215 test questions 2026 WITH
CORRECT AND VERIFIED ANSWERS
||NEWEST VERSION
pay special deductible on his major medical policy - ANSWER-insured has a basic
expense and major medical policy. He is injured in an accident, which require several
major surgeries. This quickly exhaust his basic expense policy. What must he before his
major medical starts?
Hospital Indemnity policy - ANSWER-pays a benefit for each day the insured is in a
hospital
purpose of HMO - ANSWER-early detection through regular check-ups
24 months - ANSWER-this provision allows the insurance company to limit the
insurance benefits to his or her average income over the last how many months?
applicant - ANSWER-Who must initial the changes on a policy?
Insuring clause - ANSWER-company promise to pay
paid-up addition option - ANSWER-allows the insured to purchase a smaller amount of
insurance the same type of insurance policy
90 days - ANSWER-proof of loss, under a health policy, must be submitted within how
many days?
Insuring clause - ANSWER-the section of a health policy that states the causes of
eligible loss under which an insured is assumed to be disabled
insurers executive officer - ANSWER-who has the authority to make changes to an
insurance policy
option B - ANSWER-under this option the death benefit includes the annual increase in
cash value so the death benefit gradually increases each year by the amount that the
cash value increases
Elimination period - ANSWER-waiting to receive benefits
tax deductible - ANSWER-the premiums paid by the employer in a business life
insurance policy are?
CORRECT AND VERIFIED ANSWERS
||NEWEST VERSION
pay special deductible on his major medical policy - ANSWER-insured has a basic
expense and major medical policy. He is injured in an accident, which require several
major surgeries. This quickly exhaust his basic expense policy. What must he before his
major medical starts?
Hospital Indemnity policy - ANSWER-pays a benefit for each day the insured is in a
hospital
purpose of HMO - ANSWER-early detection through regular check-ups
24 months - ANSWER-this provision allows the insurance company to limit the
insurance benefits to his or her average income over the last how many months?
applicant - ANSWER-Who must initial the changes on a policy?
Insuring clause - ANSWER-company promise to pay
paid-up addition option - ANSWER-allows the insured to purchase a smaller amount of
insurance the same type of insurance policy
90 days - ANSWER-proof of loss, under a health policy, must be submitted within how
many days?
Insuring clause - ANSWER-the section of a health policy that states the causes of
eligible loss under which an insured is assumed to be disabled
insurers executive officer - ANSWER-who has the authority to make changes to an
insurance policy
option B - ANSWER-under this option the death benefit includes the annual increase in
cash value so the death benefit gradually increases each year by the amount that the
cash value increases
Elimination period - ANSWER-waiting to receive benefits
tax deductible - ANSWER-the premiums paid by the employer in a business life
insurance policy are?
