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What is total fitness? - Answer physical, mental, social, and emotional components What are the four components of the FITT formula? - Answer Frequency, Intensity, Time, Type What are the benefits of exercise? - Answer health-related physical fitness, skill-related physical fitness What are the five parts of health-related physical fitness? - Answer Cardiovascular, strength, muscular endurance, flexibility, and body fatness What are three types of injuries? - Answ...

Total Fitness - Answer Fitness of the whole person including physical, mental, social, and emotional fitness FITT Formula - Answer Frequency, Intensity, Time, Type Benefits of Exercise - Answer Health and skill related physical fitness Part of health-related physical fitness - Answer Strength Part of health-related physical fitness - Answer Cardiovascular Part of health-related physical fitness - Answer Endurance Part of health-related physical fit...

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What is real estate? - Answer the term RE is used in 3 ways (1.) tangible asset (2.) bundle of rights (3.) Industry Profession (1.) Tangible Perspective - Lands and buildings - Answer - raw land - structures (improvements on the land) - improvements to the land (2.) Bundle of Rights perspective - Answer -including non-physical items (3.) Real Estate as an industry and profession - Answer - referring to the field as a whole - careers in Real Estate How import...

Real Estate as Tangible Property - Answer Land and the things permanently attached to the land Raw Land - Answer land in its natural state Improvements to the land - Answer all of the activities involved in taking land from its natural state up to the point where it is ready to be built upon Improvements on the land - Answer Structures Real estate as intangible property - Answer the rights to the services or benefits provided by a piece of physica/tangible re...

Housing Market Collapse - Answer The principle cause of the 2008 recession real estate meanings - Answer tangible property, intangible property, an industry/profession Tangible real estate - Answer land and the things permanently attached to land tangible real estate forms - Answer raw land, improvements to the land, improvements on the land raw land - Answer land in its natural state improvements to the land - Answer consists of all the activities in...

Police power - Answer ability of government to regulate private actions in order to protect the health, safety, and welfare of its citizens sources of market failures - Answer monopoly, Externalities, incomplete information locational monopoly - Answer the fact that every property occupies a unique location Why monopoly a market failure? - Answer The ability of the landowner to hold out for more money when the property is needed for a development project. Landowne...

property - Answer anything that can be owned or possessed tangible property - Answer physical things, such as automobiles, clothing, land, and buildings intangible property - Answer nonphysical and include contractual rights, financial claims, interests, patents, or trademarks real estate - Answer the land and the things attached to the land improvements on the land - Answer any fixed structures such as buildings, fences, walls, and decks improvements to t...

Which of the following is an example of an affirmative easement appurtenant? a) an easement to allow fishing on a secluded lake b) a road right-of-way that runs across the front all subdivided properties in a subdivision c) a common drive easement where owners of adjoining lots must permit each other to use a driveway lying on their shared property line d) an easement used to restrict construction on adjacent parcels so as to preserve a valued view of the nearby mountains - Answer c) ...

Police Power - Answer gov't reg of real estate & private actions in order to protect health safety and welfare of its citizens. Legal basis. Monopoly - Answer every property occupies a unique location--> locational monopoly. market failure w/in economic basis. Externalities (positive and negative) - Answer how property is used in surrounding properties. pos: target/walmart nearby neg: traffic near property/bad neighbor. market failure example of incomplete informat...

1. Magnitude 2. Timing 3. Riskiness of expected cash flows - Answer Value of a property or mortgage thus depends on: - "Time Zero" - Answer TVM timelines always starts with 30 years - Answer Mortgage (debt) timelines normally 3-7 years - Answer Most commercial property ownership PV - Answer Amount at time "zero" FV - Answer A single cash flow at any future time point PMT - Answer A repeating amount of cash inflow or outflow, flo...

Five Main Product-Types or "Food Groups" and Others of CRE... (Corporate Real Estate) - Answer Industrial (e.g. offices, warehouses, garages, and distribution centers) Multi-family (e.g. duplex, which has two dwellings within a single building, to homes or small apartments buildings with up to four units) Office Retail Other (e.g. storage units, churches, stadium, hospitals, student housing) Hotel/ Resorts How much is this property worth at a 6.8% capitalization rate? - Answer...

In contrast to rent for residential units, rent for U.S. commercial properties is typically quoted as a(n) - Answer annual cost per square foot. In a neighborhood retail shopping center, a grocery store (e.g., Publix) often serves as a(n) - Answer anchor tenant Lenders may request that property owners of rental properties include a clause in their lease agreement that gives the lender the right to terminate the lease and evict the tenant, even if the tenant has fulfilled all of i...

two documents used to create a mortgage loan - Answer note and mortgage note - Answer Contract that establishes the financial obligation and the exact terms of the loan; creates the obligation to repay the loan in accordance with its terms mortgage - Answer contract by which the borrower grants the lender a security interest in the property; ties the real estate being financed to the loan used to pay for the real estate Fixed Rate Mortgage - Answer interest rate is s...

Suppose that Bruce sold a property to Steve. Bruce gave Steve an interest in the property so long as Steve is alive. Once Steve dies the property will pass to Dave as a fee simple absolute estate. Dave's interest in the property after the sale to Steve and while Steve remains alive is known as a : life estate. fee simple conditional estate. reverter. fee simple absolute estate. remainder. - Answer Remainder Estate A type of development that is evaluated based on its overall site...

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1. Brokerage definition... - Answer the business practice of bringing together the parties in a practice. 2. What are two examples of special use property? - Answer schools and cemetery 3. What is an example of functional obsolescence? - Answer bathroom 4. Principal definition... - Answer a consumer of real estate services who has entered into an agency relationship with a broker or another licensee employed by a broker. 5. Capitalization definition... - Answer ...

Common Law - Answer 1. originated from England 2. Doctrine of stare decisis 3. Uniformity 3. Precedent Equitable Law - Answer originally from england, non money remedy, to avoid unjust enrichment by only uses of common law, includes injunctions (court orders not to do something) Statue Law - Answer A law or act passed by government -created through legislation ( ex/ land title act) - Made to alter/change common law rank the sources of law from strongest to least ...

This governing body regulates the Mortgage Broker and Mortgage Salesperson activity in Manitoba - Answer Manitoba Securities Commission Which of the following is not a valid license category under the current Manitoba Mortgage Brokers Act? Mortgage Salesperson, Mortgage Agent, Mortgage Broker or Restricted Mortgage Broker - Answer Mortgage Agent Which of the following would be governed federally under OSFI, not by the provincial Regulator? Mortgagor, Mortgage Agent, Mortgage Sale...

Fiduciary Representation - Answer - Trust and confidence - Best interests - Loyalty 5 Ds of Role Clarity - Answer 1. Discuss 2. Determine 3. Document 4. Disclose 5. Do Must disclose in writing - Answer - the nature of services provided - whether professional has entered into representation relationship with other party - any conflicts of interest - any other facts that may influence consumers decision to proceed with relationship made to clarify and provide proof...