Most Recent Exam 2025|2026 Actual Comprehensive Exam
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What happens to Pre-need Contracts if FH changes ownership
or closes - ANSWER-send written notice of transfer of
ownership to every preneed client to which it is a party, via
certified mail, return receipt requested, no later than ten days
after the sale notice shall request that the Buyer inform the
funeral establishment, in writing, whether the Buyer wishes to:
(a)
Transfer that Pre-need Funeral Contract, and assign all funds
paid in
connection with that contract, to the new owner(s) of that
funeral establishment; (b)
Transfer that Pre-need Funeral Contract, and assign all
funds paid in connection with that contract, to another
Licensed Funeral Establishment of their choice; (c)
Cancel that Pre-need Funeral Contract, if it is Revocable, and
receive a refund of all funds paid in connection with that
contract pursuant to 239 CMR 4.07(3); (d)
In the event that the Buyer does not respond to this notice
within 30 days after the date on which the notice was sent,
there shall be a rebuttable presumption that the Pre-need
Funeral Contract and all funds connected with that contract
have been transferred to the new owner(s) of the transferee
funeral establishment.
,Sometimes, detailed casket price information is included on the
funeral home's GPL. More often, though, it's provided on a
separate casket price list. Get the price information before you
see the caskets, so that you can ask about lowerpriced
products that may not be on display. Why - ANSWER-so you
can ask about lower priced products not on display
Outer burial containers are not required by state law anywhere
in the U.S., but many cemeteries require them to prevent the
grave from caving in. If the funeral home sells containers, but
doesn't list their prices on the GPL, you have the right to look
at a separate container price list before you see the containers.
- ANSWER-If you don't see the lower-priced containers listed,
ask about them.
Receive a written statement after you decide what you want,
and before you
pay - ANSWER-
true
The funeral home must give you a statement listing every good
and service you have selected, the price of each, and the total
cost immediately after you make the arrangements. - ANSWER-
true
If a owner of a funeral home is not a type 3 funeral director,
what amount of
,shares may they hold -
ANSWER-49%
Introduction - ANSWER-In 1984, the FTC put into effect the
Funeral Industry Practices Trade Regulation (16 C.F.R Part 453)
That regulation, which is commonly referred to as the Funeral
Rule, was reviewed and revised in 1994.
-Effects all who sell BOTH funeral goods and services
Primary Purposes of the Funeral Rule - ANSWER-(1) To give
consumers the right to select those funeral goods and services
which they wish to purchase (2) To provide consumers access
to detailed, itemized price information prior to purchase
decisions;
(3) To prevent misrepresentation and other unfair and
deceptive practices in the sales of funeral goods and services
General Price List (GPL) - ANSWER-The cornerstone to the
Funeral Rule. This is given to the consumer prior to purchase
of the funeral and provides him with a detailed itemized listing
of the goods and services offered by the funeral home
GPL: Introductory Matters - ANSWER-On the GPL, the funeral
home must place its name, address, telephone number, the
words "General Price List" and the effective date
GPL: Itemization of Sixteen Goods and Services - ANSWER-To
insure that consumers have the right to pick and choose those
, select items they wish to purchase, the FTC has selected
sixteen various items that *must* be separately priced in the
GPL. It is important to note that funeral homes are only
required to list these goods and services if they offer them for
sale. Ex: if a funeral home elects to not offer embalming, it may
be deleted from the GPL.
Funeral homes will typically sell additional goods and services
other than the sixteen which must be separately itemized. While
funeral homes are not required to place other goods and
services on the GPL, as a matter of proper business practice, it
is recommended that all goods and services offered by the
funeral home be listed on the GPL
Sixteen Goods and Services on the GPL - ANSWER-(1) Basic
Service of
Funeral Director and Staff
(2) Embalming
(3) Other Preparation of the Body
(4) Services and Facilities for Viewing
(5) Services and Facilities for Funeral Ceremony
(6) Services and Facilities for Memorial Service
(7) Service and Equipment for Graveside Service
(8) Transfer of Remains to Funeral Home
(9) Hearse
(10) Limousine
(11) Casket Price Range
(12) Outer Burial Container Price Range
(13) Forwarding of Remains