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Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed as additional interests on his homeowner policy. The insurance company will make a payment to: A. The first mortgagee, ABC B. The Insured C. Jointly to ABC and XYZ D. All listed interests - ANSWER D. All listed interests Remember that the insurer is not responsible to know the degrees of interest. In the event of a loss, one payment is made by the insurer and it is up to the additional interests on wo...

A property policy covers "fire" as a peril. A small fire starts, fortunately, the fire department quickly arrives and puts out the fire. Unfortunately, there is water damage due to the water from the fire hoses. This water damage would be covered because - ANSWER Fire was the proximate cause of damage The coverage for damage due to an aircraft under the care, custody, or control of the insured while the plane is in for storage or service is: - ANSWER Hangarkeepers liability

During periods of inflation, annuitants will experience a decrease in purchasing power of their payments - ANSWER Lisa has recently bought a fixed annuity. Which of these is considered to be a disadvantage of owning this type of annuity? Payments cease 5 years after the annuitant's death During periods of inflation, annuitants will experience an increase in purchasing power of their payments During periods of inflation, annuitants will experience a decrease in purchasing power of thei...

INTERVENTION identify the cause and treat on the basis of cause. evaluate oxygen saturation to assess for hypoxemia, which can cause PVCs. evaluate electrolyte, particularly the potassium level, because hypokalemia can cause PVCs. oxygen and medication may be prescribed. if persistent may be treated with amiodarone VENTRICULAR TACHYCARDIA - ANSWER -VT occurs because of a repetitive firing of an irritable ventricular ectopic focus at a rate of 140 - 250 bpm or more. -VT can lead to car...

Confidentiality - ANSWER Nothing that happens during a session is to be shared outside -- never disclosing information attained during a different session --- ( Imagine the patient being an english speaker, what information would be shared?) Accuracy & Completeness - ANSWER Everything that is being said will be interpreted including how something is said and gesture Cultural Competency - ANSWER communication in a cultural context Impartiality - ANSWER neutral objective interpretatio...

Upon the purchase of a preneed contract, written conformation must be given to the purchaser within how many days - ANSWER no later than 30 days Paid to an insurance company for the purchase of a pre-need insurance policy or annuity pursuant to 239 CMR 4.10 not later - ANSWER than five (5) business days after the expiration of the "cooling-off" period You have the right to buy separate goods (such as caskets) and services (such as embalming or a memorial service). You do not have t...

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Define "Interment" - ANSWER The disposition of human remains by entombment or burial in a cemetery or, in the case of cremated remains, by inurnment, placement or burial in a cemetery, or burial at sea. Removing any part of any human remains from any place where it has been interred, or from where it is awaiting interment, cremation, or hydrolysis, with intent to sell it or to dissect it, without authority of law, or written permission of the person or persons having the right to control ...

Studies that investigate the potential undesirable PD effects of a substance on physiological functions in relation to exposure in the therapeutic range or above - ANSWER Safety Pharmacology Studies (Pre-Clinical) 1) To Identify undesirable PD properties of a substance that may have relevance to its human safety. 2) To evaluate adverse PD and/or pathophysio effects of a substance observed in toxicology studies 3)to investigate the mechanism of the adverse PD effects observed and/or susp...

Select the False statement: Select the single best answer: A. Plywood, oriented strand board (OSB), fiberboard, and rigid insulating panels are widely used for sheathing. B. Wall sheathing reinforces the wall framing. C. Sheathing adds rigidity, strength and some insulating qualities to the wall of a structure. D. Sheathing provides a flat surface backing for other products, such as siding. E. The thickness of the sheathing has no affect on the cost of the material. - ANSWER b. Wall s...