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All of the following are reasons for group insurance termination for dependents EXCEPT a) The end of the last period for which the employee has made the required premium for dependent coverage passes. b) The overall maximum benefit for major medical benefits is received c) The dependent reaches age 21 d) The dependent fails to meet the definition of a dependent - correct answer The dependent reaches 21 Which of the following statements is INCORRECT concerning Modified Endowment ...

Under a straight life annuity, if the annuitant dies before the principal amount is paid out, the beneficiary will receive a)The remainder of the principal. b)Nothing; the payments will cease. c)Guaranteed minimum benefit. d)The amount paid into the annuity. - correct answer b Which of the following is usually true of a participating life insurance policy? a)It pays dividends to policyowners. b)It may be converted to a term life policy. c)It pays dividends to stockholders. d)It ...

In Oklahoma, a life insurance policy loan may NOT exceed an interest rate of - correct answer 8% Under HIPAA requirements, eligibility for the pre-existing conditions exclusion waiver under new coverage is lost if - correct answer there is a break in coverage of more than 63 days Which of the following health insurance provisions requires that the application becomes part of the policy? - correct answer Entire Contract clause impatient psychiatric care is covered under Part A Medi...

A person covered with an individual health plan is issued a policy is issued a certificate of medical costs does not contract directly with the insurance company is not subject to medical underwriting - correct answer A person covered by an individual health plan is issued a policy. All Health Benefit Plans issued after January 1, 2014 must provide long-term care dental care adult vision care preventative health services - correct answer preventative health services ...

All of the following are included as part of a contract in the entire contract provision EXCEPT the riders application changes made by the producer policy - correct answer changes made by the producer Health insurance involves two perils, accident and ____. - correct answer sickness All of the following riders can increase the death benefit amount EXCEPT Cost of Living Waiver of Premium Accidental Death Rider Guaranteed Insurability - correct answer Waiver of Premium O...

What type of insurer operates for proft and has no capital stock? - correct answer mutual Which is true regarding an insurer examination order by the Oklahoma insurance department - correct answer It must be ordered every five years and the insurance pays for the exam All of the following is true regarding an Oklahoma life and health guarantee association except - correct answer Life policies are covered up to the amount of the death benefit plus the cash value A mutual ensure - ...

Which statement best describes the tax responsibilities under a Business Overhead policy? - correct answer Premiums are deductible, benefits are taxed In which type of insurance company may stockholders share in the profits and losses of the insurer? - correct answer Stock In which company may policy owners receive policy dividends when there is a profit? - correct answer mutual The law of large numbers states that - correct answer Predictions become more accurate as the number ...

Which of the following is usually the owner of the annuity? - correct answer The annuitant Which of the following is not true of the straight life income option for annuities? - correct answer A beneficiary will receive any balance of the annuity upon the annuitant's death. When an insurance policy is taken out, if the owner of the policy is someone other than the actual insured, the owner must be able to prove: - correct answer That he/she has an insurable interest Tax-sheltered...

A life insurance company has transferred some of its risk to another insure. The insurer assuming the risk is called - correct answer all of the following are examples of business continuation plan except - correct answer Deffered Compensation All of these are valid options for an Adjustable Life Policy EXCEPT The policy's premium can be increased or decreased The policy's death benefit can be increased or decreased A nonforfeiture option can be used to increase the death be...

In order to become a successful emergency Telecommunicator, a combination of the following is required: A. training and temperament B. vision and values C. Time and interest - correct answer A. training and temperament If a field unit needs a certain type of assistance, it is usually up to that field unit to locate, notify, and coordinate the additional resources. A. True B. False - correct answer B. False The IAED enforces the code of ethics by withholding or revoking the certificati...

List the 3 common purposes of a burner - correct answer Mix fuel and air, ignite it, remove products of combustion Define primary air - correct answer air that is mixed with the fuel prior to combustion 3, Define secondary air - correct answer Air that is mixed with the fuel at the point of combustion Define atmospheric burner - correct answer no mechanical means of adding combustion air 5, define premix burner - correct answer Air and fuel are mixed mechanically prior to combustion ...

A nurse is planning care for a client who has a spinal cord injury involving a T12 fracture 1 week ago. The client has no muscle control of the lower limbs, bowel, or bladder. Which of the following should be the nurses highest priority? a.) Prevention of further damage to the spinal cord b.) Prevention of contractures of the lower extremities c.) Prevention of skin breakdown of areas that lack sensation d.) Prevention of postural hypotension when placing the client in a wheelchair - cor...

Transfer a patient to wheelchair from bed - correct answer To get the patient into a seated position, roll the patient onto the same side as the wheelchair. Put a gait belt on the patient. Make sure the bed in in the lowest position. know the Weight bearing status. What is Bowel bladder training - correct answer It is done every 2 hours 8oz 1 cup (1oz= 30ml) - correct answer 240ml AP - correct answer assistant personal (CNA) How can you maintain confidentiality - correct answer U...

Subjective data - correct answer What the patient told you. Objective data - correct answer What the nurse can measure Which of the following are nursing interventions for wound irrigation? - correct answer Keep syringe 1 inch above the wound. Clean from least contaminated to most contaminated site. Clean area around the skin with antiseptic swabs first. Which brain controls the basic vital functions? - correct answer Medulla Oblongata in the brainstem Which hormone acts on kidneys t...

Behoove - correct answer To be right and proper to somebody. Chastise - correct answer To punish/scold Zealous - correct answer Actively enthusiastic Sinuous - correct answer Supple & graceful Aphasia - correct answer Lack of language activity. Astute - correct answer Clever and perceptive Parochial - correct answer Narrow-minded Futile - correct answer Having no practical effect. Chide - correct answer To speak out in angry. Bland - correct answer W/o emotion Rever...

Employer-provided group term life insurance is exempt from income taxation up to - correct answer $50,000 Medicare Part B has an initial enrollment period. How many months after an individual's 65th birthday month does this enrollment period end? - correct answer 3 months Which statement is true regarding policy dividends? - correct answer A dividend option is selected by the insured at the time of policy purchase What does the insurance term "indemnity" refer to? - correct answer Ma...

The term used for persons living in long-term care facilities is: A. Senior Citizen B. Patient C. Retiree D. Resident - correct answer D As a CNA, your scope of practice includes: A. Bathing and dressing resident B. Taking telephone order from the doctor C. Assigning patient care D. Giving medications - correct answer A What should the CNA do if asked to do something he or she doesn't know how to do? A. Ask another CNA to do the task B. Tell the nurse he or she is uncertain and ...

Breakdown of Exam - correct answer (just FYI) -60 questions -appx 9 questions on RDH functions/Scope of practice -appx 9 questions on license maintenance (includes mandated reporter and infection control) -appx 9 questions on unprofessional conduct -appx 30 on ethical principles Ethics - correct answer moral standards of conduct; rules or principles that govern proper conduct Code of ethics - correct answer voluntary standards of behavior established by a profession; not a "law";...

What is the rating for a 30 year old heavy furniture assembler with a soft tissue injury to the cervical spine causing a loss of range of motion resulting in an 8% impairment standard? A. 9% B. 11% C. 15% D. 19% - correct answer B. 11% 15.01.02.02-8%-{5}10-470H-13-11% What is the rating for a 40 year old forester with an elbow injury resulting in loss of motion and a 50% upper extremity impairment? A. 25% B. 28% C. 31% D. 40% - correct answer C. 31% 16.03.01.00-30%-{2}34-213E-31-31% A 47 y...

Critical commencement date - correct answer commencement date stated in the commission NOT date commission was issued or mailed Who issues commission? - correct answer Secretary of State When does commission become valid - correct answer After taking oath of office and bond are filed on time Who do you file oath and bond with - correct answer county clerk Where is a notary's commission limited to? - correct answer State of california; not only a certain county What kind of bond a...