FIPP 2 Midterm 1 Exam Questions With
Correct Answers
Beveridge |Model |- |CORRECT |ANSWER✔✔-everything |done |by |government |through |taxes; |
single |payer |controls; |hospitals |and |clinics |are |public/ |doctors |are |public |and |private; |example |
countries |are |Great |Britain, |Spain, |Cuba; |US |similarities |are |treating |veterans |(the |VA)
Bismarck |Model |- |CORRECT |ANSWER✔✔-uses |an |insurance |system |usually |financed |jointly |by |
employers |and |employees |through |payroll |deduction; |cost |control |through |tight |regulation; |
health |insurance |plans |have |to |cover |everybody |and |don't |make |a |profit |(unlike |US); |doctors, |
hospitals, |and |non-profit |sickness |funds |tend |to |be |private; |example |countries |are |Germany, |
France, |Belgium, |Netherlands; |US |similarities |are |working |Americans |who |get |insurance |on |the
|job
National |Health |Insurance |Model |- |CORRECT |ANSWER✔✔-uses |private |sector |providers |but |
payment |comes |from |a |government |run |insurance |program |that |all |citizens |pay |into; |
healthcare |financed |through |tax |payments; |single |payer |has |power |to |negotiate |lower |prices; |
control |costs |by |limiting |medical |services |that |they |will |pay |for |or |by |making |patients |wait |to |
be |treated; |private |providers, |public |run |national |insurance; |example |countries |are |Canada, |
Taiwan, |South |Korea; |US |similarities |are |for |Americans |over |the |age |of |65
The |Out-Of-Pocket |Model |- |CORRECT |ANSWER✔✔-individual |payments; |rich |get |medical |care; |
most |poor |people |go |their |whole |lives |without |seeing |a |doctor; |example |countries |are |
Cambodia, |rural |India, |Africa, |China, |South |America; |US |similarities |are |15% |of |Americans |who
|have |no |health |insurance |with |access |to |a |doctor |available |if |you |can |pay |the |bill |out-of-
pocket
US |healthcare |system |compared |to |others |- |CORRECT |ANSWER✔✔-spend |the |most; |Mostly |
worse |outcomes |◦ |Obesity |in |adults |◦ |Life |expectancy |at |birth |◦ |Asthma |and |COPD |hospital |
admission |◦ |Diabetes |hospital |admission; |Some |better |outcomes |◦ |Daily |smoking |in |adults |◦ |
, Breast |cancer |relative |survival |◦ |Ischemic |stroke |case |fatality |◦ |AMI |case |fatality; |all |the |other |
countries |have |settled |on |one |model, |which |is |simpler, |fairer, |and |cheaper; |One |of |the |most |
complex |healthcare |systems |in |the |world, |formed |by |intertwining |relationships |between |
providers, |payers, |and |patients |receiving |care
Problems |in |US |healthcare |system |- |CORRECT |ANSWER✔✔-many |baby |boomers |currently |who
|need |Medicare; |life |expectancy |lower |than |other |countries; |spend |way |more |compared |to |
other |countries; |more |obesity; |hospital |admissions |for |heart |failure, |diabetes, |asthma, |and |
COPD; |about |10% |of |U.S. |citizens |lack |health |insurance |and |a |similar |percent |is |underinsured; |
about |16% |of |Americans |say |they |skipped |medication |due |to |cost |while |33% |of |persons |
without |insurance |chose |not |to |fill |Rx; |prescribing |antibiotics |when |not |necessary |and |not |
using |corticosteroids |when |necessary |for |things |like |COPD
quality |- |CORRECT |ANSWER✔✔-the |degree |to |which |health |care |services |for |individuals |and |
populations |increase |the |likelihood |of |desired |health |outcomes |and |are |consistent |with |
current |professional |knowledge
value |- |CORRECT |ANSWER✔✔-quality/ |cost |or |what |do |we |get |for |what |we |pay
National |Academy |of |Medicine |aims |for |healthcare |quality |- |CORRECT |ANSWER✔✔-safe, |
effective, |patient-centered, |timely, |efficient, |equitable
equitable |care |- |CORRECT |ANSWER✔✔-does |not |vary |in |quality |due |to |ethnicity, |gender, |
geographic |location, |income
patient |centeredness |- |CORRECT |ANSWER✔✔-97% |of |patients |said |that |the |provider |
explained |things |clearly |and |97% |said |the |provider |listened |carefully; |84% |said |they |usually |or |
always |get |an |appointment |for |routine |care |as |soon |as |needed; |results |tend |to |be |slightly |
lower |for |Medicaid |patients
Correct Answers
Beveridge |Model |- |CORRECT |ANSWER✔✔-everything |done |by |government |through |taxes; |
single |payer |controls; |hospitals |and |clinics |are |public/ |doctors |are |public |and |private; |example |
countries |are |Great |Britain, |Spain, |Cuba; |US |similarities |are |treating |veterans |(the |VA)
Bismarck |Model |- |CORRECT |ANSWER✔✔-uses |an |insurance |system |usually |financed |jointly |by |
employers |and |employees |through |payroll |deduction; |cost |control |through |tight |regulation; |
health |insurance |plans |have |to |cover |everybody |and |don't |make |a |profit |(unlike |US); |doctors, |
hospitals, |and |non-profit |sickness |funds |tend |to |be |private; |example |countries |are |Germany, |
France, |Belgium, |Netherlands; |US |similarities |are |working |Americans |who |get |insurance |on |the
|job
National |Health |Insurance |Model |- |CORRECT |ANSWER✔✔-uses |private |sector |providers |but |
payment |comes |from |a |government |run |insurance |program |that |all |citizens |pay |into; |
healthcare |financed |through |tax |payments; |single |payer |has |power |to |negotiate |lower |prices; |
control |costs |by |limiting |medical |services |that |they |will |pay |for |or |by |making |patients |wait |to |
be |treated; |private |providers, |public |run |national |insurance; |example |countries |are |Canada, |
Taiwan, |South |Korea; |US |similarities |are |for |Americans |over |the |age |of |65
The |Out-Of-Pocket |Model |- |CORRECT |ANSWER✔✔-individual |payments; |rich |get |medical |care; |
most |poor |people |go |their |whole |lives |without |seeing |a |doctor; |example |countries |are |
Cambodia, |rural |India, |Africa, |China, |South |America; |US |similarities |are |15% |of |Americans |who
|have |no |health |insurance |with |access |to |a |doctor |available |if |you |can |pay |the |bill |out-of-
US |healthcare |system |compared |to |others |- |CORRECT |ANSWER✔✔-spend |the |most; |Mostly |
worse |outcomes |◦ |Obesity |in |adults |◦ |Life |expectancy |at |birth |◦ |Asthma |and |COPD |hospital |
admission |◦ |Diabetes |hospital |admission; |Some |better |outcomes |◦ |Daily |smoking |in |adults |◦ |
, Breast |cancer |relative |survival |◦ |Ischemic |stroke |case |fatality |◦ |AMI |case |fatality; |all |the |other |
countries |have |settled |on |one |model, |which |is |simpler, |fairer, |and |cheaper; |One |of |the |most |
complex |healthcare |systems |in |the |world, |formed |by |intertwining |relationships |between |
providers, |payers, |and |patients |receiving |care
Problems |in |US |healthcare |system |- |CORRECT |ANSWER✔✔-many |baby |boomers |currently |who
|need |Medicare; |life |expectancy |lower |than |other |countries; |spend |way |more |compared |to |
other |countries; |more |obesity; |hospital |admissions |for |heart |failure, |diabetes, |asthma, |and |
COPD; |about |10% |of |U.S. |citizens |lack |health |insurance |and |a |similar |percent |is |underinsured; |
about |16% |of |Americans |say |they |skipped |medication |due |to |cost |while |33% |of |persons |
without |insurance |chose |not |to |fill |Rx; |prescribing |antibiotics |when |not |necessary |and |not |
using |corticosteroids |when |necessary |for |things |like |COPD
quality |- |CORRECT |ANSWER✔✔-the |degree |to |which |health |care |services |for |individuals |and |
populations |increase |the |likelihood |of |desired |health |outcomes |and |are |consistent |with |
current |professional |knowledge
value |- |CORRECT |ANSWER✔✔-quality/ |cost |or |what |do |we |get |for |what |we |pay
National |Academy |of |Medicine |aims |for |healthcare |quality |- |CORRECT |ANSWER✔✔-safe, |
effective, |patient-centered, |timely, |efficient, |equitable
equitable |care |- |CORRECT |ANSWER✔✔-does |not |vary |in |quality |due |to |ethnicity, |gender, |
geographic |location, |income
patient |centeredness |- |CORRECT |ANSWER✔✔-97% |of |patients |said |that |the |provider |
explained |things |clearly |and |97% |said |the |provider |listened |carefully; |84% |said |they |usually |or |
always |get |an |appointment |for |routine |care |as |soon |as |needed; |results |tend |to |be |slightly |
lower |for |Medicaid |patients
