Medicare Basics, Part D, Medicare Advantage, Medigap, Enrollment, Compliance &
FWA
Introduction
Ace the AHIP Final Exam – Guaranteed!
Are you preparing for the AHIP Medicare Certification Final Exam? Feeling the pressure
of needing to pass this 50-question, 90% passing score exam to sell Medicare Advantage
and Part D plans for the upcoming plan year? AHIP certification is an annual requirement
for all insurance agents selling Medicare products, covering Medicare basics, compliance
rules, and Fraud, Waste, and Abuse training .
This comprehensive 200-question practice exam is your ultimate study tool. Designed to
mirror the actual AHIP Final Exam in format, difficulty, and content distribution, this
document will give you the confidence you need to pass on your very first attempt – and
remember, you have only three attempts to pass the AHIP exam, so thorough preparation
is essential .
📌 What's Inside:
, ✅ 200 realistic multiple-choice questions covering every core domain of the AHIP
Medicare Certification exam :
o Medicare Basics – Parts A, B, C, and D coverage, eligibility requirements (age 65+,
disability, ESRD, ALS), and benefit structures
o Enrollment & Eligibility – Initial Enrollment Period (IEP), Annual Enrollment Period (AEP:
Oct 15 – Dec 7), Special Enrollment Periods (SEPs), and late enrollment penalties for Part
B and Part D
o Medicare Advantage (Part C) – plan types (HMO, PPO, PFFS, SNPs), coordination of
benefits, and plan rules
o Medicare Part D – stand-alone Prescription Drug Plans (PDPs), formulary tiers, coverage
gap (donut hole), Low-Income Subsidy (LIS/Extra Help), and State Pharmaceutical
Assistance Programs (SPAPs)
o Medigap (Medicare Supplement Insurance) – coverage of deductibles/coinsurance, the
2020 change (newly eligible no longer get Part B deductible coverage), and the prohibition
on selling Medigap to MA enrollees
o CMS Marketing & Communications Rules – compliant sales practices, advertising
guidelines, scope of appointment, and agent/broker responsibilities
o Fraud, Waste & Abuse (FWA) – identification, reporting, and compliance requirements
under CMS guidelines
, o Agent & Broker Responsibilities – scope of appointment requirements, SOA timing,
documentation, and compliance training
✅ Every correct answer in bold italics – no second-guessing
✅ Detailed explanations for every question – learn the why behind the answer, not just
the letter, reinforcing the regulatory and compliance reasoning required for the AHIP exam
✅ CMS-aligned content – fully updated for 2026/2027 AHIP training modules and
Medicare compliance requirements
Exam Content Coverage Summary
Exam Section Question Focus % of
Exam
Medicare Basics (Parts A, B, Eligibility, coverage, benefit 15%
C, D) structures, costs
Enrollment & Eligibility IEP, AEP, SEP, penalties, enrollment 15%
windows
Medicare Advantage (Part C) Plan types, SNPs, coordination of 10%
benefits