ACE LEARNERS

etite mal seizures are also know as - CORRECT ANS absence seizures present with little or no movement What type of seizure pertains a limited portion of the brain? - CORRECT ANS partial seizure can be localized to one side of the brain What are the management of a seizure? - CORRECT ANS If trauma is noted c-spine precaution Check blood sugar(treat it) Provide ventilatory assistance(apnea) Prepare to intubate, if difficult to bvm assistance Benzodiazepine versed (midazalom...

what do you do for labored, contstriction, or lack of tidal volume - CORRECT ANS assist ventilations with BVM What do you do for acid in eyes - CORRECT ANS irrigate, if contacts take them out Signs and Symptoms of tension pneumothorax - CORRECT ANS progressive shortness of breath increased altered level of consciousness neck vein distention tracheal deviation What organ could be affected by trauma to the upper right quadrant - CORRECT ANS liver flail chest is charcteri...

At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - CORRECT ANS Upon completion of the application Who elects the governing body of a mutual insurance company? - CORRECT ANS policyholders An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - CORRECT ANS Fair Credit Reporting Act What type of reinsurance contract involves two companies automa...

Primary resources for state law - CORRECT ANS Texas Board of Nursing Nursing Practice Acts Nursing Jurisprudence - CORRECT ANS Rules/ Ethics/ Morals and how the nurses function in a healthcare setting Texas Nurse Practice Acts - CORRECT ANS 301 -BON, , defines responsibility for regulating nursing education, licensure and practice 303 -Regulates nursing peer review 304 -Relates to nursing Licensure compact Texas BON Mission Statement - CORRECT ANS Protect and prom...

An adjuster is a fiduciary agent with a responsibility of loyalty to the interest of - CORRECT ANS The insured and insurer An insurer gives which of the following as Consideration for an insurance policy? - CORRECT ANS A Promise The interest of the insured and all other persons in the property involved in a claim is found in - CORRECT ANS A Proof of Loss An insured rear-ends another driver's vehicle. The auto policy that pays damages to repair the damaged vehicle is a ______...

Which kind of losses are covered under a standard fire policy? - CORRECT ANS Direct All fires are not covered by the Standard Fire policies, only those that: - CORRECT ANS are hostile and have a flame or glow At what time does a fire policy go into affect? - CORRECT ANS 12:01am standard time at the location of the insured's property A property is insured under two Standard Fire policies for $25,000 each. A fire causes $10,000 worth of damage. What is the maximum amount the ins...

All of the following describe insurable interest EXCEPT: • It must exist at the time of the loss • It must exist for insurance to respond • Shows a similarity between insurance and wagering • The insured would suffer an economic loss - CORRECT ANS • Shows a similarity between insurance and wagering An Insurance Policy is a contract with all the following characteristics, EXCEPT: • It is a personal contract • parties are of unequal power with ambiguities or unclear worki...

Statutory Law - CORRECT ANS based on laws set forth by a governing authority; i.e. state legislature Stipulation - CORRECT ANS A stipulation is something specifically agreed to in a contract, such as an insurance contract. Stock - CORRECT ANS A Stock Insurance Company is owned by stockholders, as opposed to its own policyholders (as is the case with Mutual Insurance Companies). Strict Liability - CORRECT ANS Holds a party 100% liable for damages when the activity or instru...

If the CV R/E our IV while our IV was stopped at a traffic light and there was an injury in the CV to the driver of the CV, then you would Auto reassign this claim to Causality? - CORRECT ANS No- it should then go to the CV's carrier as they caused the collision and this is not our IV's fault. What letter should be sent out to an insured if we are unable to reach them? - CORRECT ANS Contact Request/Contact Attempted Letter Where can I go in CAS to obtain a copy of our insured's de...

What is an eligible building for flood insurance? - CORRECT ANS A structure with 2 or more outside rigid walls and a fully secure roof, built on a permanent site, with 50% or more of the value above ground level and located within an eligible community What is Builders Risk Coverage? - CORRECT ANS Covers buildings in the course of completion. Proper coverage is 100% of expected completed value Do all Homeowners policies contain Coverage A? - CORRECT ANS No, HO-4 (Renters persona...

Accumulated Depreciation - CORRECT ANS The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) Actual Cash Value (ACV) - CORRECT ANS A valuation method used by insurers to reflect an item's current market value right before being damaged or destroyed. Formula: (Replacement cost - Accumulated Depreciation) Adhesion - CORRECT ANS One of the characteristics of an insurance contract. Means that one party (the insurer) sets...

For the routine service cost center, an increase in the number of patient days over the budgeted number of patient days will result in: 1. A higher average cost per patient day. 2. A lower average cost per patient day. 3. An increase in the budgeted fixed costs for the routine service cost center. 4.No change in the average cost per patient day. - CORRECT ANS 2. Which of the following balance sheet items would differ between a for-profit and a not-for-profit healthcare organization? ...

CEO Compensation should be based on: a. the compensation arrangement with prior CEO b. executive compensation in local corporations with similar gross revenues c. present day salary plus cost-of living adjustment d. what the institution would have to pay for a similarly prepared person if that person were employed elsewhere - CORRECT ANSWER d. what the institution would have to pay for a similarly prepared person if that person were employed elsewhere An essential function of the gover...

. Implement the mission, strategies and goals established by the governing board - CORRECT ANS 1) The purpose of management in a healthcare organization is to: a. Oversee appointment of competent medical staff to render care for the service area b. Appoint an effective governing board based on the wishes of the medical staff c. Implement the mission, strategies and goals established by the governing board d. Implement stakeholder wishes on the future direction the organization should ta...

CLAIMS ADJUSTER BUNDLE

What is insurance? - CORRECT ANS protection against financial loss what is a premium - CORRECT ANS a scheduled amount to be paid for an insurance policy. What are premiums used for - CORRECT ANS premiums are collected into a "pool" or "reserve to pay out claimants when needed. how can insurance companies afford to pay for an individuals catastrophic loss? - CORRECT ANS the insurer collects premiums from all policy holders and uses them to pay out the claims of a few. w...

Those who are eligible for coverage under the Florida Automobile Joint Underwriting Association are? - CORRECT ANS Military Personnel A non-resident owning an automobile in Florida A non-resident subject to Florida no-fault law A forcible entry into locked premises and the carrying away of the property of others is a definition of: - CORRECT ANS Burglary The inland marine coverage form that covers clothing, cameras and other portable property worn and carried by tourists and trave...

Which of the following is NOT one of the four critical elements of a contract? (A) A mutual understanding and agreement with the terms of the contract. (B) Written evidence of the agreement and its terms. (C)A legal purpose. (D)Consideration, consisting of money or a promise of performance. - CORRECT ANS (B) Written evidence of the agreement and its terms. Assume that five years ago a couple insured their home for [its then appraised value of] $60,000. Two weeks ago they had a ...

The insurer and insured agree to a specific value of insured item - CORRECT ANS Agreed Value Policies Someone who has care, custody or control of another's property - CORRECT ANS Bailee Claim filed by policy holder against his _ - CORRECT ANS First Party Claim When a person who entrusts another with an object and it results in injury to someone can be held liable for the injury to someone. Can be held liable for the injury i.e. Firearm or DWI - CORRECT ANS Negligent Entru...

Florida No-Fault Tort Exemption - CORRECT ANS Those who comply with the law are granted limited immunity from suits of others through PIP coverage. 4 Exceptions to Tort Exemption(Threshold of No-Fault) - CORRECT ANS 1. Significant and Permanent loss of bodily function. 2.Permanent injury other than scarring and disfigurement. 3.Significant and Permanent scarring or disfigurement. 4.Death What does NFIP stand for? - CORRECT ANS National Flood Insurance Program Form SR-22 - ...