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For a verifcation on oath, it is acceptable to have a credible witness certify that an affiant swore the contents of the document were true. True Fale False. Only the notary can perform the oath ceremony A Notarial journal must contain (1) the date and time of the notarial act (2) A description of the record, if any, and type of notarial act. (3) The full name and address of each individual for whom the notarial act is performed. (4) If identity of the individual is based on perso...

Acknowledge to admit the existence, or truth of a statement and accept responsibility. Affidavit a written declaration made under oath before a notary public or some other official Attest authenticate, affirm to be true, genuine, or correct, as in an official capacity Authenticate to prove that something is genuine Certified Copy A copy which is marked in some official way to show that it is a true copy of the original doc. Civil Liability The responsibil...

Notaries are commissioned by _________ Each state and given state or countywide jurisdiction. In their jurisdictions, Notaries must serve________ All person. Above all, a Notary should be guided by requirements of _____________ State law and regulation. At times, Notaries must use independent judgement, because ___________ Guiding laws may be vague or incomplete. A truly impartial Notary should perform a notarial act ____________. Never when personally involved. ...

Powers of notary Each notary public is empowered to (1) Take acknowledgments (2) Administer oaths and affirmations (3) Certify that a copy of a document is a true copy of another document (4) Perform any other act permitted by law A Notary disqualified 1. For the purposes of this chapter, a notary public has a disqualifying interest in a transaction in connection with which notarial services are requested if he is named, individually, as a party to the transaction. 2. No notary who...

An employer requests a copy of journal. How should notary respond? Notary must either make copies or superivse the entire copying process. All notary journal entries must include 1. date of notarization 2. time of notarization 3. type of notary performed 4. title of doc notarized 5. information regarding the ID of signer 6. signature of signer 7. right thumbprint if doc is a deed, quitclaim, or deed of trust is using an embosser along w/ seal required no t/f - notar...

Who are the stakeholders in the loan process? The stakeholders in the loan process are: the borrower, the lender, the contracting company, and the NSA(Notary Signing Agent) Who hires an NSA? An NSA is hired by a contracting company to provide signing services and oversee the actual loan signing with the borrower. What is a contracting company? A closing company could be: -closing agent -bank -escrow company -attorney -signing service -borrower's What types of trans...

Notary Public an officer whose duty is to attest to genuineness in order to render same as evidence of facts; public officer; official acts receive credence in own country and others where instruments used as evidence; at times officer of court Notary requirements citizen or resident alien of state, 18 or over, resident of county in which appointed, right to vote (elector) Appointment Governor may appoint and commission as many persons as he considers necessary who are 18+ cit...

Total Commission fee for appointment of notary public $60 ($20 for filing oath of office - which goes to county clerk) and $40 for appointment (which goes to secretary of state) Change of name or Address $10 Duplicate Identification Card $10 Filing Certificate of official character $10 Issuance of Certificate of official character $5 Authentication Certificate $3 Oath or affirmation $2 Acknowledgment (each person) $2 Proof of exec...

Only one of the following is not a required item in a notary public's journal. Which one is it? C. The character of every instrument sworn to, affirmed, acknowledged or proved before the notary public (e.g., deed of trust) Every person who files any false or forged document with the county recorder which affects title to, places an encumbrance on, or places an interest secured by a mortgage or deed of trust on, real property consisting of a single family residence containing not more th...

What type of fibers stimulate the salivary glands? Cholinergic fibers What part of the esophagus is innervated by nerve fibers? The lower third What artery provides blood to the stomach? Celiac artery What hormone is responsible for the inhibition of stomach contraction? Secretin Gastrin increases stomach contraction (aids in motility) and produces acid in the antrum, duodenum, and pancreas by G-cells Which cells of the stomach secrete hydrochloric acid and int...

1. Which type of work performed by a CPA is an attestation service? Risk advisory Website security assurance Data integrity Financial statement review Financial statement review 2. Which entity may obtain audited financial statements to ensure a company is complying with industry regulations? Lenders Consumers Governments General public Governments 3. Which group performs an audit and review of financial statements to ensure financial statement users' needs are me...

substantive procedures The term substantive comes from substantiate, which means auditors gather evidence to support the transactions, account balances, and disclosures provided by management in the financial statements. Substantive procedures are also When analytical procedures are used to obtain audit evidence during the risk response phase. Assertions About Classes of Transactions and Events Typically income statement accounts and cash flow statement: Occurrence/Cutoff, Completeness/...

hat is the objective of a financial statement audit? Provide financial statement users with an opinion by the auditor on whether the financial statements are presented fairly in accordance with an applicable financial reporting framework Who are intended users of assurance services? Decision makers ie Investors Creditors Regulators What does "independent" mean in the context of assurance services? The person performing the service is not involved with the creation of the in...

What are the dates for the SEP for Non-Renewal? December 8 - end of February CMS expects agents to provide a clear, concise explanation of the plan's drug benefit. Which of the following actions is prohibited by Humana and CMS? Asking the beneficiary to consult with their doctor or pharmacist to obtain generic medications is not an acceptable explanation of the plan's drug benefit What constitutes an "attempt" on Humana`s final exam? Note: questions about passing the final ...

When would an agent need to check for an SEP? When medicare A and B have different dates and the enrollment is after the Part B effective date. Correct Which of the following guidelines are you to follow-when avoiding member complaints on enrollment issues? Only enroll beneficiaries when express consent is given. Correct When a member is dual eligible when can plan changes be made using the SEP? With this SEP a change can only be made once per calendar quarter-for the first 3 ...

abuse of official position The use of one's official position for personal gain; misuse of the authority given to a position, such as using company funds for private purposes, insider trading, and hiring and promoting for inappropriate reasons bribe to pay the person to violate his or her official duties; to perform an action that is inconsistent with the person's work contract or job responsibilities or with the nature of the work the person has been hired to do business gifts...

What are the parameters known as process goals? Establish trust make the environment one in which financial matters can be openly discussed and solutions presented What are outcome goals? Your clients have goals of their own that they will bring with them these are outcome goals What is the initial purpose of a financial counseling session? To get your clients comfortable and familiar with financial matters mainly terms and concepts How is communication defined by Miriam ...

Which of the following describes a domain (select all) A. Setup Data B. Power Users C. Static Data D. Highly Configurable Setup Data, Power Users, static data A ____________ is a set of tasks that is initiated, acted upon, and completed by users in Workday. A. Business Process B. Functional Area C. Supplier Invoice Business Process What are the three guidelines for custom organizations vs. custom worktags? A. Security, hierarchy, and workers. B. Security, hierarchy, ...

Stakeholders decision maker who needs the results of the planning or analysis to make a decision output constraints voluntary and mandatory limits placed on how end product will be presented voluntary contraints fiscal or calendar year currency % or # presented in dollars, 000's, or $M rounding or no rounding mandatory constraints contractual legal regulatory direct inputs drivers entered directly into model and used for calculations Variables da...

What is at the heart of an enterprise resources planning (ERP) system that enables shared master data to be used simultaneously by various modules? The core of an ERP system is its relational database, which includes some shared master data to control the ERP system itself and to share data among the various modules as needed. For example, a vendor master file might be used by finance, procurement, planning, and so on. Which order from first to last follows best practices for worksheet f...