AHIP COMPREHENSIVE TEST EXAM 2026/2027 AND
PRACTICE QUESTIONS WITH A STUDY GUIDE | ALL
VERSIONS OF THE EXAM WITH ALL MODULES
COVERED | ACCURATE AND VERIFIED QUESTIONS AND
ANSWERS FOR GUARANTEED PASS | LATEST UPDATE
2026 EDITION
You are visiting Mr. Connor and his daughter at her request. He has
advanced Alzheimer's and is incapable of understanding the
implications of choosing a Medicare Advantage or prescription drug
plan. Can his daughter fill out the enrollment form and sign it for him?
Mr. Connor's daughter can do so only if she is authorized under state
law as a court-appointed legal guardian, has a durable power of
attorney for health care decisions, or is authorized under state
surrogate consent laws to make health decisions.
Mr. Blake is enrolled in his employer's group health plan and will be
retiring soon. He would like to know his options since he has decided
to drop his retiree coverage and is eligible for Medicare. What should
you tell him?
Mr. Blake can disenroll from his employer-sponsored coverage to elect
a Medicare Advantage or Part D plan within 2 months of his
disenrollment.
,Mrs. Farmer would like to enroll in a Medicare Cost plan that offers Part
D prescription drug coverage. She is coming to you for advice about
when she can enroll in a plan you have previously discussed. What
should you tell her?
Enrollment in Cost plans offering Part D coverage is available only
during enrollment periods under the Part D program, and Cost plans
must accept enrollments during these periods.
Mrs. Dunn would like her daughter, who lives in another state, to meet
with you during the Annual Election Period to help her complete her
enrollment in a Part D plan. She asked you when she should have her
daughter plan to visit. What could you tell her?
Her daughter should come in November.
Mr. Jerome Summers participated in Original Medicare (Parts A and B)
for several years before electing to enroll in a Medicare Savings
Account (MSA) Medicare Advantage Plan for the first time on
November 1st during the Annual Election Period. Almost immediately
thereafter, Mr. Summers contacts you to tell you that he regrets his
decision and wants to change his election back to Original Medicare.
How would you advise him?
Mr. Summers may revoke his election if he does it no later than
December 15th of the same year. He is allowed to do this because he
has never elected an MA MSA plan.
,Mrs. Delgado is currently enrolled in Original Medicare (Parts A and B),
but she has been working with Agent Hudson in the selection of a
Medicare Advantage (MA) plan. It is mid-September, and Mrs. Delgado
is going on vacation. Agent Hudson is considering suggesting that he
and Mrs. Delgado complete the application together before she
leaves. He will then submit the paper application before the start of the
annual enrollment period (AEP). What would you say If you were
advising Agent Hudson?
This is a bad idea. Agents are generally prohibited from soliciting or
accepting an enrollment form before the start of the AEP.
Ms. Sutton is enrolled in an MA-PD plan but will be moving out of the
plan's service area next month. She is worried that she will not be able
to enroll in another plan available in her new residence until the Annual
Election Period. What should you tell her?
She is eligible for a special election period (SEP) that begins either the
month before her permanent move, if the plan is notified in advance, or
the month she provides notice of the move, and this period typically
lasts an additional two months.
Which of the following individuals has enrolled in a plan based on a
fixed enrollment period?
Tran enrolls in a Medicare Advantage plan during the Medicare
Advantage Open Enrollment Period (MA OEP).
, Mrs. Knight enrolled in an MA-PD plan during the Annual Election
Period. In mid-January of the following year, she wants to switch back
to Original Medicare and enroll in a stand-alone prescription drug
plan. What should you tell her?
During the MA Open Enrollment Period, from January 1 - March 31, she
may disenroll from the MA-PD plan into Original Medicare and may
add a stand-alone prescription drug plan.
Mr. Shaffer is currently enrolled in a Medicare Advantage plan that
includes drug coverage. He found a stand-alone Medicare prescription
drug plan in his area that offers better coverage than that available
through his MA-PD plan and in addition, has a low premium. It won't
cost him much more and, because he has the means to do so, he
wishes to enroll in the stand-alone prescription drug plan in addition to
his MA-PD plan. What should you tell him?
If Mr. Shaffer enrolls in the stand-alone Medicare prescription drug
plan, he will be disenrolled from the Medicare Advantage plan.
Mrs. Curry enrolled in Original Medicare and Medigap coverage
following her retirement several years ago. Four months ago, Mrs. Curry
dropped her Medigap policy to enroll in a Medicare Advantage (MA)
plan for the first time. Unfortunately, Mrs. Curry has found that many of
her providers are not in the MA plan's network. She has come to you for
advice. What should you tell her?
She qualifies for a special election period (SEP) that will allow her to
make a one-time election to return to Original Medicare and she also
has a guaranteed eligibility period to rejoin her Medigap plan.
PRACTICE QUESTIONS WITH A STUDY GUIDE | ALL
VERSIONS OF THE EXAM WITH ALL MODULES
COVERED | ACCURATE AND VERIFIED QUESTIONS AND
ANSWERS FOR GUARANTEED PASS | LATEST UPDATE
2026 EDITION
You are visiting Mr. Connor and his daughter at her request. He has
advanced Alzheimer's and is incapable of understanding the
implications of choosing a Medicare Advantage or prescription drug
plan. Can his daughter fill out the enrollment form and sign it for him?
Mr. Connor's daughter can do so only if she is authorized under state
law as a court-appointed legal guardian, has a durable power of
attorney for health care decisions, or is authorized under state
surrogate consent laws to make health decisions.
Mr. Blake is enrolled in his employer's group health plan and will be
retiring soon. He would like to know his options since he has decided
to drop his retiree coverage and is eligible for Medicare. What should
you tell him?
Mr. Blake can disenroll from his employer-sponsored coverage to elect
a Medicare Advantage or Part D plan within 2 months of his
disenrollment.
,Mrs. Farmer would like to enroll in a Medicare Cost plan that offers Part
D prescription drug coverage. She is coming to you for advice about
when she can enroll in a plan you have previously discussed. What
should you tell her?
Enrollment in Cost plans offering Part D coverage is available only
during enrollment periods under the Part D program, and Cost plans
must accept enrollments during these periods.
Mrs. Dunn would like her daughter, who lives in another state, to meet
with you during the Annual Election Period to help her complete her
enrollment in a Part D plan. She asked you when she should have her
daughter plan to visit. What could you tell her?
Her daughter should come in November.
Mr. Jerome Summers participated in Original Medicare (Parts A and B)
for several years before electing to enroll in a Medicare Savings
Account (MSA) Medicare Advantage Plan for the first time on
November 1st during the Annual Election Period. Almost immediately
thereafter, Mr. Summers contacts you to tell you that he regrets his
decision and wants to change his election back to Original Medicare.
How would you advise him?
Mr. Summers may revoke his election if he does it no later than
December 15th of the same year. He is allowed to do this because he
has never elected an MA MSA plan.
,Mrs. Delgado is currently enrolled in Original Medicare (Parts A and B),
but she has been working with Agent Hudson in the selection of a
Medicare Advantage (MA) plan. It is mid-September, and Mrs. Delgado
is going on vacation. Agent Hudson is considering suggesting that he
and Mrs. Delgado complete the application together before she
leaves. He will then submit the paper application before the start of the
annual enrollment period (AEP). What would you say If you were
advising Agent Hudson?
This is a bad idea. Agents are generally prohibited from soliciting or
accepting an enrollment form before the start of the AEP.
Ms. Sutton is enrolled in an MA-PD plan but will be moving out of the
plan's service area next month. She is worried that she will not be able
to enroll in another plan available in her new residence until the Annual
Election Period. What should you tell her?
She is eligible for a special election period (SEP) that begins either the
month before her permanent move, if the plan is notified in advance, or
the month she provides notice of the move, and this period typically
lasts an additional two months.
Which of the following individuals has enrolled in a plan based on a
fixed enrollment period?
Tran enrolls in a Medicare Advantage plan during the Medicare
Advantage Open Enrollment Period (MA OEP).
, Mrs. Knight enrolled in an MA-PD plan during the Annual Election
Period. In mid-January of the following year, she wants to switch back
to Original Medicare and enroll in a stand-alone prescription drug
plan. What should you tell her?
During the MA Open Enrollment Period, from January 1 - March 31, she
may disenroll from the MA-PD plan into Original Medicare and may
add a stand-alone prescription drug plan.
Mr. Shaffer is currently enrolled in a Medicare Advantage plan that
includes drug coverage. He found a stand-alone Medicare prescription
drug plan in his area that offers better coverage than that available
through his MA-PD plan and in addition, has a low premium. It won't
cost him much more and, because he has the means to do so, he
wishes to enroll in the stand-alone prescription drug plan in addition to
his MA-PD plan. What should you tell him?
If Mr. Shaffer enrolls in the stand-alone Medicare prescription drug
plan, he will be disenrolled from the Medicare Advantage plan.
Mrs. Curry enrolled in Original Medicare and Medigap coverage
following her retirement several years ago. Four months ago, Mrs. Curry
dropped her Medigap policy to enroll in a Medicare Advantage (MA)
plan for the first time. Unfortunately, Mrs. Curry has found that many of
her providers are not in the MA plan's network. She has come to you for
advice. What should you tell her?
She qualifies for a special election period (SEP) that will allow her to
make a one-time election to return to Original Medicare and she also
has a guaranteed eligibility period to rejoin her Medigap plan.
