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Dividend options are defined as ways in which the policy owner can: - ANSWERS receives dividends paid on any stock held A life insurance company may pay a death claim for less than the face amount of a policy under which of the following conditions? - ANSWERS All of the above Which policy will have immediate cash? - ANSWERS single premium The process of underwriting primarily involves what two key steps? - ANSWERS risk selection and pricing Sherwood has no valid will but has named his ...

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Mr.Gomez notes that a Private Fee for Service (PFFS) plan avaliable in his area has an attractive preminum. He wants to know if he must use doctors in a network as his current HMO plan requires him to do. What should you tell him? - ANSWERS He may receive health care services from any doctor allowed to bill Medicare as long as he shows the doctor the plan's identification card and the doctor agrees to accept the PFFS plan's payment terms and conditions, which could include balance bi...

Mrs. Walters is entitled to Part A and has medical coverage without drug coverage through an employer retiree plan. She is not enrolled in Part B. Since the employer plan does not cover prescription drugs, she wants to enroll in a Medicare prescription drug plan. Will she be able to? - ANSWERS d. Yes. Mrs. Walters must be entitled to Part A or enrolled in Part B to be eligible for coverage under the Medicare prescription drug program. Correct Mr. Sanchez is entitled to Part A, but has...

Edward IP suffered from serious kidney disease. As a result. Edward became eligible for Medicare coverage due to end-stage renal disease (ESRD). A close relative donated their kidney and Edward successfully underwent transplant surgery 12 months ago. Edward is now age 50 and asks you if his Medicare coverage will continue, what should you say? - ANSWERS Individuals eligible for Medicare based on ESRD generally lose eligibility 36 months after the month in which the individual receives ...

Ms. Moore plans to retire when she turns 65 in a few months. She is in excellent health and will have considerable income when she retires. She is concerned that her income will make it impossible for her to qualify for Medicare. What could you tell her to address her concern? - ANSWERS Medicare is a program for people age 65 or older and those under age 65 with certain disabilities, end stage renal disease or Lou Gehrig's disease, so she will be eligible for Medicare Mr. Schmidt wou...

Mr. Davis is 52 years old and has recently been diagnosed with end-stage renal disease (ESRD) and will soon begin dialysis. He is wondering if he can obtain coverage under Medicare. What should you tell him? - ANSWERS He may sign-up for Medicare at any time however coverage usually begins on the fourth month after dialysis treatments start. Juan Perez, who is turning age 65 next month, intends to work for several more years at Smallcap, Incorporated. Smallcap has a workforce of15 empl...

"4 Biomolecules and Monomers - ANSWER Protein (amino acids) Carbohydrates (simple sugars) Lipids (glycerol and fatty acids) Nuclei acids (nucleotides)" dipeptides - ANSWER two amino acids bonded together what is the general fatty acid formula - ANSWER CH3(CH2)nCOOH where n= an even number between 12 and 24 explain identifying saturated vs. unsaturated fats - ANSWER saturated: only single bonds in hydrocarbon chain... unsaturated: one or more double bonds glycerides - ANSWER glycerol ...

Biological Psychology 12th Edition by James W. Kalat – Test Bank Sample Questions True / False 1. Johannes Müller held that whatever excites a particular nerve establishes a special kind of energy unique to that nerve. a. True b. False 2. The coding of visual information in your brain results in an exact duplicate of the object’s shape on the surface of the cortex. 3. The cornea is an adjustable structure in the eye that focuses light. a. True b. False ANSWER: False ANSWER: T...

the neuron pictured below, is best described as multipolar true or false, explain why the state is false : Bipolar neurons have a central cell body with two extensions true List the phases of an action potential in order 1. resting potential 2. depolarization arizarion ng condition true or false , if false explain why the statement is false: the central nervous system consists of the brain and spinal cord true name and describe what is occurring in the neurocell membrane in sectio...

What various functions do proteins have in a cell Proteins may facilitate the movement of materials in or out of a cell. Some can act as enzymes that catalyze, or speed up, biochemical processes. Others play a structural role while other proteins, such as filaments, enable movement. What are the main morphologies of bacteria? Bacteria can be described as coccus (round/spherical), bacillus (rod), vibrio (curved rod) spirillum (spiral/corkscrew). What are the 4 main classifications of E...

1. A nurse is providing teaching about the gastrostomy tube feedings to the parents of a school age child. Which of the following instructions should the nurse take? A. Administer the feeding over 30 min. B. Place the child in as supine position after the feeding. C. Charge the feeding bag and tubing every 3 days. D. Warm the formula in the microwave prior to administration. 2. A nurse is administering digoxin 0.125 mg Po to an adult client. For which of the following findings should th...

What is the main neurotransmitter of the parasympathetic nervous system? Select one: a. Epinephrine b. Norepinephrine c. Dopamine d. Acetylcholine e. Serotonin - ANSWER- Acetylcholine Which antipsychotic requires regular monitoring for agranulocytosis? Select one: a. Olanzapine (Zyprexa) b. Risperidone (Risperdal) c. Clozapine (Clozaril) d. Aripiprazole (Abilify) e. Quetiapine (Seroquel) - ANSWER- Clozapine (Clozaril) Which skeletal muscle relaxant is structurally similar to amitri...

Adenoma: a. inflammation of a gland b. tumor of a gland c. gland that secretes hormone within the body d. incision of a gland - answer tumor of a gland Biopsy: a. removal of tissue b. study of life c. study of cells d. removal of living tissue and examination under a microscope - answer removal of living tissue and examination under a microscope Erythrocyte a. sun burn b. red skin c. a red blood cell d. a white blood cell e. a thrombocyte - answer a red blood cell Inflammati...

Seizure precautions - ANSWERS Ensure client has IV access for seizure medication administration. Postoperative lab values - ANSWERS Report Hgb level of 8 g/dL to provider as an indicator of postoperative hemorrhage or anemia. ESWL procedure - ANSWERS Expect stone fragments in the urine after extracorporeal shock wave lithotripsy. Airborne precautions - ANSWERS Initiate airborne precautions for a client with anorexia, low-grade fever, night sweats, and productive cough, as these are ...

Endoscopy (EGD) positioning - ANSWERS left side lying Before an Endoscopy (EGD): - ANSWERS -NPO 6-8 hr -remove dentures Gastroenteritis care plan: - ANSWERS -restrict dairy, caffeine, milk -eat foods high in potassium -increase fluid intake -contact precautions In what order do you open the sterile package? - ANSWERS flap furthest from body, side flaps, then closest A nurse has removed a sterile pack from its outside cover and place it on a clean work surface in preparation for an ...

Endoscopy (EGD) positioning - ANSWERS left side lying Before an Endoscopy (EGD): - ANSWERS -NPO 6-8 hr -remove dentures Gastroenteritis care plan: - ANSWERS -restrict dairy, caffeine, milk -eat foods high in potassium -increase fluid intake -contact precautions In what order do you open the sterile package? - ANSWERS flap furthest from body, side flaps, then closest A nurse has removed a sterile pack from its outside cover and place it on a clean work surface in preparation for an ...

A nurse is preparing to initiate intravenous fluids via an infusion pump for a client. Which of the following actions should the nurse take? - ANSWERS Check the expiration date of the safety inspection sticker of the pump. A nurse is caring for a client who has an implanted venous access port. Which of the following should the nurse use to access the port? - ANSWERS A non-coring needle A nurse is caring for a client who is near the end of life and is on complete bed rest. The client st...

A nurse is planning a primary prevention strategy for reducing obesity in a community. Which of the following strategies should the nurse use? - CORRECT ANSWER Educate the children about nutrition and exercise at a daycare center. A community health nurse is developing health promotion activities for a community. Which of the following is the highest priority of action? - CORRECT ANSWER Participation in community assessments to identify community health problems, A home health nurse is...

Seizure precautions - ANSWER Ensure client has IV access for seizure medication administration. Postoperative lab values - ANSWER Report Hgb level of 8 g/dL to provider as an indicator of postoperative hemorrhage or anemia. ESWL procedure - ANSWER Expect stone fragments in the urine after extracorporeal shock wave lithotripsy. Airborne precautions - ANSWER Initiate airborne precautions for a client with anorexia, low-grade fever, night sweats, and productive cough, as these are manife...