NATIONAL VALUATION BIAS AND FAIR
HOUSING LAWS AND REGULATIONS.
EXAM QUESTIONS AND ANSWERS 2026
VERIFIED.
In which case did the U.S. Supreme Court rule that housing organizations and testers are
permitted to sue in racial steering cases? - ANS Havens Realty Corp. v. Coleman
What is the illegal practice of refusing to lend or do business in inner-city neighborhoods called?
- ANS Redlining
Which law gave all citizens the same right to inherit, purchase, lease, sell, hold, and convey real
and personal property? - ANS Civil Rights Act of 1866
Which U.S. Supreme Court case reversed the 'separate but equal' decision in Plessy v. Ferguson?
- ANS Brown v. Board of Education
According to many experts, the maps created by which organization gave federal support to real
estate practices that resulted in housing segregation? - ANS Home Owners Loan Corporation
(HOLC)
What does 'free of favoritism or bias' define? - ANS Fair
Why was the Fair Housing Act amended? - ANS To add protected classes and make it more
enforceable
@COPYRIGHT ALL RIGHTS RESERVED PAGE 1 OF 8
, In the case of which ruling did the U.S. Supreme Court strike down a zoning law that limited
African Americans to specific areas? - ANS Buchanan v. Warley
What is the motto of the National Association of Real Estate Brokers? - ANS Democracy in
Housing
Who may file a lawsuit alleging housing discrimination? - ANS All of these (A tester, A victim
of discrimination, A housing organization)
What provides protection against discrimination in any credit transaction? - ANS Equal Credit
Opportunity Act (ECOA)
Which organization was founded by African American real estate professionals in 1947? -
ANS The National Association of Real Estate Brokers
What allegations did the National Fair Housing Alliance settle against Redfin in 2022? -
ANS Redlining
Which of these is NOT a result of decades of redlining in some U.S. communities? -
ANS Integrated schools
Where did the story about appraisal bias and discrimination originally appear? - ANS The
New York Times
What is the best description of a mortgage lender refusing to make loans in inner-city
neighborhoods? - ANS Redlining
What was the outcome of the Paul Austin and Tenisha Tate-Austin appraisal bias lawsuit? -
ANS The lawsuit was settled for an undisclosed amount.
@COPYRIGHT ALL RIGHTS RESERVED PAGE 2 OF 8
HOUSING LAWS AND REGULATIONS.
EXAM QUESTIONS AND ANSWERS 2026
VERIFIED.
In which case did the U.S. Supreme Court rule that housing organizations and testers are
permitted to sue in racial steering cases? - ANS Havens Realty Corp. v. Coleman
What is the illegal practice of refusing to lend or do business in inner-city neighborhoods called?
- ANS Redlining
Which law gave all citizens the same right to inherit, purchase, lease, sell, hold, and convey real
and personal property? - ANS Civil Rights Act of 1866
Which U.S. Supreme Court case reversed the 'separate but equal' decision in Plessy v. Ferguson?
- ANS Brown v. Board of Education
According to many experts, the maps created by which organization gave federal support to real
estate practices that resulted in housing segregation? - ANS Home Owners Loan Corporation
(HOLC)
What does 'free of favoritism or bias' define? - ANS Fair
Why was the Fair Housing Act amended? - ANS To add protected classes and make it more
enforceable
@COPYRIGHT ALL RIGHTS RESERVED PAGE 1 OF 8
, In the case of which ruling did the U.S. Supreme Court strike down a zoning law that limited
African Americans to specific areas? - ANS Buchanan v. Warley
What is the motto of the National Association of Real Estate Brokers? - ANS Democracy in
Housing
Who may file a lawsuit alleging housing discrimination? - ANS All of these (A tester, A victim
of discrimination, A housing organization)
What provides protection against discrimination in any credit transaction? - ANS Equal Credit
Opportunity Act (ECOA)
Which organization was founded by African American real estate professionals in 1947? -
ANS The National Association of Real Estate Brokers
What allegations did the National Fair Housing Alliance settle against Redfin in 2022? -
ANS Redlining
Which of these is NOT a result of decades of redlining in some U.S. communities? -
ANS Integrated schools
Where did the story about appraisal bias and discrimination originally appear? - ANS The
New York Times
What is the best description of a mortgage lender refusing to make loans in inner-city
neighborhoods? - ANS Redlining
What was the outcome of the Paul Austin and Tenisha Tate-Austin appraisal bias lawsuit? -
ANS The lawsuit was settled for an undisclosed amount.
@COPYRIGHT ALL RIGHTS RESERVED PAGE 2 OF 8
