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Appraisal - correct answer What provision of a Property Policy applies when an insured and the insurer cannot agree on the amount of the loss? Exclusions - correct answer Which part of a Property policy specifies the causes of loss (perils) that are not covered? Insurer's - correct answer When an insured suffers a loss, they are required to prepare an inventory of the damaged property at the ___ request. True - correct answer T/F: Open peril policies include losses by theft. Endorse...

Which of these is true regarding the exchange of consideration among parties involved in an insurance contract? - correct answer Can be unequal The premiums paid by an employer for his employee's group life insurance are usually considered to be? - correct answer Tax-deductible to the employer Kevin has an existing life insurance policy and assigns it to another insurer for a new contract. How would this transaction be treated for tax purposes? - correct answer As a section 1035 exchange ...

Agent/Producer - correct answer Legal representative of an insurance company (classification of producer usually includes agents and brokers, agents are the agents of the insurer) Applicant (proposed insured) - correct answer Person applying for insurance Broker - correct answer Insurance producer not appointed by an insurer and is deemed to represent the client Insurance Policy - correct answer Contract between a policyowner (and/or insured) and an insurance company which agrees to pay...

Beneficiary - correct answer A person who receives the benefits of an insurance policy Death Benefit - correct answer The amount paid upon the death of the insured in a life insurance policy Cash Value - correct answer Equity amount accumulated in permanent life insurance Estate - correct answer A person's net worth Illustrations - correct answer Presentation or depiction of nonguaranteed elements of a life insurance policy Life Insurance - correct answer Coverage on human lives ...

Insurance - correct answer a contract that idemnifies another against loss, damage or liability from an unknown event. Indemnify - correct answer To make a person whole by restoring that person to the same financial position that existed before the loss. Policyowner - correct answer The insured Premium - correct answer A set amount of money for the insurance Insurer - correct answer The insurance company Insured - correct answer Person covered by insurance Policy - correct answ...

When the disclosure of an insured's nonpublic information is involved, what is the insurer obligated to do? - correct answer Give notice, explain, and allow opting out Under the Telemarketing Sales Rule, telemarketing calls may NOT be received after - correct answer 9:00 PM A health plan offered by private insurance companies is - correct answer Medicare Supplement Chris has a single major medical contract which covers all medical expenses. His plan is considered to be - correct answer...

A whole life policy that provides a choice of dividend options include the following statement about dividends they accrue at a guaranteed rate they are deferred for one year they are not guaranteed they are guaranteed after the first year - correct answer they are not guaranteed When there is a named beneficiary on a life insurance policy, the death benefits 1. are directed to a trustee if the insured has any outstanding debts 2. are paid directly to the insured`s credito...

What is the thyromental distance? - correct answer Measurement of the distance between the upper edge of the thyroid cartilage to the chin, while the neck is completely extended. Thyromental distance: what indicates a suspected difficult intubation? - correct answer Less than 6 cm Thyromental distance: what suggests a non-problematic intubation? - correct answer 7 cm or greater What type of x-ray should you use to determine proper position of an endotracheal tube? - correct answer AP x-...

Average urine output per hour is approximately? - correct answer 40 mL According to the Berlin Criteria, a patient is classified with severe ARDS when his Pao2/Fio2 ratio is? - correct answer Less than 100 A patient is admitted to the ED with a possible CVA. Which diagnostic test is most appropriate for identification of an acute cerebral infarction? - correct answer CT Scan: checks chest, abdomen and brain (2-3 dimensions) Cerebral angiography - correct answer measures abnormal cerebra...

A difficult intubation is anticipated with an obese pt. The decision is made to intubate by video laryngoscopy. Which of the following is LEAST likely to be needed: A) Cook's Exchanger B) Rigid Stylet C) Cuffed Endotracheal Tube D) Video-enabled Laryngoscope - correct answer A) cook's exchanger Video laryngoscopy involves use of a normal ET Tube with the addition of a rigid stylet, as well as a video-enabled laryngoscope and other normal intubation equipment. A Cook's Tube Excha...

legitimate - correct answer make legal pummel - correct answer to hit repeatedly facilitate - correct answer make easier exemplify - correct answer be characteristic of confluence - correct answer a flowing together requisite - correct answer required; necessary delude - correct answer To mislead, deceive, lead astray or fool comprehensive - correct answer broad; including a lot or everything; thorough; inclusive reticent - correct answer inclined to keep silent; reserved...

burning the candle at both ends - correct answer doing too much putting the cart before the horses - correct answer doing things in the wrong order putting one's foot in one's mouth - correct answer saying embarrassing things beating around the bush - correct answer not speaking directly about the issue. looking for a needle in a haystack - correct answer doing something dificult playing with fire - correct answer doing something dangerous barking up the wrong tree - correct ...

Where did Tammany Hall (political machine) get most of its support? - correct answer poor immigrants and ethnic communities in the inner cities. they promised them help in return for votes. European Musical Influence+African=a 1890s New Orleans originated musical genre... - correct answer Jazz Tet Offensive - correct answer failed attacks by the Vietcong guerillas and North Vietnamese, but it simultaneously ended US hopes for an early end to the Vietnam War What even triggered the Truma...

The Line of Demarcation - correct answer The line by the Pope to dived the world in half. Giving one half to Spain and the other the Portugal. The Spanish convinced to Pope to do this because both countries wanted to colonize but Portugal was the super power of the sea. Treaty of Tordesillas - correct answer A 1494 agreement between portugal and spain, moving the Line of Demarcation farther west. Henry Clay - correct answer Engineered the Missouri Compromise The Missouri Compromise of 1...

Wilhelm Wundt - correct answer german physiologist who founded psychology as a formal science; opened first psychology research laboratory in 1879 Structuralists - correct answer Believed that consciousness was made up of basic elements that were combined to produce diffferent perceptions Introspection - correct answer a method of self-observation in which participants report their thoughts and feelings Edward Titchener - correct answer Student of Wilhelm Wundt; founder of Structuralist...

Metaphysical Poetry - correct answerUses conceits and uses intellectual and philosophical language. Makes abstract comparisons using conceits. ie. John Donne. Michael Wigglesworth - correct answerClergyman who wrote "Day of Doom" and "Meat out of the Eater". He wrote lyrical, theological poems. Puritan. Connotation - correct answerthe feelings or emotions surrounding a word. (ie. home = pleasant haven) motif - correct answerPhase, image, action, that unifies a work of literature by ...

Marketing concept - correct answer The marketing management philosophy that holds that achieving organizational goals depends on determining the needs and wants of target markets and delivering desired satisfactions more effectively and efficiently than competitors. Six Primary Marketing functions - correct answer Environmental Analysis Consumer Analysis Product Planning Price Planning Promotion Planning Physical Distribution (Place) Planning Marketing mix - correct answer The 4 P's ...

nature vs. nurture controversy - correct answer it is agreed that both have some influence in development, but some people think it is more one than the other. biologically built vs. environment tabula rasa - correct answer this is what the human mind is at birth (according to the nurture side of the nature versus nurture controversy), like a blank slate that experience writes on Discontinuity or Stage Theories - correct answer Argues that development progresses through a series of stages...

Ambiguity - correct answer A possible double meaning that may confuse a listener or reader Colloquial - correct answer Used in some dictionaries to label words appropriate only in informal speech Consistency - correct answer The result of staying within one pattern and avoiding confusing shifts in tense or grammatical perspective Convention - correct answer the customary way of doing things; what a reader or listener expects or is used to Economy - correct answer The sparing use of w...

Premise - correct answer A fact, proposition or statement from which a conclusion is made Conclusion - correct answer A statement or judgment that follows from one or more reasons. Conditional Reasoning - correct answer A conditional statement is, in its most easily recognized form, an "if...then..." statement. The following is, for example, a conditional statement. Conditional statements are also described in terms of sufficient and necessary conditions. Sufficient - correct answer A...