New York Personal Lines Final Exam – Questions
With Accurate Solutions
Save
Practice questions for this set
Learn 1 /7 Study using Learn
The named insured
Choose an answer
A passenger is injured while getting into a friends car. Which of the following statements
1 would apply if both the passenger and the driver had medical payments coverage under
the auto policy.
2 In a personal auto policy the term you refers to
If the insured owns a watch valued at $10,000, full coverage can be provided on a
3
homeowners policy by purchasing the
4 Which of the following examples of losses paid under an HO-3 homeowners policy?
Don't know?
Terms in this set (100)
, A passenger is injured while getting The drivers policy would be primary.
into a friends car. Which of the
following statements would apply if
both the passenger and the driver had
medical payments coverage under the
auto policy.
Adverse selection is a concept best Risks with higher probability of loss, seeking
described as: insurances more often than other risks.
An example of an alien insurer doing Mexico
business in NY is one formed under
the laws of
According to the NY motor vehicle 25/50/10
financial responsibility law what are
the required limits of liability on auto
policies issued in this state?
Which of the following examples of Damage to the dwelling caused by lava or dust from
losses paid under an HO-3 volcanic eruption.
homeowners policy?
The insureds car was hit and damaged Other-Than- Collision
by a deer. Under which of the
following coverages in a personal
auto policy would this loss be paid?
Negligence may be defined as The failure to use reasonable and prudent care
When the direct chain of events A proximate cause
resulting from a negligent act causes
injury or damage that act is
considered to be
All of the following are major Loss of income
coverages included in the
homeowners policy except
With Accurate Solutions
Save
Practice questions for this set
Learn 1 /7 Study using Learn
The named insured
Choose an answer
A passenger is injured while getting into a friends car. Which of the following statements
1 would apply if both the passenger and the driver had medical payments coverage under
the auto policy.
2 In a personal auto policy the term you refers to
If the insured owns a watch valued at $10,000, full coverage can be provided on a
3
homeowners policy by purchasing the
4 Which of the following examples of losses paid under an HO-3 homeowners policy?
Don't know?
Terms in this set (100)
, A passenger is injured while getting The drivers policy would be primary.
into a friends car. Which of the
following statements would apply if
both the passenger and the driver had
medical payments coverage under the
auto policy.
Adverse selection is a concept best Risks with higher probability of loss, seeking
described as: insurances more often than other risks.
An example of an alien insurer doing Mexico
business in NY is one formed under
the laws of
According to the NY motor vehicle 25/50/10
financial responsibility law what are
the required limits of liability on auto
policies issued in this state?
Which of the following examples of Damage to the dwelling caused by lava or dust from
losses paid under an HO-3 volcanic eruption.
homeowners policy?
The insureds car was hit and damaged Other-Than- Collision
by a deer. Under which of the
following coverages in a personal
auto policy would this loss be paid?
Negligence may be defined as The failure to use reasonable and prudent care
When the direct chain of events A proximate cause
resulting from a negligent act causes
injury or damage that act is
considered to be
All of the following are major Loss of income
coverages included in the
homeowners policy except
