Casualty Pearson VUE Practice Tests
Questions and answers, 100% Accurate,
rated A+
A private passenger auto policy may be canceled more than sixty days after the effective date for what
reason?
(i.e. drivers license status) - ✔✔-Suspension of the insured's driver's license
An insurance company may deny an employee's claim for Workers Compensation benefits if the
employee was: - ✔✔-drunk and caused the injury
Under the automobile insurance plan (AIP), all of the following coverage's are available to the eligible
owner of a private passenger vehicle EXCEPT: - ✔✔-Rental Reimbursement
The account of an insured employees workers compensation disability payments is based on the
employer's - ✔✔-Weekly wage
Proof of Motor Vehicle Liability insurance is required of the driver when ____ a vehicle - ✔✔-When
registering a vehicle
Proof of Financial Responsibility for damages caused by an automobile accident may be shown by all of
the following documents EXCEPT: - ✔✔-A certified financial statement
Which of the following statements is CORRECT about Uninsured/Underinsured Motorists coverage in
this state?
(it is subject to _____ by the policyholder in ____) - ✔✔-It is subject to rejection by the policyholder in
writing
A candidate for licensure as a property insurance produce must have completed a MINIMUM of how
many hours of prelicensing education? - ✔✔-15 hours
, An employer who has been refused Worker's Compensation coverage by at least four insurance
companies may apply for coverage with - ✔✔-The Assigned Risk Plan
The Workers Compensation Act provide coverage for all of the following losses EXCEPT: - ✔✔-An on-the-
job injury sustained by an employee who was intoxicated
If an insured has more than one auto policy that provides Uninsured Motorists coverage, which of the
following statements about the recovery of benefits is CORRECT?
(total recovery is ____ to the highest or lowest limits of those coverages?) - ✔✔-Total recovery is
restricted to the highest limits of those coverages
The Nonrenewal of an auto policy does not become effective until how many days after the insured
receives notice from the insurance company? - ✔✔-30 days
Which of the following companies MUST participate in the Auto Insurance Plan? - ✔✔-All companies
that sell auto insurance in this state
Which of the following policies is intended to broaden the coverages and increase the limits of
underlying insurance? - ✔✔-Umbrella Liability
Under a Commercial General Liability Policy, medical payment expenses MUST BE:
(___ within [x] year of the [time frame] of the ____) - ✔✔-reported within 1 year of the date of the
accident
Which of the following individuals is likely to have a valid Workers Compensation claim? - ✔✔-An
employee injured while undergoing job training
The principle of actual cash value is applied to claims for which of the following policies?
(3 words) - ✔✔-Auto Physical Damage
Questions and answers, 100% Accurate,
rated A+
A private passenger auto policy may be canceled more than sixty days after the effective date for what
reason?
(i.e. drivers license status) - ✔✔-Suspension of the insured's driver's license
An insurance company may deny an employee's claim for Workers Compensation benefits if the
employee was: - ✔✔-drunk and caused the injury
Under the automobile insurance plan (AIP), all of the following coverage's are available to the eligible
owner of a private passenger vehicle EXCEPT: - ✔✔-Rental Reimbursement
The account of an insured employees workers compensation disability payments is based on the
employer's - ✔✔-Weekly wage
Proof of Motor Vehicle Liability insurance is required of the driver when ____ a vehicle - ✔✔-When
registering a vehicle
Proof of Financial Responsibility for damages caused by an automobile accident may be shown by all of
the following documents EXCEPT: - ✔✔-A certified financial statement
Which of the following statements is CORRECT about Uninsured/Underinsured Motorists coverage in
this state?
(it is subject to _____ by the policyholder in ____) - ✔✔-It is subject to rejection by the policyholder in
writing
A candidate for licensure as a property insurance produce must have completed a MINIMUM of how
many hours of prelicensing education? - ✔✔-15 hours
, An employer who has been refused Worker's Compensation coverage by at least four insurance
companies may apply for coverage with - ✔✔-The Assigned Risk Plan
The Workers Compensation Act provide coverage for all of the following losses EXCEPT: - ✔✔-An on-the-
job injury sustained by an employee who was intoxicated
If an insured has more than one auto policy that provides Uninsured Motorists coverage, which of the
following statements about the recovery of benefits is CORRECT?
(total recovery is ____ to the highest or lowest limits of those coverages?) - ✔✔-Total recovery is
restricted to the highest limits of those coverages
The Nonrenewal of an auto policy does not become effective until how many days after the insured
receives notice from the insurance company? - ✔✔-30 days
Which of the following companies MUST participate in the Auto Insurance Plan? - ✔✔-All companies
that sell auto insurance in this state
Which of the following policies is intended to broaden the coverages and increase the limits of
underlying insurance? - ✔✔-Umbrella Liability
Under a Commercial General Liability Policy, medical payment expenses MUST BE:
(___ within [x] year of the [time frame] of the ____) - ✔✔-reported within 1 year of the date of the
accident
Which of the following individuals is likely to have a valid Workers Compensation claim? - ✔✔-An
employee injured while undergoing job training
The principle of actual cash value is applied to claims for which of the following policies?
(3 words) - ✔✔-Auto Physical Damage
