Ivie

Question: Which Accident and Health policy provision addresses preexisting conditions? Ans: Time Limit on Certain Defenses Question: Which of the following individual health insurance policies will provide the broadest protection? Ans: Major Medical Question: Which of the following situations does NOT apply to the Florida Replacement Rule? Ans: An existing policyholder purchases an additional policy from the same insurer Question: Agent J takes an applicatio...

Question: Which mode of payment is NOT used by health insurance policies? Ans: Single Premium Question: The Coordination of Benefits provision Ans: prevents an insured covered by two health plans from making a profit on a covered loss Question: After an insured gives notice of loss, what must he/she do if the insurer does not furnish forms? Ans: File written proof of loss Question: Which of these types of coverage is best described as a short term medical policy?...

uestion: What is the definition of a risk that is insurable? a.Risk is defined as a chance or the possibility of financial loss; only pure risks are insurable as there is no possibility of a gain b.A chance of a loss or gain c.A risk where there is a possibility of a gain d.A chance for insurance coverage Ans: a Question: What is an insurance policy? a.A binder that offers initial insurance coverage b.An oral agreement related to insurance c.A temporary agreement ...

Question: The stated amount or percent of liquid assets that an insurer must have on hand that will satisfy future obligations to its policyholders is called: Ans: Reserves Question: An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the: Ans: Fair Credit Reporting Act Question: A nonprofit incorporated society that does not have capital stock and operates for the sole benefit of its members is known as: ...

Question: 5 qualifications to become a General Lines agent Ans: 1. At least 18 years of age 2. United States citizen or legal alien 3. Bona fide resident of Florida 4. Place of business located in Florida 5. Not licensed for purpose of writing controlled business Question: Department of Financial Services (DFS) Ans: 1. Approves issuance of licenses to agents, CR, and adjusters 2. Supervisions of claims 3. Investigate charges of unethical conduct and take judicial actions ...

Question: When life insurance proceeds are used to pay inheritance taxes and federal estate taxes, it is known as Ans: Estate conservation Question: In group insurance, the primary purpose of the Coordination of Benefits provision is to Ans: Prevent overinsurance Question: Which of the following statements is NOT true regarding health insurance policy provisions? Ans: All additional provisions written by insurers are cataloged by their respective states. Ques...

Question: Accumulation units are converted into annuity units: Ans: at the time of annuity payout. Question: A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. Ans: noncontributory Question: If a disabled worker covered under Social Security disability benefits recovers and then is disabled again within five years, a new waiting period is required before benefits begin again. Ans: FALSE Question: Robe...

Question: Health insurance contracts are unilateral. What does that mean? Ans: Only one party makes a legally enforceable promise Question: What are the two types of expenses that are covered by health insurance? Ans: Expenses related to health care, and expenses that compensate for loss of income Question: Who is responsible for paying the cost of a medical examination required in the process of underwriting? Ans: Insurer Question: When must The Outline of Cover...

Question: owners rights Ans: if an individual health insurance policy provides a death benefit, the policyowner will be able to designate a beneficiary and, unless the beneficiary designation is irrevocable, to change the beneficiary. the power to change the beneficiary is provided in the change of beneficiary provision. the policyowner also has the right to make any other change without the consent of the beneficiaries. Question: dependent children benefits Page | 2 Ans:...

Question: Foreign Insurer Ans: US domiciled unathorized insurer eligible to operate in a state other than the state in which it is domiciled Question: The purpose of FL surplus lines law Ans: To provide orderly access for the insuring public of the state to insurers not authorized to transact insurance in the state, through only qualified licensed surplus lines agents Question: A Fl surplus lines insurer is required to have and maintain surplus as to policy holders of n...

Question: N is covered by a Term Life policy and does not make the required premium payment which was due August 1. N dies September 15. What action will the insurer take? Ans: Claim will be denied. Question: A contract where one party either accepts or rejects the terms of a contract written by another party is called a contract of Ans: adhesion Question: All of the following statements about Major Medical benefits are true, EXCEPT: Ans: Benefits have no maximum ...

Question: Generally how long is a benefit period for Major Medical Expense? Ans: one year Question: Which of these needs is satisfied by Adjustable Life Insurance? Ans: Insured's need for flexible premiums Question: Which of these is considered a statement that is assured to be true in every respect? Ans: Warranty Question: What is Medicare? Ans: A hospital and medical expense insurance program Question: How does a typical Variable Life Policy investment ...

Question: How many times do we generally flip patties? Ans: 2 to 4 times Question: How high may patties be placed on the grill? Ans: 4 high (5 high during busy hours) Question: What is run time? Ans: When meat was packed Question: How many patties are in a bag? A case? A cambro? Ans: 22(bag) 88(case) 64(cambro) Question: How many slices of cheese go on a little burger? A regular burger? Page | 2 Ans: 1(little) 2(regular) Question: Self life of pre...

Question: The temperature of potentially hazardous foods should be taken every _______ hours. Ans: 2 Question: Approximately how long does it take a food safety auditor to complete an audit? Ans: 2 hours Question: Cashiers should repeat the order back to the customer before completing the order. T/F? Ans: True Question: Final cooked fries should be cooked until they are _________ on the outside and like a ________ potato on the inside. Ans: Firm, mashed ...

Question: Where and When was the first Five Guys location opened? Ans: Arlington, VA - 1986 Question: How many ways are there to order a burger? Ans: Over 250,000 possible ways Question: True or False: There are no freezers in Five Guys. Ans: True - Five Guys only uses coolers, there is no frozen product Question: What is the ONLY type of oil used? Ans: Peanut Oil Question: Five Guys ONLY uses potatoes grown above which parallel? Ans: 42nd Parallel ...

Question: Erythrocytes carry O2 to ____ and CO2 to ______ Ans: *Tissues, Lungs* Question: True or false, erythrocytes are biconcave and anucleate Ans: True Question: What is the lifespan of an erythrocyte and what is its energy source? Ans: Glucose (90% used in glycolysis, 10% used in HMP shunt). Lifespan - 120 days Question: What does the Cl−/HCO3− anti porter allow RBCs to do? Ans: Allows export of HCO3− and transport of CO2 from the periphery to the...

First Aid USMLE STEP 1: Microbiology Questions with Detailed Verified Answers

Question: Abdominal pain, ascites, and hepatomegaly Ans: Budd-Chiari syndrome (posthepatic venous thrombosis) -Absence of JVD Question: Abdominal pain, diarrhea, leukocytosis, recent antibiotic use Ans: Clostridium difficile infection Question: Achilles tendon xanthoma Ans: Familial hypercholesterolemia (decreased LDL receptor signaling) Question: Adrenal hemorrhage, hypotension, DIC Ans: Waterhouse-Friderichsen syndrome (menengococcemia) Question: Anaphylaxis...

Question: What is a nucleoside? What is a nucleotide? Which are the purines? Which are the pyrimidines? Ans: Side = base + (deoxy)ribose [sugar] Tide = base + (deoxy)ribose [sugar] *Which are the purines?* "pure as gold" = Adenosine, Guanosine Page | 2 *Which are the pyrimidines?* "CUT the pyramid" = Cytosine, Uracil, Thymine Question: In the nucleotide synthesis pathway, describe how purine synthesis differs from pyrimidine synt...

Question: What distinguishes a deferred annuity from an immediate annuity? Ans: The time at which benefit payments start Question: Cindy buys a 10-year certain annuity with an installment refund. After receiving monthly payments for 5 years, Cindy dies. How many remaining payments will the insurer make to her beneficiary? Ans: 60 payments Question: What is a common reason people purchase an annuity? Ans: To protect against the risk of outliving their financial resources ...