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Maryland State Exam Life Insurance License
Practice Exam 2025|Actual Q&A
Declarations - correct-answer-In what part of an insurance policy or policy
benefits found?
Which type of life insurance is normally associated with a paler benefit rider -
correct-answer-Juvenile insurance
Which of the following is not considered advertising? - correct-answer-Oh rating
from A rating service company such as a.m. best
During the accumulation. Who can surrender an annuity - correct-answer-Policy
owner
Fixed period Settlement options are considered to be a form of a - correct-answer-
Annuity
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Which of the following is not information found in a life insurance buyers guide -
correct-answer-How to take legal action against a insurance company
All of the following characteristics of a group life insurance plan except - correct-
answer-Individual underwriting
A securities license is required for a life insurance producer to sell - correct-
answer-Variable life insurance
Which of the following is present when an applicant stands to lose value if the
insured dies - correct-answer-Insurable interest
What may be the result of replacing an existing life insurance policy with a new
one - correct-answer-Surrender charge
Signatures for an insurance application must be obtained by the producer from all
the following sources except - correct-answer-The policy owner
Maryland State Exam Life Insurance License
Practice Exam 2025|Actual Q&A
Declarations - correct-answer-In what part of an insurance policy or policy
benefits found?
Which type of life insurance is normally associated with a paler benefit rider -
correct-answer-Juvenile insurance
Which of the following is not considered advertising? - correct-answer-Oh rating
from A rating service company such as a.m. best
During the accumulation. Who can surrender an annuity - correct-answer-Policy
owner
Fixed period Settlement options are considered to be a form of a - correct-answer-
Annuity
, 2|Page
Which of the following is not information found in a life insurance buyers guide -
correct-answer-How to take legal action against a insurance company
All of the following characteristics of a group life insurance plan except - correct-
answer-Individual underwriting
A securities license is required for a life insurance producer to sell - correct-
answer-Variable life insurance
Which of the following is present when an applicant stands to lose value if the
insured dies - correct-answer-Insurable interest
What may be the result of replacing an existing life insurance policy with a new
one - correct-answer-Surrender charge
Signatures for an insurance application must be obtained by the producer from all
the following sources except - correct-answer-The policy owner
