Demetrius

Situations to Purchase Dwelling Property Policy correct answer: •Up to 5 roomers/boarders •Up to 4 residential units, property in construction •Owner occupied or tenant occupied, mobile homes •seasonal dwellings DP 1 correct answer: Basic Form - Named Peril DP 2 correct answer: Board Form - Named Peril [Basic Form + Extended Coverage Perils + V&MM + Broad Form Perils] DP 3 correct answer: Special Form - Open and Named Peril DP 1 Inclusions correct answer: Fire, Lightn...

Dwelling ('02) Policy correct answer: Is used to insure 1-4 unit residential dwellings that are not eligible for coverage under the regular homeowners program because of age, location, value, or other factors. 3 Coverage Forms (Dwelling Program) correct answer: 1.DP 00 01- Basic 2.DP 00 02-Broad 3.DP 00 03-Special Basic Form correct answer: Is a named peril coverage form and provides the most limited coverage of the 3 forms. Losses under this form will be paid on ACV basis. Basic ...

Which endorsement Is used by individual business owners who use Company vehicles for personal use rather than Buying a car? correct answer: Individual named insured What type of liablity would a person who owns wild animals have? correct answer: Absolute The designation symbols used in commercial auto policies can be found in which policy section? correct answer: Section I - Covered Auto of a commercial auto policy explains the designation symbols used in that coverage How long must ...

Personal Lines - Includes Dwelling and Homeowners policies Commercial Lines - Business policies such as Businessowners, Commercial Property and Commercial Package policies Dwelling Property Policy - Insures properties solely used for residential purposes, can be used to insure the dwelling only, contents only, or both Basic, Broad and Special Form Coverage - The three separate coverage forms available under the dwelling program Endorsements - Exist to amend the coverage to tailor it ...

What is burglary? correct answer: The forced entry into another's premises with felonious intent. Under absolute liability, does an injured party need to prove negligence? correct answer: No. Absolute liability exists when a condition or conduct is inherently dangerous, so proof of negligence is not required. What term defines exact direct and uninterrupted cause of loss? correct answer: Proximate Cause What is additional coverage in an insurance policy correct answer: A provision ...

A golfer slices a tee shot and the ball goes through the window of a house beside the fairway. The broken glass is paid for by correct answer: The golfer's homeowners liability coverage What was the purpose of the Motor Carrier Act of 1980? correct answer: To establish financial responsibility requirements for interstate motor carriers How does insurance distribute the financial consequences of individual losses? correct answer: It transfers the risk to all persons insured Within ho...

The economic characteristics of land are correct answer: scarcity, location, and durability A major difference between freehold and nonfreehold estates is that all freehold estates correct answer: are of indeterminable duration An easement can be terminated by correct answer: merger of titles The land description T3N, R4W Principal Meridian refers to what method of property description? correct answer: Rectangular survey Tenants are still in their rental property even though thei...

Contract law requires earnest money be submitted with a contract of sale in the following amount - Answer: No earnest money is required to form a contract When a contract of sale is signed and the buyer's earnest money check is deposited in the special account, the money belongs to? - Nobody, until the transaction is either completed, rescinded, or breached In the listing agreement, the broker agrees to do his best to procure a buyer. This describes which of the following contract attribu...

If an insurance producer negligently fails to renew an insured's policy and a claim occurs, the wrongful action by the producer should be covered by which of the following: A. IT WOULD BE COVERED UNDER THE PRODUCER'S LICENSE BOND B. IT WOULD BE COVERED UNDER THE PRODUCER'S ERRORS AND OMISSIONS LIABILITY POLICY C. IT WOULD BE COVERED UNDER THE PRODUCER'S PERFORMANCE BOND D. IT WOULD BE COVERED UNDER THE PRODUCER'S COMMERCIAL GENERAL LIABILITY POLICY. correct answer: B. IT WOULD ...

Which dwelling policy coverage will provide protection for contents damaged by fire in an insured dwelling? correct answer: Coverage C-Personal Property Under what conditions can broad theft coverage be added to a dwelling policy? correct answer: if the insured is the owner-occupant of the dwelling. Under Coverage C- Personal Property in the dwelling policy, when will a guest's property be covered? correct answer: Only when the property is at the insured location. What is the differ...

1. In dwelling policies, automatic increase in insurance is (Choose from the following options) 1. Coverage for newly acquired property. 2. Coverage by endorsement. 3. Automatic coverage. 4. Coverage without additional premium. correct answer: 2. Coverage by endorsement. 2. Personal business property out in the open is covered under Commercial Property Policy only while (Choose from the following options) 1. Within 150 feet of the described premises. 2. Within 100 feet of...

produces H+ in water correct answer: acid is named hydroiodic acid correct answer: acid is named magnesium hydroxide correct answer: base turn phenolphthalein pink correct answer: base conducts an electrical current correct answer: acid and base properties of acids correct answer: dissolve many metals, taste sour, turn litmus paper red properties of bases correct answer: taste bitter, turn litmus paper blue, feel slippery strong acids correct answer: HCl, HI, HNO3, H...

Hydrocarbons correct answer: contain only carbon and hydrogen Alkanes correct answer: single bonds, saturated, sp3 hybrid, tetrahedral, 109.5 deg, sigma bonds only, free rotation about C Alkenes correct answer: double bonds, unsaturated, sp2 hybrid, trigonal planar, flat, rigid about C, pi bond, polyunsaturated:many double bonds Alkynes correct answer: triple bonds, unsaturated, sp hybrid, linear Aromatic correct answer: benzene ring, unsaturated Structural Formula correct an...

carbonate correct answer: CO₃²⁻ nitrite correct answer: NO₂⁻ nitrate correct answer: NO₃⁻ Hypoclorite correct answer: ClO⁻ Phosphate correct answer: PO₄³⁻ sulfite correct answer: SO₃²⁻ sulfate correct answer: SO₄²⁻ ammonium correct answer: NH₄⁺ acetate correct answer: C₂H₃O₂⁻ oxalate correct answer: C₂O₄²⁻ cyanide correct answer: CN⁻ hydroxide correct answer: OH⁻ Hydrogen Carbonate correct answer...

What do you need to accomplish before you can start the lab? correct answer: WHIMIS Things to do to prevent accidents/injury? correct answer: Pay attention to instructions Never leave equipment unattended Keep work area clean Wipe spills immediately No personal belongings on top Learn disposal and handling requirements of chemicals Keep hands from touching self after working with chemicals Make sure all equipment works sufficiently No food or drink in lab Make sure to wear: - Sa...

What is the recommended protective clothing for the lab? correct answer: Safety goggles: -slash proof safety goggles are required and give the max protection from spills and flying objects Footwear: -shoes that fully cover the feet Lab coats: -not required but strongly recommended to protect skin and clothing -long hair must be tied back no food or drink Describe the first aid used for chemicals on the skin, eye and cut/abrasions/burns correct answer: -in general best course ...

Celsius formula - C= (F-32)/1.8 Kelvin formula - K=C+273.15 density formula and units - D (g/mL, g/L, Kg/m^3)= M (kg) / V (m^3, cm^3, L , mL) Precision - a measure of how close a series of measurements are to one another Accuracy - how close a measurement is to the true value Law of Conservation of Energy - Energy cannot be created or destroyed kinetic energy formula - KE=1/2mv^2 Endothermic - Absorbs heat Exothermic - Releases heat pure substance - Cannot be purified,...

The metric prefix which means 0.01 (one-one hundredth) is centi How many meters are in 1 kilometer? 1000 The amount of matter in an object is its mass Which of the following has the largest density? 1.8 g object with a volume of 1.0 mL A piece of metal is believed to be either platinum (valuable) or nickel (not so valuable). One way to decide is to calculate the density. The piece of metal is found to have a mass of 156.485 g. The piece of metal has an odd shape, so geome...

An object has a mass of 7.748 g and a volume of 5.6 mL. What is its density? Give your answer to the nearest tenths place correct answer: 1.4 g/mL An object has a mass of 12.876 g and a density of 1.5 g/mL. What is its volume? Give your answer to the tenths place correct answer: 8.6 mL An object has a volume of 3.8 mL and a density of 6.3 g/mL. What is its mass? Give your answer to the ones place (for example 21) correct answer: 24 g An object has a mass of 40.517 g and a density of ...

scientific notation correct answer: 3.94 x 10⁷= 0. = 8.0 x 10⁻⁶ measured v. exact numbers correct answer: measured = obtained through measurement and are uncertain exact = obtained through counting and are certain precision v. accuracy correct answer: precision = close to each other accuracy = close to the actual number conversion factor correct answer: a ratio of equivalent measurements used to convert a quantity from one unit to another density correct answer: d = m/...