NY LIFE ACCIDENT AND HEALTH INSURANCE
AGENT BROKER EXAM CERTIFICATION
EVALUATION TEST 2025 QUESTIONS AND
VERIFIED COMPLETE SOLUTIONS GRADED A+
◉ A Key Person Disability Income Policy pays benefits to the Answer:
Employer
◉ Which of the following is an example of presumptive disability?
Answer: Loss of sight
◉ A policyowner suffers an injury that renders him incapable of
performing one or more important job duties. Any decrease in income
resulting from this injury would make him eligible for benefits under
which provision? Answer: Partial disability
◉ Medicaid is a government-funded program designed to provide health
care to Answer: low income state resident
◉ Group Disability Income Insurance usually involves Answer:
providing benefits for nonoccupational illnesses and injuries
◉ Utilization review includes all of the following EXCEPT Answer:
projected date for release of the patient
AGENT BROKER EXAM CERTIFICATION
EVALUATION TEST 2025 QUESTIONS AND
VERIFIED COMPLETE SOLUTIONS GRADED A+
◉ A Key Person Disability Income Policy pays benefits to the Answer:
Employer
◉ Which of the following is an example of presumptive disability?
Answer: Loss of sight
◉ A policyowner suffers an injury that renders him incapable of
performing one or more important job duties. Any decrease in income
resulting from this injury would make him eligible for benefits under
which provision? Answer: Partial disability
◉ Medicaid is a government-funded program designed to provide health
care to Answer: low income state resident
◉ Group Disability Income Insurance usually involves Answer:
providing benefits for nonoccupational illnesses and injuries
◉ Utilization review includes all of the following EXCEPT Answer:
projected date for release of the patient
