CT Adjuster Exam Questions and Answers 100% Pass

CT Adjuster Exam Questions and
Answers 100% Pass


The Guaranty Association -

CORRECT ANSWER: Covers losses owned by an insurance company

when that company becomes insolvent.




QUESTION: This policy form contains 4 separate coverages. Each has

its own insuring agreement, exclusions, and conditions. -

CORRECT ANSWER: Personal Auto Policy (PAP)




QUESTION: Contributory Negligence -

CORRECT ANSWER: If someone contributes to their loss, they are

barred from recovery (VA, NC, AL, MD, AND DC)




QUESTION: Comparative Negligence -

,CORRECT ANSWER: The damages someone can recover from

another party are reduced by the injured party's own negligence




QUESTION: Assumption of Risk -

CORRECT ANSWER: If someone knowingly exposed themselves to

danger or injury they may be prevented from recovering (ex. Passenger

getting into veh w/ clearly drunk driver)




QUESTION: Statute of Limitations -

CORRECT ANSWER: Time frame to settle your claim or file a lawsuit,

otherwise you lose the right to recover




QUESTION: Adjuster Licensing Requirements (6) -

CORRECT ANSWER: -Trustwothy

-Good moral character

-Financially responsible

-18 or older

, -Not committed an act that is ground for denial, suspension, or

revocation

-Pass the exam




QUESTION: You must live in CT for ___ months before being

considered a resident. -

CORRECT ANSWER: 6




QUESTION: The commissioner may impose a waiting period up to ___

months before retaking the exam. -

CORRECT ANSWER: 6




QUESTION: Licenses renew every ___ years -

CORRECT ANSWER: 2




QUESTION: You must have a total of ___ hours of continuing

education every 2 years -