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Sole proprietorship - ANS A form of business in which one person owns the business assets and is personally liable for the business's debts. Unlimited liability - ANS The liability that exists in sole proprietorships and certain partnerships; if the business becomes bankrupt, creditors can seize business and personal assets to satisfy claims. Partnership - ANS A for-profit business entity jointly owned by two or more persons who share ownership and profits (or lo...

The overarching purpose of underwriting is - ANS Develop and maintain a profitable book of business. Underwriters can best minimize the effects of adverse selection by - ANS Carefully selecting the applicants whose loss exposures they are willing to insure. Sofie, a property underwriter for Cintriell Insurance Company is reviewing a new homeowners application. Sofie has changed the protection class to unprotected, as the fire protection class listed by the producer is an ei...

The purpose of underwriting is to - ANS Develop and maintain a profitable book of business Underwriting guidelines reflect the levels of - ANS Underwriting authority Tania receives an application for homeowner's insurance for a home valued at $500,000 from Patrick, the producer for Keithly Insurance Company. Since Tania's underwriting authority is $350,000 on property risks, she must refer it to Lachlan, her underwriting supervisor. What additional functions for under...

Underwriting - ANS The process of selecting insureds, pricing coverage, determining insurance policy terms and conditions, and then monitoring the underwriting decisions made. Book of business - ANS A group of policies with a common characteristic, such as territory or type of coverage, or all policies written by a particular insurer or agency. Adverse selection - ANS In general, the tendency for people with the greatest probability of loss to be the ones most likel...

"To minimize the effects of adverse selection, underwriters - carefully select the applicants whose loss exposures they are willing to insure - charge prmeiums that accurately relflect the loss exposures for those applicants they select - monitor applications and books of business for unusual patterns of policy growth or loss" - ANS Describe the approaches underwriters take to minimize the effects of adverse selection "Underwriters ensure the adequacy of policyholders' ...

In a guardrail system, the guardrails can be made of any of the following EXCEPT: - ANS ropebanding If the potential across the circuit is 48 volts and the current is 5 amps the resistance of the circuit is: - ANS 9.6 ohms A UL listed rod type grounding electrode must have a minimum length of: - ANS 8' What is the MINIMUM number of overload sensing units required for all three phase motors? - ANS 3 In a circuit of pure capacitance, the current leads the voltage by an angle...

1. What type of drawing would you look at to find the instrument on the project? A. Instrument specification sheet drawing B. Instrument location drawing C. Instrument index D. Instrumentation detail drawing - ANS B. Instrument location drawing 2. What kind of drawing would you look at to find the height of the instrument to be installed? A. P&id drawing B. Electrical drawing C. Ask the operator D. Instrumentation location drawing - ANS D. Instrumentation location dra...

What instrument drawing shows an actual representation of a process operating sequence? - ANS P&ID Old packing should be replaced with new packing is: - ANS In kind For most tube bender radius blocks, a 90 degree bend gains approximately _____? - ANS 1 1/2 tube diameter Where are rubber gaskets used? - ANS In a low pressure/ low temperature systems The process parameter that is selected for control is called the : - ANS Controlled variable W...

A technology bypassing conventional O by using direct communications between smart field devices and associated control processors is : - ANS Fieldbus Redundant controllers in a distributed control system reside : - ANS As a hot standby at the central processor . The ultimate period method for tuning a controller was first proposed by : - ANS Ziegler and Nichols One method of oxygen analysis focuses on the : - ANS Color properties of oxygen A Piece of ...

Transillumination is the act of using a dental mirror to______. A. direct light off of the mirror surface and through the teeth B. Reflect light onto a tooth surface in a dark area of the mouth C. Hold the patients cheek, lip, or tongue away from the tooth surface D. View a tooth surface that cannot be seen directly - ANS A. direct light off of the mirror surface and through the teeth Which of the following is not likely to result in musculoskeletal pain? A. leaning forward sligh...

The density of a liquid affects the displacer's: length height buoyancy - ANS buoyancy What mode MUST the controller be in before any changes are made to the process variable? automatic manual shut-down power off - ANS manual Bills of material are found in: general arrangement drawings P&ID piping orthographics instrument detail drawings - ANS general arrangement drawings When bench calibrating a temperature RTD transmitter, the instrument tec...

Diagrams used to describe PLC internal logic are called: - ANS Ladder diagrams When considering PLCs, a "gate" refers to: - ANS A symbol indicating a open/closed circuit PLCs now handle functions formerly performed by: - ANS Relays and drum switches A ladder diagram is read: - ANS From left to right From top to bottom A node in a DCS system consists of: - ANS A local computer and several control loops During normal operation, power wi...

Flow is proportional to: Select one: a. the square root extractor b. pressure differential c. the square root of the temperature differential d. the square root of the pressure differential e. a constant head - ANS d A capillary is the name given to: Select one: a. the bulb holding the fluid of a filled thermometer b. the line attached to the measuring junction of a thermocouple c. a tube with a small uniform bore d. the key part of a thermistor e. a unit used only in refr...

1) The three fundamental units of all physical quantities are length, mass, and _________? a) Pressure b) Temperature c) Matter d) Time - ANS d) Time 2) The meter-kilogram-second (MKS) system and the centimeter-gram-second (CGS) are part of the English system of measure? a) True b)False - ANS b) False 3) How many inches are in one meter? a) 1.52 b) 12 c) 39.37 d) 40 - ANS c) 39.37 4) When converting the dimensions of a ________, only the radius ...

1) When is the BEST time to document each loop check for commissioning ? A. Prior to the start of inspection B. When all test and inspection activities are complete C. When updating information on a daily basis D. At the time each test is completed - ANS D. At the time each test is completed (INST LVL4)(12410-16/ Section 3.2.0) 2) Teflon paste must not be used on : A. Nitrogen service B. Natural gas service C. Water service D. Oxygen service - ANS D. Oxygen servi...

What is the Preferred Order for PPV (AHA) - ANS 1. Pocket Mask 2. Two-Person BVM 3. FROPVD 4. One-Person BVM Lungs - ANS Pleura membrane Visceral Pleura Parietal Pleura Pleural Fluid Pleural Space Minute Volume - ANS MV=TV X RR If adequate-NRB or NC ok (or even CPAP) If inadequate- PPV (pocket mask, 2-person BVM) NRB - ANS 10-15 LPM 90% O2 Severe SOB NC - ANS 2-6 LPM 24-44% O2 Mild-Mod SOB PPV - ANS (after airway) if bre...

According to the National EMS Scope of Practice Model, an EMT should be able to: A. insert a peripheral IV line and infuse fluids. B. assist a patient with certain prescribed medications. C. administer epinephrine via the subcutaneous route. D. interpret a basic (ECG) rhythm and treat accordingly - ANS B. assist a patient with certain prescribed medications. An EMS provider who has extensive training in various aspects of advanced life support (ALS) is called a(n): A. paramed...

101. Vasovagal reactions that occur in patients receiving IV therapy are MOST often the result of: A. the pain associated with venipuncture. B. a fear of needles or the sight of blood. C. too much IV fluid being administered. D. an unexpected reaction to the IV fluid. - ANS B 102. The heart's primary pacemaker is the: A. sinoatrial (SA) node. B. internodal pathway. C. atrioventricular (AV) node. D. ventricular bundle of His. - ANS A 103. Burns are classi...

Which of the stages of a successful client-trainer relationship includes implementing strategies to improve motivation and promote long-term adherence? - ANS Action What is the name of the essential attribute of successful relationships that is described as "the ability to respect another person regardless of his or her uniqueness?" - ANS Warmth "Can you tell me more about the circumstances surrounding the times you have experienced low-back soreness?" is an exa...

When answering the Physical Activity Readiness Questionnaire (PAR-Q), your client answers "yes" to a bone or joint problem that could be made worse by a change in physical activity. What is the next step in his fitness program? A. Begin training at a low intensity. B. Conduct a fitness appraisal. C. Talk with her doctor about her readiness for exercise. D. Fill out a Health History Questionnaire. - ANS Talk with her doctor about her readiness for exercise What blood pressure...