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angela snyder, age 32, has 19000 in her qualified retirement plan the maximum amount that angela can borrow against her account is what - correct answer 10,000 fiduciary typically includes - correct answer A fiduciary may be responsible for general well-being of another (e.g. a child's legal guardian), but often the task involves finances—managing the assets of another person, or of a group of people, for example. ...

Competitiveness - correct answer A company's ability to maintain and gain market share in its industry Stakeholders: - correct answer - Stockholders = Want a return on their investment - Customers = want a high-quality product or service - Employees = Desire interesting work and reasonable compensation for their service - Community = Wants the company to contribute to activities and projects and minimize pollution...

A good financial planning report must include an analysis of all of the following EXCEPT - correct answer Why you failed previously Usual financial planning goals include the following EXCEPT - correct answer Career planning A clients formal financial planning report that summarizes all of the following EXCEPT - correct answer Turnover - when and ow the client will sell certain in...

Which of the following pensions are exempt from ERISA reporting requirements? - correct answer state, federal, local gov, church Which of the following describes the report filed on Form 5500? - correct answer annual, filed by administrator, must be filed within 7 months after plan year ends, filed with dept of labor ERISA requires report and disclosure of benefits to plan participants under the ___? - correct answer...

How can job analysis play a critical role for many HR functions? - correct answer Helps to discover specifications and skill requirements HR functions supported by job analysis - correct answer - study of jobs to improve productivity - elimination of unnecessary job requirements that cause discrimination - matching job applicants to requirements - creating ads used to generate a pool of qualified applicants - fair a...

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The economic well-being of the US would be substantially affected by a slowdown in which industry ? farm steel construction garment - correct answer construction A financial institution experiencing disintermediation is BEST described as a form of dispute resolution more funds being withdrawn than deposited an involuntary stock takeover an excess of subprime loans - correct answer more fun...

An eligible veteran made an offer of $52,000 to purchase a home contingent upon his obtaining a 100% VA-guaranteed loan. Four weeks after the offer was accepted, a CRV for $50,000 was issued, and the veteran was found to be qualified for a VA loan. In this case, l. The veteran may withdraw from the transaction without penalty. ll. The veteran may purchase property by making a $2,000 down payment. - l only - ll only - Both l and ll - Neither l nor ll - correct answer ...

When a nonrecourse clause is included in a loan agreement, the seller of the security is NOT liable if the A) borrower moves. B) borrower refinances. C) market changes. D) borrower defaults. - correct answer D) borrower defaults. The nonrecourse clause protects the purchaser of loan agreements and makes the seller more diligent in providing financing to borrowers with the ability to repay the loan. When the purchaser of a real estate loan wants t...

Your client, Dolly, has no money for a down payment. What would she need to do in order to obtain down-payment assistance? - correct answer Qualify based on her income and credit. What's the actual balance, excluding interest, of a mortgage loan called? - correct answer The principal What does a 3-2-1 buy down loan mean? - correct answer Gradually increasing rate and payments f...

pre-qualification - correct answer - step in loan process - is the first step in determining "how much house" the buyer can afford and which type of loan might be best. The buyer supplies information about their financial situation to the lender, who then provides a general estimate. Pre-approval - correct answer - step in loan process - is the more official process of being approved by the lender to borrow a sp...

incremental borrowing cost - correct answer calculations: -what is the real cost of borrowing money at higher interest rate? and what is the required return to justify my lower down payment? basic principal when comparing choices: what are the cash flow differences? assumable loans - correct answer buyer can assume sellers existing mortgage -now why would the owner be willing to give you a below market rate? a...

Hypothecation - correct answer Pledge of collateral to a lender. Debenture Bonds - correct answer An unsecured promise to pay. The Fed influences the economy through what 4 ways? - correct answer 1) Controlling currency circulation. 2) Adjusting amount of funds available within the commercial banking network through "open market operations". 3) Signaling interest rate move...

Consummation occurs when the buyer/borrower becomes contractually obligated to: - correct answer to the creditor/lender on the loan Remedies for violations of TILA would include: - correct answer All of the above A creditor refuses to consider regular alimony and child support when evaluating a borrower`s income. Under ECOA this is: - correct answer never allowable NFIP is an a...

1. A couple recently purchased a home for $160,000, putting 3 percent down and obtaining a mortgage loan of $155,200. This is an example of - correct answer d. leverage. 2. Real estate is primarily a local market because - correct answer c. real estate is fixed in one place 3. A developer looking at the long-term cycle in real estate is MOST concerned about the - correct answer d....

forward commitment - correct answer secondary market: bring us a loan and we will pay it based on a 3% yield for example usury limits - correct answer usury laws were passed to keep interest rates from going too high primary market place - correct answer where loans are originated permanent loan - correct answer big loan you use to pay off s...

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D - correct answer A forester studying oak trees finds that the correlation between x= the age (measured in years) and y= height (in feet) of a sample of trees is 0.78. Which of the following statements must be true? a) 78% of the variability in tree heights can be explained by variation on the trees' ages. b) for every year a tree ages, its height increases on average by 78%. c) if we let x= height of trees and y= age of trees, then the correlation w...

All advertisements related to real estate must include... - correct answer 1. brokers name 2. phone number/street address 3. statement that they're a real estate broker If i'm representing a seller via a service provision agreement (thing that outlines what I'll do), then can I advertise that its for sale by owner? - correct answer no, i can't advertise its for sale by owner if i'm really the one listin...

A video system must have a(n) _____. - correct answer video source and an output device Color TV video signals must carry three basic types of information: _____. - correct answer brightness, color, and synchronization The only difference between a monochrome image and a black and white image is that the black and white image contains _____. - correct answer chrominance During ...