Alabama Personal Lines Exam Questions with
Verified Answers 100% Correct | New Update
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Terms in this set (214)
Which Homeowner's HO-3
policy provides all risk or
open peril coverage on
the dwelling but broad
form coverage on the
personal property?
The HO-4 is basically An apartment-dweller's personal property
intended to cover which
of the following types of
risks?
An individual otherwise six months
qualified except for
having taken and passed
the examination can be
issued a temporary
insurance producer
license, which is valid for a
maximum period of
Who of the following All of the above
would have Liability
coverage under Chuck's
Personal Auto policy?
1/18
,The authority given by the implied authority
company to the agent is
NOT formally written or
communicated is called
Which of the following Fidelity Bonds commonly provide coverage for an
correctly identifies insured act occurring during the bond period and
common characteristics of discovered before the end of the discovery period.
Fidelity Bonds?
An automobile collision an accident and an occurrence
would be considered
Which of the following are All of the above
excluded property losses
under all Homeowner's
forms?
What type of Ocean cargo
Marine insurance covers
goods while they are in
transit over water?
Under the Personal Auto all of the above
policy, Uninsured
Motorists coverage
provides coverage for
bodily injury for which the
insured is legally entitled
to recover that results
from an accident with
Which of the following For reasons other than non-payment of premium, the
statements about notice insurer must provide at least 20 days notice of
of cancellation of an cancellation of an automobile policy.
Alabama automobile
polity is CORRECT?
2/18
, Assume the following A $1,000 emerald bracelet
items were stolen from the
insured's home. Which one
of the these losses would
be fully covered under
Coverage C (Personal
Property) of the
Homeowner's policy,
assuming the loss was for
the full value of the
property described?
Which Homeowner's Coverage D (Loss of Use)
coverage provides
indirect loss coverage?
Coverage D under a loss of use
standard Homeowner's
policy contains coverage
for
All of the following are Most Boatowner's policies have no limitations or
correct statements exclusions related to how the boat may be used.
regarding coverage under
a Boatowner's policy
EXCEPT
To file a claim for must incur expenses within three years of the accident
coverage under Part B
(Med Pay) of the Personal
Auto policy, the claimant
3/18
Verified Answers 100% Correct | New Update
Save
Terms in this set (214)
Which Homeowner's HO-3
policy provides all risk or
open peril coverage on
the dwelling but broad
form coverage on the
personal property?
The HO-4 is basically An apartment-dweller's personal property
intended to cover which
of the following types of
risks?
An individual otherwise six months
qualified except for
having taken and passed
the examination can be
issued a temporary
insurance producer
license, which is valid for a
maximum period of
Who of the following All of the above
would have Liability
coverage under Chuck's
Personal Auto policy?
1/18
,The authority given by the implied authority
company to the agent is
NOT formally written or
communicated is called
Which of the following Fidelity Bonds commonly provide coverage for an
correctly identifies insured act occurring during the bond period and
common characteristics of discovered before the end of the discovery period.
Fidelity Bonds?
An automobile collision an accident and an occurrence
would be considered
Which of the following are All of the above
excluded property losses
under all Homeowner's
forms?
What type of Ocean cargo
Marine insurance covers
goods while they are in
transit over water?
Under the Personal Auto all of the above
policy, Uninsured
Motorists coverage
provides coverage for
bodily injury for which the
insured is legally entitled
to recover that results
from an accident with
Which of the following For reasons other than non-payment of premium, the
statements about notice insurer must provide at least 20 days notice of
of cancellation of an cancellation of an automobile policy.
Alabama automobile
polity is CORRECT?
2/18
, Assume the following A $1,000 emerald bracelet
items were stolen from the
insured's home. Which one
of the these losses would
be fully covered under
Coverage C (Personal
Property) of the
Homeowner's policy,
assuming the loss was for
the full value of the
property described?
Which Homeowner's Coverage D (Loss of Use)
coverage provides
indirect loss coverage?
Coverage D under a loss of use
standard Homeowner's
policy contains coverage
for
All of the following are Most Boatowner's policies have no limitations or
correct statements exclusions related to how the boat may be used.
regarding coverage under
a Boatowner's policy
EXCEPT
To file a claim for must incur expenses within three years of the accident
coverage under Part B
(Med Pay) of the Personal
Auto policy, the claimant
3/18
