New York State Auto Damage and Theft
quiz 17-71 Exam 2024/2025 with
complete solution
Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss
of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss - Answer--Consequential loss
When the rear of the vehicle is damaged and there is a gap between the trunk lid and the quarter panel,
what else on the vehicle should the appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails - Answer--The frame rails
,In auto physical damage insurance, an insured peril cause of loss is known as:
Direct loss
Indirect loss
Loss evaluation
Consequential loss - Answer--Direct loss
If an appraiser has to forfeit his bond in New York. The amount of the bond is:
$500
$1000
$2000
$5000 - Answer--$1000
Which of the following is NOT a true statement regarding auto appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license issued to him by the Insurance
Department and display it, upon request, to an owner whose vehicle is being inspected, to the repair
shop representative involved.
The appraiser must leave a legible copy of his appraisal with that of the repair shop selected by the
consumer to make the repairs and also furnish a copy to the owner of the vehicle.
No appraiser is permitted secure or use repair estimates that have been obtained by the use of
photographs, telephone calls or in any manner other than a personal inspection.
The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in any way as a
result of appraisal services rendered by him for his own benefit. - Answer--The appraiser is permitted to
traffic in automobile salvage if such salvage is obtained in any way as a result of appraisal services
rendered by him for his own benefit.
,The burden of proof that a covered loss has occurred is normally a duty of:
The insurance company
The adjuster
The appraiser
The insured - Answer--The insured
Appraisers may secure or use repair estimates that have been obtained by the use of:
Telephone calls
Photographs
Personal inspection
All of the responses are correct - Answer--Personal inspection
Which of the following are factors to consider when estimating a flooded vehicle?
I. Type of water
II. Amount of time submerged
III. Height of the flood
IV. How quickly can repairs begin
I, II and III only
II, III and IV only
, I, II, III and IV
I, III and IV only - Answer--I, II, III and IV
Determining the value of a damaged vehicle as to its replacement value or actual cash value it referred
to as:
Damage value
Diminished value
Loss valuation
Market value - Answer--Loss valuation/This is called loss valuation. The insurer reserves the right to
repair or replace the damaged vehicle
Before revoking or suspending a license, the Superintendent must first send _____ notice and give the
accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days. - Answer--1o days
The linkage between the camshaft and the valves is commonly known as the:
piston.
crankshaft.
valve train.
cylinder. - Answer--valve train
quiz 17-71 Exam 2024/2025 with
complete solution
Jim Smith is involved in a collision claim and is no longer able to use the vehicle to go to work. This "loss
of use" is referred to as a:
Direct loss
Indirect loss
Loss evaluation
Consequential loss - Answer--Consequential loss
When the rear of the vehicle is damaged and there is a gap between the trunk lid and the quarter panel,
what else on the vehicle should the appraiser check?
The center pillar
The trunk floor
The quarter panels
The frame rails - Answer--The frame rails
,In auto physical damage insurance, an insured peril cause of loss is known as:
Direct loss
Indirect loss
Loss evaluation
Consequential loss - Answer--Direct loss
If an appraiser has to forfeit his bond in New York. The amount of the bond is:
$500
$1000
$2000
$5000 - Answer--$1000
Which of the following is NOT a true statement regarding auto appraisers?
Each appraiser, while engaged in appraisal duties, must carry the license issued to him by the Insurance
Department and display it, upon request, to an owner whose vehicle is being inspected, to the repair
shop representative involved.
The appraiser must leave a legible copy of his appraisal with that of the repair shop selected by the
consumer to make the repairs and also furnish a copy to the owner of the vehicle.
No appraiser is permitted secure or use repair estimates that have been obtained by the use of
photographs, telephone calls or in any manner other than a personal inspection.
The appraiser is permitted to traffic in automobile salvage if such salvage is obtained in any way as a
result of appraisal services rendered by him for his own benefit. - Answer--The appraiser is permitted to
traffic in automobile salvage if such salvage is obtained in any way as a result of appraisal services
rendered by him for his own benefit.
,The burden of proof that a covered loss has occurred is normally a duty of:
The insurance company
The adjuster
The appraiser
The insured - Answer--The insured
Appraisers may secure or use repair estimates that have been obtained by the use of:
Telephone calls
Photographs
Personal inspection
All of the responses are correct - Answer--Personal inspection
Which of the following are factors to consider when estimating a flooded vehicle?
I. Type of water
II. Amount of time submerged
III. Height of the flood
IV. How quickly can repairs begin
I, II and III only
II, III and IV only
, I, II, III and IV
I, III and IV only - Answer--I, II, III and IV
Determining the value of a damaged vehicle as to its replacement value or actual cash value it referred
to as:
Damage value
Diminished value
Loss valuation
Market value - Answer--Loss valuation/This is called loss valuation. The insurer reserves the right to
repair or replace the damaged vehicle
Before revoking or suspending a license, the Superintendent must first send _____ notice and give the
accused an opportunity for a hearing.
3 months
45 days.
10 days.
60 days. - Answer--1o days
The linkage between the camshaft and the valves is commonly known as the:
piston.
crankshaft.
valve train.
cylinder. - Answer--valve train
