Brainarium

voluntary relinquishment or abandonment of a legal right under a valid contract - ️️waiver does not have to be present in order for a contract to be legally binding to both parties - ️️written agreement a moral hazard - ️️tendency to create a loss on purpose to collect from the insurance company replacement costs on contents on all dwelling policies - ️️can be added by endorsement the home day care endorsement would exclude all of the except liability on the - ️️prem...

In evaluating the property to be insured and the buyer purchasing the property to determine insurability and premium to be charged, insurance companies often use which of the following? - ️️a CLUE (comprehensive loss underwriting exchange) report Federal Emergency Management Agency (FEMA) is responsible for: - ️️flood area maps All of the following are true regarding the National Flood Insurance Program except: - ️️the program covers loss or damage to personal property caused ...

The fine and/or penalty for transacting insurance without a license is - ️️$25 to $500 and 6 months in jail. Under the Terrorism Risk Insurance Act, what is dollar amount considered to be a certified act of terrorism as determined by the US Treasury? - ️️$5 million in collective damages If the Superintendent of Insurance is not responsible for promulgating the rules and regulations of insurance how is it done? - ️️submitting the change to the legislature for approval. Is aski...

Which of these is not considered when determining whether an item is a fixture or personal property? - ️️CORRECT ANSWER: Value of the annexed item Three independent groups of large department stores want to research and plan a merger to become one large entity. They will have to plan the merger, re-evaluate stocks, and plan on shifting their assets to put the merger together. They will need the help of: - ️️CORRECT ANSWER: Advice and guidance from investment banks What is it called...

fraud - ️️false statement intended to deceive the insurer and 1) induce them to part with something of value OR 2) surrender a legal right. May void policy solicitor - ️️representative who helps an agent or broker solicit insurance and collect premiums may NOT bind or countersign policies Insurance Director - ️️title for the head of the state dept. of Insurance (also called Superintendent or Commissioner in some states) Financial Responsibility Law - ️️Requires auto owner...

what type of deed would a buyer of real property prefer? - ️️general warranty deed what title insurance policy insurance the holder of the right to use someone else's land? - ️️easement I residential tenant with a month to month lease enjoys which leasehold estate? - ️️periodic tenancy An "in-company transaction" is one in which _______. - ️️different agents in the same brokerage represent the buyer and seller. under Ohio law, and accounting means that the license...

All are exempt from licensing requirements under the Illinois Real Estate Act EXCEPT: - ️️A) laura the owner of a timeshare unit, who receives compensation from the timeshare development company for her referral of twenty purchasers a year. B)tam, who is selling an immediate family members home as part of his duties as executor of a will. C)vivian, a closing agent, who receives referral fees from a sponsoring broker for providing leads that result in sale of real estate by licensees of...

What type of land use does NOT comply with the zoning restriction for its location, but is permitted because it benefits the public? - ️️conditional use properties that were in compliance with old codes - ️️nonconforming use According to USPAP, what is the definition of market value? - ️️the most probably price a property will bring Reproducing a structure best describes building... - ️️an exact replica of the structure Which term best describes a piece of land that is enh...

Compucram Latest Package Deal With 2025 Updated Quiz

What element of a policy is NOT guaranteed in a whole life policy? - ️️Dividends - Dividends can never be guaranteed. Sally quits her old job and refuses to convert her group life policy, for which she was paying $50 a month. Her death benefit was double her salary, or $80,000. She is killed in a fire 20 days after quitting the old company. What benefit will her beneficiary receive? - ️️$79,950 - Sally died during the grace period, so one more premium will be deducted and her benef...

What is covered under mine subsidence? - ️️Underground Mining The purpose of the Ohio Insurance Guaranty Association is to... - ️️Pay the claims of insolvent member insurers. The privacy disclosure notice must NOT - ️️Require the applicant to give permission to in writing to use the information. After an automobile policy has been in force for 90 days, an insurer may cancel or refuse to renew the policy for all of the following, EXCEPT - ️️Refusing to use the device that m...

An example of loss reduction is... - ️️Installing a smoke detector. A reciprocal exchanges functions in a manner similar to that of a mutual insurer and is managed by a(n)... - ️️Attorney-in-fact A company owned by the holders of its capital stock best describes a... - ️️stock company A unincorporated group of individuals sharing risk and managed by an attorney-in-fact is a... - ️️Reciprocal What is NOT an example of avoidance? - ️️buying insuance

History - ️️What happened? Where does it hurt? Can you describe the pain? Can you rate the pain? Does it stay in one place or does it move? Any injuries of this before? Any popping, clicking, catching? Any noticeable swelling, bruising? Anything that makes the pain worse? Anything that makes the pain better? Any other symptoms I should know about? Any pain previously? What sport do you play? What position? What hand or foot dominant are you? What time of the season is this? Do...

A 188B6960BF4D46B08249E762D454A026 Not answered. The correct answer is a. B is incorrect because automatic termination is required when the principal balance reaches 78% based on the original amortization schedule. C is incorrect because this applies to borrower requested termination, not automatic termination. D is incorrect because the lenders and servicers are required to use the principal mortgage balance and original amortization schedule when the loan was closed. - ️️1. At what ...

What are the risks of erythropoietin stimulating agents (ESAs)? - ️️- increased risk of thrombotic events - possible decreased survival - shortened time to tumor progression ESAs are NOT recommended in patients whos cancer is being treated with a curative intent When is risk of VTE increased in patients with multiple myeloma? - ️️Risk of VTE is increased in newly diagnosed myeloma patients on immunomodulatory agents during first 4-6 months When does acute CINV occur and how is i...

Which of the following statements is true regarding basic oncology concepts? a. There are four phases of the cell cycle: G phase, S1 phase, M phase, S2 phase. b. The abbreviation "MTD" refers to the minimum therapeutic dose required to achieve a measurable response. c. A certain drug concentration given over a specified period of time is theorized to kill a constant fraction of cells. d. "Neoadjuvant chemotherapy" describes chemotherapy given after surgery/radiation. - ️️c...

Legionnaire's Disease - ️️Ingesting water containing these kinds of droplets Q Fever - ️️Domesticated livestock and ticks Influenza - ️️Direct contact and inhalation of aerosols SARS - ️️Bats and civet cats MERS - ️️Camels Legionnaire's Disease - ️️Bacterial disease causing PNA Giardiasis - ️️Contaminated food/H20 and can pass from person to person

Why is MRSA more pathogenic than other strains of Staphylococcus aureus? - ️️MRSA has increased antibiotic resistance. A patient recently had an outpatient surgical procedure. After a few days at home, they noticed swelling and redness at their incision site. How would this infection be classified? - ️️Iatrogenic Which viral virulence factor requires adjustments to the influenza vaccine annually? - ️️Antigenic variation Which pair of enzymes are produced by some bacteria that ...

What are two types of electron microscopes - ️️Transmission and scanning electron microscopes What are characteristics of Eukaryotic cells "animal and plant cells" - ️️Have a nucleus, have membrane bound organelles, single celled or multicellular, larger than prokaryotes, linear histone wrapped chromosomes Differences between Prokaryotes and Eukaryotes - ️️All plants and animal cells (protozoans , algae, fungi) are Eukaryotic. bacteria and archaea are Prokaryotic Struct...

Which of the following is defined as an organized approach to address and manage the aftermath of a security breach or attack? - ️️Which of the following is defined as an organized approach to address and manage the aftermath of a security breach or attack? Which of the following activity involves all the processes, logistics, communications, coordination, and planning to respond and overcome an incident efficiently? - ️️Incident Handling Which one of the following is the intangib...