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Refrigeration License Written Test Study Material #2 Exam Questions With Correct Answers

What is an exception to the two midnight rule - ANS Patient admitted for a procedure that can only be performed as an inpatient procedure leaving on day 2 Which of the facility is not an inpatient facility - ANS ASC How many days are covered by Medicare for skilled nursing facilities - ANS Up to 100 days What is the average length of stay in long-term care hospitals - ANS Greater than 25 days Which services are covered under Medicare part A - A...

Identify the Specific Rights & Responsibilities of the First Named Insured (Objective #1) - ANS 1- Cancel Policy 2- Receive Notice of Cancellation 3- Make Changes to Policy (with Insurer Consent) 4- Payment of Premiums 5- Payee for Returned Premium Compare and Contrast the Occurrence Form with the Claims Made Form, as to what activates coverage (Learning Objective #2) - ANS Occurrence Form: - BI/PD must occur during the policy period - P/Adv committed during policy p...

CIC Exam Study Cards 2022 Type I error Rejecting null hypothesis when it is true Type II error failing to reject a false null hypothesis Groups are defined regarding their EXPOSURE to a factor of interest. (perspective or longitudinal studies) Followed-up to determine differences in rates at which disease develops in relation to exposure. Start with a sample of individuals with and without EXPOSURE to a potential risk factors who are followed for incidence of the ...

CIC Exam Study Cards 2022 Type I error Rejecting null hypothesis when it is true Type II error failing to reject a false null hypothesis Groups are defined regarding their EXPOSURE to a factor of interest. (perspective or longitudinal studies) Followed-up to determine differences in rates at which disease develops in relation to exposure. Start with a sample of individuals with and without EXPOSURE to a potential risk factors who are followed for incidence of the ...

Other structures are excluded from coverage under the HO-3 when they are: Smaller than 100 square feet or larger than 1,000 square feet Smaller than 100 square feet or larger than 500 square feet Used for storage purposes Used for business purposes - ANS Used for business purposes is correct. EXPLANATION: When the other structures are used for business purposes they are not covered under the homeowner form. This structure and its contents could be covered under a commercial ...

Articles of incorporation - ANS Bring the corporation into existence, define its basic purposes and powers, indicate whether stock will be issued, and indicate whether there will be a board of directors Bylaws - ANS Formally adopted governing regulations for the administration and management of a community association CC & Rs (Covenants, Conditions & Restrictions) - ANS The governing documents that dictate how the homeowners association operates and what...

The bacterium most likely to be transmitted from mother to infant during labor and cause neonatal sepsis is: - ANS Group B Streptococcus Which of the following is an example of criterion of "Strength of the Association" from Hill's criteria for causation? - ANS In a study of the association between antibiotic exposure and development of infection, the odds ratio was 2:3 Which of the following rules should be followed when collecting stool samples for testing? - ANS...

Which of the following is NOT a form of medical insurance? -Business overhead expense -Surgical expense -Hospital expense -Long term care - ANS Business overhead expense (Explanation:Business Overhead Expense insurance is designed to reimburse a business for overhead expenses in the event a business owner becomes disabled. Expenses such as rent, utilities, telephone, equipment, employees' salaries, etc.) All of the following are state or federal government programs that provide...

What are the minimum requirements to become a licensed producer in SC? - ANS 1 At least 18 years old 2 Be of good moral character 3 No criminal history - Background check 4 Pay fees 5 Take/pass Exam What documentation is required by SC Department of Insurance to process your application? - ANS 1 Figure print/background check 2 Exam results 3 paid fees How does a Producer become an Agent? - ANS Producer + appointment = Agent Name the 3 types of i...

Homeowners "Insured" - ANS - You - Residents who are: a) Relatives b) <21 and in your care -Full time student: a) <24 and relative b) <21 and in your care Coverage B - What's Covered? - ANS Other Structures - Things on residence premises not attached to building, or connected only by fence, wire, wall - Not for business use - Not rented,unless only as a garage Perils Not Insured by HO-3 for A and B - ANS - Collapse - Freezing of plumb...

Recipients of allogeneic hematopoietic stem transplantation (HSCT) should be placed in rooms with how many air exchanges per hour? 3 5 10 12 - ANS 12. A greater number of air exchanges per hour prevent opportunistic infections among stem cell transplant recipients Because of the increased risk of infection with parenteral nutrition, the maximum infusion time for a parenteral lipid bag to run is? 6 hours 12 hours 18 hours 24 hours - ANS Maximum 12 hours. Lipid e...

Explain the difference between strategy, strategic planning, and strategic plan - ANS -strategy: thoughtful, deliberate plan of action; chooses to be clear about the company's direction in relation to what is happening in a dynamic environment; answers the question "how?" as in how will we achieve our aim of creating and nurturing a successful insurance company -strategic planning: the process used to create the strategic plan; runs an ERM analysis, which determines risk and oppor...

Splitting commissions or using SIT codes for contest qualification is - ANS Not allowed Contests are designed to reward producers for product sales, recruiting, and persistency. Aflac has a ________ policy regarding contest manipulation. - ANS Zero tolerance Individuals representing Aflac cannot participate in any portion of the sales process, ________, until they're appropriately licensed and appointed. - ANS Including soliciting and negotiating During th...

Making a statement that is false or maliciously critical of the financial condition of an insurer is known as - ANS defamation Which of the following statements regarding an examination of an insurer's books and records by the Commissioner is true? - An insurer has a right to delay an examination by the Commissioner for a period of not more than 15 days after notification -The insurer must not impede an examination and is required to assist in the examination procedures -Reports...

Making a statement that is false or maliciously critical of the financial condition of an insurer is known as - ANS defamation Which of the following statements regarding an examination of an insurer's books and records by the Commissioner is true? - An insurer has a right to delay an examination by the Commissioner for a period of not more than 15 days after notification -The insurer must not impede an examination and is required to assist in the examination procedures -Reports...

*A situation that arises during the sale of insurance coverage to a customer in which the producer's self interest interferes with their obligation to act in the best interests of the customer is called:* A. conflict of interest B. dispute resolution C. teachable moment D. NONE of the ABOVE - ANS *A. conflict of interest* *Which of the following reasons is NOT a valid reason for replacing a customer's insurance coverage?* A. rate increase B. declining health status C. n...

Non Cancellable Policies - ANS 1. Also called a noncancellable and guaranteed renewable policy 2. The only right to cancel the noncancellable policy is for nonpayment of premiums 3. The insurer may regain the right to cancel or not to renew when the insured reaches an age specified in the policy Example of what qualifies as a compensable injury under workers compensation coverage - ANS A factory worker fractures an elbow while working overtime *This represents certain...

Examples of need-based selling are - ANS Asking your customer about their current insurance coverage. Using salary illustration to show the impact premium payments on take-home pay _________ is NOT a valid reason for replacing a policy. - ANS Declining health status Regarding suitability, you must ensure: - ANS The customer understands the impact of the premium on his or her paycheck or income. The customer believes the impact that the total Aflac premium ...

Which of the following does specified disease insurance NOT cover? - ANS Costs covered by medical expense insurance Failure to report background changes within 30 days as required as required under section 1792.2 of the California insurance code could subject a license or applicant to - ANS All of these Premiums are best described as - ANS the amount an insured pays per unit of coverage Who is issued a certificate of insurance with a group insurance policy?...