare
