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When does a life insurance contract become effective if the initial premium is not collected during the application process? - correct answer When producer delivers policy and collects initial premium Who is NOT required to sign a life insurance application? - correct answer Beneficiary A life insurance application must be signed by all of these EXCEPT - correct answer beneficiary An applicant's medical information received from the Medical Information Bureau (MIB) may be furnished to ...

All of these are typically sources of underwriting information for life or health insurance EXCEPT * Consumer reports * Medical Information Bureau (MIB) reports * Disclosure authorization response * Attending physician's statement (APS) - correct answer Disclosure authorization response When does a life insurance policy typically become effective? * When the policy is issued * When initial premium is collected and policy is issued * When the application is completed and signed * When...

true - correct answer Probable cause is not needed to obtain an administrative search warrant. a.True b.False conduction - correct answer Heat transfer to another body or within a body by direct contact is called: a.Conduction. b.Convection. c.Radiation. d.Pyrolysis. true - correct answer Fuses and circuit breakers provide protection against electrical short circuits, ground/earth faults,and load currents that might be damaging (i.e. overloads) to the building electrical system.Prope...

Evidence - Demonstrative - correct answer Tangible items; see, touch, smell, hear. Evidence - Documentary - correct answer Written form; business records, banking, calendars, phone records, fire reports, etc... Evidence - Testimonial - correct answer Competent live witness speaking under oath; two types; fact and expert Evidence - illustrative - correct answer Photos, sketches, maps, diagrams. Modes are frequently used at trial. Evidence - illustravtive - correct answer Photos and Vi...

Combustible Liquid - correct answer A liquid with a flash point ABOVE 100F 12.5 - correct answer If the current flowing out from an electrical panel is 12.5 amps, and it then flows through an electrical load of 1500 watts, what is the amperage of the remaining current flow of the return circuit? 1000 - correct answer If a hair dryer draws 8.3amps (in a home with 120-volt service), what is the wattage? *Power (P) = current (I) x voltage (V) Watts = amps x volts 1987 - correct answer ...

which category of dental assistant may preform a facebow transfer procedure? - correct answer dental assistant under direct supervision which category of dental assistant may fabricate a direct provisional restoration? - correct answer registered dental assistant under supervision defined by the dentist which category of dental assistant may remove orthodontic bands and remove excess cement from supragingival surfaces of teeth with a hand instrument? - correct answer orthodontic assistant ...

John Doe, age 19, has chronic paranoid schizophrenia, lives in a group home, and has a conservator who was appointed by the court. Who should give consent to counseling for John? A: John because he is an adult B: any officer of the court C: his caregiver at the group home D: his conservator - correct answer D: his conservator Courts appoint conservators when a person is unable to manage his or her own affairs. John's conservator is essentially in charge of him, as though he were a min...

Threat to commit a crime - correct answer Elements: -Communicate -Crime -Reasonable fear Right of arrest: Complaint only Sources of Criminal Law - correct answer Statutes Common law Regulations Six Kinds of Intent - correct answer Specific Intent Malicious General Intent Reckless Negligent Strict Liability Three Rights of Arrest - correct answer Arrest Warrant Warrantless Arrest Complaint Application Three ways an officer can arrest on misdemeanor - correct answer Stat...

Hypertension - correct answer high blood pressure Blood pressure can change by the minute by variables such as Posture,exercise and emotion. Heart disease - correct answer Cardiovascular Higher rates of heart disease in policing than general public. Most common (CVD) - When fatty plaque builds up and hardens inside main arteries leading to hear and brain High blood cholesterol - correct answer Humans need cholesterol to bile synthesis and to build cell membranes. 2 Common Lipoprotein...

What isnt protected under the 1st amendment - correct answer Obscenity Fighting words Threats Incendiary Speech What are the three types of crowds? - correct answer Event-based Public Demonstration Civil Disturbance What are the common tyoes of crowd dynamics - correct answer Personal Identity Social Identity Emotional contagion MGL 269 s. 1 - Group Disorder - correct answer It is unlawful for 5 or more people who are armed with dangerous weapons : or 10 or more people armed or n...

What are the six types of intent? - correct answer General, specific, malicious, strict liability, recklessness and negligence. What are the five powers of arrest? - correct answer Warrant, felony, misdemeanor committed in your presence which is arrestable by statute misdemeanor committed in your presence which amounts to a breach of the peace misdemeanor in the past which is arrestable by statute. Define conspiracy. - correct answer Two or more people agreeing to commit a crime. Defi...

1. You are treating a family consisting of Sharon, 33, Mike, 36, Carol, 15, and Billy, 12. You receive a subpoena from a lawyer, regarding a lawsuit over an inheritance, for which another family member is suing your clients. The subpoena requests all records for the purpose of showing that this family is not mentally competent to receive the inheritance. How would you manage this situation? Content Area: Law: Confidentiality, Privilege, and Consent This question looks at your legal responsi...

1. Two social workers are dating. They are at dinner and they are talking about their clients. They discover that each of them is seeing a different member of the same couple for individual therapy. What should these social workers do? Content Area: Law: Confidentiality, Privilege, and Consent This question is about the legal responsibility of social workers outside of the therapeutic setting discussing a client. A. No action is necessary since licensed health professionals may consult fo...

If you have the condition where P = .05 or .01, you as a researcher should: a. Reject the null hypothesis b. Accept the null hypothesis c. Reassess the study d. Perform a post test - correct answer If you have the condition where P = .05 or .01, you as a researcher should: a. Reject the null hypothesis When responding to a client's request for information about the disclosure of his/her protected health information, which of the following is NOT required? a. A description o...

A new social worker begins to establish professional rapport with a group of school aged youths. After a few weeks, the social worker discovers that their former social worker still sees the youths, gives them new school supplies, and takes them out for social events. The new social worker should FIRST: - correct answer speak directly to the former social worker A parent in great distress consults a social worker. Because of having heard so much in the media about sexual abuse, the parent is ...

Termination Process - correct answer Is most associated with evaluating goals and accomplishments Community Organizer - correct answer Developing and working with groups from a community to improve relationships among the residents DSM-IV-TR - correct answer Most helpful with assessment interpretation Borderline Intellectual Functioning - correct answer IQ 71-84 Borderline Intellectual Functioning - correct answer Code on Axis II Mild MR - correct answer 55-70, considered educable...

Elements of a Contract - correct answer Competent parties, legal purpose, offer and acceptance, consideration Waiver - correct answer Voluntary giving up of a known right or privilege, can be express or implied Estoppel - correct answer A person is prohibited by virtue of his own past actions from claiming a right that would work to the detriment of another who relied on the past conduct Aleatory Contract - correct answer a contract where the values exchanged may not be equal but depend...

Elements of a Contract - correct answer Competent parties, legal purpose, offer and acceptance, consideration Waiver - correct answer Voluntary giving up of a known right or privilege, can be express or implied Estoppel - correct answer A person is prohibited by virtue of his own past actions from claiming a right that would work to the detriment of another who relied on the past conduct Aleatory Contract - correct answer a contract where the values exchanged may not be equal but depend...

The premiums paid by an employer for his employee's group life insurance are usually considered to be - correct answer Tax-deductible to the employer Which of these is NOT considered to be a cost connected with an individual's death? - correct answer Business expenses These are all accurate statements regarding universal life insurance EXCEPT - correct answer Policy loans are not permitted Which of these is NOT relevant when determining the amount of personal life insurance needed? - ...

what happens with a Judicial foreclosure? - correct answer the mortgaged property is sold under the supervision of a court broker Dean realizes he has relocation buyers. What is something he should focus on with these buyers? - correct answer finding a property with good resale value real estate licensees should know enough about building ordinances to be able to... - correct answer alert clients of potential problems in a home if an industrial property is described as "special-purpose...