ACE LEARNERS

A nurse is instructing a client on the application of nitroglycerin transdermal patches. Which of the following statements by the client indicates an understanding of the teaching? a. "I should apply a patch every 5 mins if I develop chest pain." b. "I will take the patch off right after my evening meal." c. "I will leave the patch off at least 1 day each week." d. "I should discard the used patch by flushing it down the toilet." - CORRECT ANS b. "I will take the patch off righ...

Accumulated Depreciation - CORRECT ANS The total decrease in an item's value over a period of time. Formula: (Annual Depreciation x Number of years used) Acreage Reporting Date - CORRECT ANS The deadline for providing the insurer with an acreage report, which is used to determine the amount of coverage needed and the premium charged for a particular crop. Actual Cash Value (ACV) - CORRECT ANS A valuation method used by insurers to reflect an item's current market value right b...

The amount the insured must pay in a loss before any payment is due is known as? - CORRECT ANS Deductible What is a partial legal defense that reduces the amount of damages that a person can recover based upon the amount that this person's own negligence contributed to the loss - CORRECT ANS Comparative Negligence What is a situation involving a person other than an insured? - CORRECT ANS Third Party Loss The part of the insurance policy that details the rights and duties of t...

LIFE SECTION 1 - CORRECT ANS LIFE SECTION 1 1) Sandra Timms, age 27, is advised by her producer to purchase Life insurance to cover a 20-year-amortized $50,000 business-improvement loan. Which of the following plans would adequately protect Ms. Timms at the minimum premium outlay? - CORRECT ANS A- $50,000 Whole Life policy B- $50,000 Level Term policy for 20 years C- $50,000 20 Pay Life policy D- $50,000 Decreasing Term policy for 20 years 2) A 45-year old customer who is seeking ...

A customer claims he tripped on a stair in John's Art Gallery and broke his leg. The only way the customer will have a successful claim against John's insurance is? - CORRECT ANS John must be found legally liable for the incident Meredith was attending this Christmas party that was held at the Riverstone country club. While walking to the restroom she tripped and fell on one of the steps that was broken. The broken step had been covered up by a new rug. Meredith status in this situation ...

Multi Peril-Package - CORRECT ANS Any policy which provides property & liability coverage (not homeowner) ISO policy - CORRECT ANS Sold in Texas, but not Texas form Only Texas DP 1 - CORRECT ANS Mainly the only TDP sold, now with plethora of endorsements Texas Standard Fire Policy - CORRECT ANS Granddaddy of all Texas property policies Business auto coverage e.g. - CORRECT ANS Owner of a taxi to cover collision damage Inland Marine (build milk policy) would cover e....

All of the following are exempted from the requirement of an adjuster's license examination except: A. Those persons holding CPCU designation; B. those persons adjusting workers compensation claims; C. Those persons who have received the Associate in Claims (AIC) designation; D. Those persons who have a certificate of completion showing that within the past 12 months the applicant has completed a certified adjuster prelicensing education program and passed the state examination. - CORRECT AN...

If an automobile policy has split limits of 30/60/25. What is the maximum amount of liability coverage that would be paid in a covered loss where three people are involved. - CORRECT ANS $30,000 Which of the following statements best describes an inland marine policy? - CORRECT ANS Pertains to Cargo with no fixed location Alex is traveling through College Station and hits a deer, and the damages are $1500. He has comprehensive coverage with a $500 deductible. What will you pay? - ...

Subrogate Subrogation is the right for an insurer to legally pursue a third party that caused an insurance loss to the insured. This is done as a means of recovering the amount of the claim paid by the insurance carrier to the insured for the loss. - CORRECT ANS While investigating a claim, you determine that the loss was caused by a defective mechanism in the dishwasher. You would attempt to_________________________? Appraisal - CORRECT ANS What is the process when an insurer and an ...

All of the following are criteria for an accident to have occurred "in the course of" the employment under a workers' compensation policy, EXCEPT: - CORRECT ANSWER While performing a task that a fellow worker requested, that was unusual to the employee's job description, but occurred on the employer's premises during working hours. Which of the following statements is NOT TRUE regarding the implied warranties of an Ocean Marine policy? - CORRECT ANSWER The implied warranties ar...

ONS/ONCC Chemotherapy Immunotherapy Certificate Exam 2023

When firefighters apply water to the hot gas layer in a compartment, it will: (670) [4.3.10] increase the potential for flashover. increase the radiant heat flux from the upper layer. reduce the radiant heat flux from the upper layer. push fire into adjacent rooms. - CORRECT ANS reduce the radiant heat flux from the upper layer. What can happen if excess steam is produced inside the structure as a result of applying water on the fire? (670) [4.3.10] Disruption of the thermal layerin...

Why is a measure of serum lactate obtained in the initial assessment of the trauma patient? Answer: c - CORRECT ANS a) to measure oxygenation and ventilation b) to quantify the base deficit for the adequacy of cellular perfusion c) *to gauge end-organ perfusion and tissue hypoxia ** d) to determine the underlying cause of shock A trauma patient is restless and repeatedly asking "where am I?" vital signs upon arrival were BP 100/60 mm Hg, HR 96 beats/min, and RR 24 breaths/min. Her...

What are the greatest risks for transport? - CORRECT ANS Loss of airway patency, displaced obstructive tubes lines or catheters, dislodge splinting devices, need to replace or reinforce dressings, deterioration in patient status change in vital signs or level of consciousness, injury to the patient and/or team members According to newtons law which of these two force is greater: size or force? - CORRECT ANS Neither. For each force there is an equal and opposite reaction. What is the ...

WALLSTREET PREP EXAMS BUNDLED EXAMS (COMPLETE PACKAGE DEAL) ALL THAT YOU NEED IS HERE!!!!!

INTRODUTION TO AMMUNITION/ AMMO 49/ AMMO 67/ AMMO 45 BUNDLED EXAMS (COMPLETE PACKAGE DEAL) ALL THAT YOU NEED IS HERE!!!!!

Per NOSSAINST 8020.14, which ESI program is NOT considered a critical PILLAR program? - CORRECT ANS ES Administration/Management Per NAVSEA OP 5 Vol. 1, what is the primary danger in a hazardous classified location? - CORRECT ANS Explosive Atmosphere Per OPNAVINST 5530.13, what is an acceptable alternative if an intrusion detection system (IDS) is not available for a Category 1 or 2 storage facility? - CORRECT ANS NOT A closely monitored lock and key system Per NAVSEA OP 3 Vol....

How do you report a mishap? - CORRECT ANS Send a report through the CODR What is a fire bill? - CORRECT ANS A list of procedures you follow in case of a fire. They should be posted throughout the station. How is inerted ammunition that kept its original markings and paint identified as inert? - CORRECT ANS It is marked with a serial number that is traceable to a record of certification and identification What type of deviation is an exemption? - CORRECT ANS A long-term dev...

Which of the following topics are included in this hazmat familiarization and safety and transportation training? Select all that apply - CORRECT ANS B, C, D Hazmat represents materials or substances capable of posing in unreasonable risk to: select all that apply - CORRECT ANS A, B, D What type of penalty results from knowingly, willfully, and recklessly violating hazmat regulations? - CORRECT ANS B DD Form 626, vehicle inspections are performed by the: - CORRECT ANS ...

Types of hazmat transportation - CORRECT ANS land (highway/rail) sea air Define hazmat - CORRECT ANS any material or substance capable of posing an unreasonable risk to health, safety, and property when transported. What training does the HAZMAT Familiarization and Safety in Transportation course provide? - CORRECT ANS applicability and responsibility emergency response general awareness/familiarization security awareness What if the function of a DD Form 626? - CORREC...