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What are access control used for? - Answer To restrict and allow access to certain items such as automobiles, homes, computers, and smartphones Personal Identity Number - Answer PIN Four parts of access control - Answer Identification, authentication, authorization, accountability Identification - Answer Who is asking to access the asset? Authentication - Answer Can the requestor's identity be verified? Is the user says who they say they are? Autho...

Define the confidentiality in the CIA triad. - Answer Our ability to protect data from those who are not authorized to view it. Examples of confidentiality - Answer A patron using an ATM card wants to keep their PIN number confidential. An ATM owner wants to keep bank account numbers confidential. How can confidentiality be broken? - Answer Losing a laptop An attacker gets access to info A person can look over your shoulder Define integrity in the CIA triad. - Answ...

Information Security - Answer The practice of ensuring we have control over who, what, when, where, and how our information is accessed and modified. Information security is important because: - Answer 1. Most of the world's valuable information is stored on computer systems. 2. The Internet has created a high degree of connectivity. Adware - Answer any software program that automatically displays advertisements. The goal of the adware is to generate revenue for its...

Which of the following is a good practice if one wishes to avoid "social engineering" attacks? - Answer All of the above Which of these is not a good security practice for email? - Answer Sending sensitive information in email messages or in attachments to such messages, as long as a legally-binding confidentiality notice is included Which of the following is generally allowed in most organizations? - Answer Social networking if done for approved business-related pu...

Which of the following is a correct statement about the balance among prevention, detection, and response (PDR)? a) If preventive measures are in place, it is not necessary to have measures focused on detection and response. b) If detection and response measures are in place, it is not necessary to have measures devoted to prevention. c) The greater the sensitivity and quantity of the data at issue, the more carefully the balance among these three must be evaluated. d) Organizations have n...

1 Exam (elaborations) Unit 21: MI Property & Casualty Insurance Questions and Answers. 2 Exam (elaborations) Property & Casualty Michigan Practice Exam Questions and Answers 2026 Updated. 3 Exam (elaborations) Module 2 - Insurance Regulation Practice Exam and All Correct Answers 2026.

Which of the following producers must designate an individual to be responsible for compliance with state laws? - Answer Partnership Which of the following is a producer NOT required to report to the Director of Insurance within 30 days? - Answer Assumed name What is the maximum fine for knowingly violating a cease-and-desist order that was issued for violating the unfair trade practices act? - Answer $20,000 and possible license revocation The agent of record for a la...

$10,000 and possible license revocation. - Answer Maximum fine for knowingly violating cease and desist order is 180 - Answer Temporary Licenses are issued for how many days? 30 - Answer An applicant who has been denied an insurance license has how many days to protest the denial? 5 - Answer The commissioner must examine the books, records, etc. of an insurance company at least once every how many years? 30 - Answer Rates must be filed with the commissio...

The Commissioner must decide whether to accept an application for an insurance license within - Answer 30 Days Who can get a license? - Answer Individuals and business entities Chad has his car insurance through the Michigan Automobile Insurance Placement Facility. If he has a vehicle that is not being driven or moved on the highway; the insurer - Answer May allow the insured to maintain only comprehensive coverage Privacy (Gramm-Leach-Bliley Act) - Answer A prod...

Which of the following would not be found in the Common Policy Declarations page of a Commercial Package Policy? A. The insured's name and address B. Exclusions C .The inception and expiration date D. The policy premium - Answer B. Exclusions The Declarations page of an insurance policy contains the information that adapts the policy to a specific insured and property. The exclusions are provisions that apply to all policies and policyholders. 8.1 All of the following are addi...

All the following are considered an insured under Part A liability coverage, of the personal auto policy EXCEPT! - Answer Employer while insured is driving a company car. A bank customer's identity was compromised and the thieves made numerous purchases from a retailer by signing the customer's checks. When the bank refused to make payment for the goods, the retailer brought suit against the bank. which coverage indemnified the bank for liability in the suit? - Answer Forger...

Which of the following must be attached to all dwelling and homeowners’ policies? - Answer The Special Provisions - Michigan Endorsement The Special Provisions - Michigan Endorsement - Answer Must be attached to all homeowners and dwelling policies issued to Michigan policy holders According to Rose's coverage, the insurer agrees to reimburse her for the difference between the value of the insured property at the time of the loss and the amount Rose actually spends repairi...

Example of Rebating - Answer Agent giving someone money or a flatscreen tv if they will buy a policy from you. Under Michigan _______ _______ ______, an insurer cannot limit coverage or refuse to insure or renew coverage unless the insurer has specific written underwriting rules that would allow that insurer to reject an eligible applicant. - Answer Essential Insurance Act Open-perils, or special coverage - Answer all losses are covered except those losses specifically ex...

Insurance Regulation - Answer Company Regulation: Producer Appointment- - Answer An insurance producer shall not bind coverage for an insurer unless the insurance producer is appointed by the insurer the effective date of the termination. Company Regulation: Termination of Appointment- - Answer Shall notify the commissioner using a format prescribed by the of the termination within 30 days following the effective date of the termination. Producer Regulation: Duties- -...

1 Exam (elaborations) ND Casualty Insurance Final Exam and All Correct Answers 2026 Updated. 2 Exam (elaborations) Producer Property Exam Test Questions All Solved Correct 2026. 3 Exam (elaborations) ND P&C Latest Exam Questions Fully Solved 2026.

Coverage for property removed, known as preservation of property, is covered in a Businessowners Policy for up to how many days at another location? - Answer 30 days Once a flood insurance policy is written and approved, coverage will become effective in what period of time after the application is received by the National Flood Insurance Program? - Answer 30 days The purpose of the Pro-rata Other Insurance Clause appearing in a property policy is to: - Answer Prevent an ...

Insurer - Answer Who does an insurance producer represent in an insurance transaction? Insurance Department and Commissioner of Insurance - Answer Who administers all laws that relate to insurance in ND? Writing the ND insurance laws - Answer Which of the following is NOT a duty of the Commissioner of Insurance? - making regulations to help carry out the provisions of the ND insurance title - issuing certificates of authority to transact insurance business in ND - wri...

A chance or uncertainty of loss is called ___? - Answer Risk Gambling is an example of ____. - Answer Speculative risk Insurance will only cover ____ risks. - Answer Pure The transfer of risk from an individual or business to a professional risk taking company is called ____. - Answer Insurance Loss is defined as _____ hurt. - Answer Financial Having your car stolen is an example of a ____ loss, whereas not having the use of your stolen car would be r...

All the following are considered an insured under Part A liability coverage, of the personal auto policy EXCEPT! - Answer Employer while insured is driving a company car. A bank customer's identity was compromised and the thieves made numerous purchases from a retailer by signing the customer's checks. When the bank refused to make payment for the goods, the retailer brought suit against the bank. which coverage indemnified the bank for liability in the suit? - Answer Forger...

Which of the following are the authorities that an agent can hold? - Answer Express and implied Which of the following terms refers to such disabilities the loss of a limb, hearing , or eye sight? - Answer Permanent partial disability Who is NOT considered an employee in an commercial general liability (CGL) policy? - Answer Temporary worker The major portion of the premium of an equipment breakdown policy pays? - Answer For inspections and examinations An ins...