Brainarium

An insurance contract is considered to be a contract of indemnity because: - ANSWERAn insured may collect no more than the amount required to restore him or her to the same financial condition that existed prior to the loss A producer must act in which of the following capacities when interacting with clients? - ANSWER-Fiduciary Which element of a legal contract does the insured's premium payment represent? - ANSWER-consideration A domestic insurance company in New York MUST: - ANSWER-B...

How does an indexed annuity differ from a fixed annuity? - ANSWER-Indexed annuity owners receive credited interest tied to the fluctuations of the linked index An immediate annuity consists of a - ANSWER-single premium Which of the following is NOT included in an annuity contract? - ANSWER-AD&D rider. Which type of contract liquidates an estate through recurrent payments? - ANSWERAnnuity The type of annuity that can be purchased with one monetary deposit is called a(n) - ANSWER-Immediate a...

What does DASA stand for? - What does DASA provide to the state In general ? - What Does DASA act State - What are some examples of harassment ? - ️️Dignity for All students Act ️️It seeks to provide the state's public school students with a safe and supportive environment free from discrimination intimidation taunting and harassment and bullying on school property a bus or at a school function ️️DASAstates that no student shall be subjected to(Cyber)Bullying, Haras...

hospital visits due to playground injuries - ️️200,000 a year % of injuries due to falls on the ground (playground) - # of deaths per year from playground injuries - what % of playground must be assessable to children w/ disabilities - what must fill the area around playground equipment? - playground guardrail hight for preschool children - playground guardrail hight for school age children – What sport has the highest injury rate? other high injury sports? - how many hospi...

Dental Radiograph - Radiography - Wilhelm Conrad Roentgen - William Coolidge - x-rays - density – x-ray tube - Types of x-ray radiation – intraoral techniques for film exposures - Bisecting technique - Paralleling technique - representation of a three dimensional object used in dentistry to study and identify structures not visible to the naked eye applying the basic sciences of physics and chemistry German physicist, discovered xrays in 1895 invented the first xray tube i...

primarily treats and diagnoses the diseases of the supporting and surrounding tissues of the teeth - ANSWER-Periodontist primarily concerned with the restoration and replacement of missing teeth and oral structures - ANSWER-Prosthodontist Superior respondant - ANSWER-The dentist Performs professional dental debridement; oral prophlaxis - ANSWER-Registered Dental Hygienist Assists dentist with all chair side dental procedures - ANSWER-Dental Assistant Fabricates removable and fixed dental...

Key factors impacting school climate may include _______________________________. A. perception of personal safety B. teaching C. interpersonal relationships D. all of the above – The situation where a child is excluded or pushed to the outside of a group is term _____________________________. A. harassment B. marginalization C. micro aggression D. cyber bullying - ️️D. all of the above ️️B. marginalizationDenial of equal treatment, access to programs, services...

Loss prevention - ️️A risk control technique that reduces the frequency of a particular loss Loss reduction - ️️A risk control technique that reduces the severity of a particular loss Exposure unit - ️️A fundamental measure of the loss exposure assumed by an insurer Life-health insurance - ️️One of the two main sectors of the insurance industry, encompassing numerous types of insurance that cover the financial consequences of death, injury, or sickness Utmost good faith ...

Named insured - ANSWER-A person, corporation, partnership, or other entity identified as an insured party in an insurance policy's declarations page. Named peril - ANSWER-A specific cause of loss listed and described in an insurance policy. Also used to describe policies containing named perils. Named perils coverage - ANSWER-An insurance policy in which the covered causes of loss are listed or "named" in the policy Civil law - ANSWER-A classification of law that applies to legal ...

1) Which one of the following Commercial Crime Coverage Form insuring agreements provides coverage on a full worldwide basis? - ANSWER-Forgery or alteration 2) Pedestrian Wilma was injured as a result of a contractor's negligence when the contractor failed to adequately warn the public of a hazard when paving a road. Any resulting liability claim by Wilma against the contractor would be considered to have arisen from the contractor's - ANSWER-Premises and operations liability exposure...

Bill is an insurance producer for and employed by ABC Insurance Company (ABC). He represents only ABC when marketing insurance products, and uses an administrative staff also employed by ABC. Bill is a producer in the - Because the insurance company usually determines policy wording and the insured has little choice but to "take it or leave it," an insurance contract is a - Which one of the following best explains why producers should be alert to changes in clients' loss exp...

Founded - Type - Mission Statement – Motto - Colors – symbol - Flower - Chapters - Members - Factoid - Aims - Headquarters - December 4, 1906 --> Cornell University, Ithaca New York Social Alpha Phi Alpha Fraternity Inc. develops leaders, promotes brotherhood, and academic excellence, while providing service and advocacy for our communities. First of All, Servants of All, We Shall Transcend All Black and Old Gold Black and Old Gold

The following is true regarding alcohol, illegal drugs, and controlled substances: - The policy that governs expectations regarding behavior is the - An effective risk management policy has three components. - The guidelines regarding the use of communications tools are contained in the. – Who is responsible for implementing risk management protocols? - What is are elements of a viable risk management policy – No person may possess, use, provide, distribute, sell and or manufac...

What is the appropriate technique for palpating the pelvis for stability? A. Apply gentle pressure over the iliac crests, downward and laterally B. Apply gentle pressure over the iliac crests, downward and medially C. Apply firm pressure over the iliac crests, downward and laterally D. Apply firm pressure over the iliac crests, downward and medially - A trauma nurse cared for a child with devastating burns two weeks ago. The nurse called in sick for a couple of days and is now back ...

A nurse aide can assist clients with their spiritual needs by: - ANSWER-allowing clients to talk about their beliefs A nurse aide MUST wear gloves when: - ANSWER-doing a peri-care When getting ready to dress a client, the nurse aide should: - ANSWER-give the client choice of what to wear If the nurse aide discovers fire in a client's room, the FIRST thing to do is - ANSWERremove the client In order to communicate clearly with a client who has hearing loss, the nurse aide should: - ANSW...

What are examples of INTERNAL mechanisms that influence corporate governance? - ANSWER-1. Corporate charters 2. Bylaws 3. Boards of directors 4. Internal audit functions What are examples of EXTERNAL mechanisms that influence corporate governance? - ANSWER-1. Laws 2. Regulations 3. Government regulators Effective governance considers risk when setting strategy. What does risk management rely on? - ANSWER-1. Effective Governance TONE AT THE TOP 2. Risk Appetite 3. Tolerance 4. Risk C...

Which of the following is an essential factor in evaluating the sufficiency of information? The information must A. Be well documented and cross-referenced in the working papers. B. Be based on references that are considered competent. C. Bear a direct relationship to the observation and include all of the elements of an observation. D. Be convincing enough for a prudent person to reach the same decision. - ANSWERAnswer (D) is correct. Sufficient information is factual, adequate, and conv...

An audit department of 12 staff members undergoes an internal assessment of their compliance to the Standards annually. An audit manager and Certified Internal Auditor (CIA) in the department performs the review under the direction of the chief audit executive (CAE). Who must the internal audit assessment be communicated to? A) CAE B) Audit committee of the board of directors C) Chief executive officer, executive management, and key users receiving the internal audit services D) There is...

Data query language - ANSWER-A user-friendly method of querying a database for information. Data terminal - ANSWER-An application that links users and programs to a database and allows the database to be manipulated by multiple applications. Data warehouse - ANSWER-Any repository of data in a computer system. Database - ANSWER-An input/output node for a mainframe system, consisting of either just a display and entry devices or a PC running terminal emulation software. Database management ...

An internal auditing team has made observations and recommendations that should significantly improve a division's operating efficiency. Out of appreciation of this work, and because it is the holiday season, the division manager present to in-charge internal auditor with a gift of moderate value. Which of the following best describes the action prescribed by The IIA's Code of Ethics? A. Accept it, regardless of other circumstances, because its value is insignificant. B. Not accept i...