STUDY EXAMS AND STUDY GUIDES SUMMARIES ESSAY ALL VERIFIED

The nurse notes the presence of a P wave, QRS complex, flattened T waves, and occasional U waves on a client's cardiac monitor screen. Fill in the correct missing information by choosing from the lists of options in the drop-down menus. - The nurse should suspect Your Answer: hypokalemiaCorrect Answer: hypokalemia because of the Your Answer: flattened T waves and occasional U wavesCorrect Answer: flattened T waves and occasional U waves Rationale:Cardiac changes in hypokalemia include imp...

COMBINED NC life and health insurance study questions with verified solutions 2024 COMBINED NC life and health insurance study questions with verified solutions 2024 COMBINED NC life and health insurance study questions with verified solutions 2024

What is patient centered care? - A standard off care that places the patient as the focus of care. Includes the patient as a partner in care and one who participates in their care. Having concern for the dignity, independence, preferences, privacy and safety of patients at all times. Does patient centred care include the patient as a partner in care? - Yes, the patient also participants in their care. What does DIPPS stand for? - Dignity Independence Preferences Privacy Safety ...

An agent who sells an individual life insurance policy in NC MUST deliver to the policyowner - A policy summary and buyer's guide All of the following actions are considered rebating EXCEPT - Sharing commissions with other licensed and appointed agents What benefit does the Payor Clause on a Juvenile Life Policy provide? - Premiums are waived if payor becomes disabled An agent who signs a blank contract application or policy of insurance - Is guilty of a misdemeanor A person is requ...

Insurance - a plan of spreading the risk of possible loss over a large number of people Representation - information believed to be true to the best of one's knowledge Agents - Representatives of the INSURER - represents single insurer Brokers - Representatives of the INSURED - represents multiple firms Unilateral Contract - Type of contract that is an exchange of an act for a promise - i.e. - the INSURED may discontinue coverage at any time and the INSURER can not enforce the conti...

Under the Affordable Care Act, what is the limiting age for coverage of children of the insured - Age 26 Premium will be refunded - After the elimination period, a totally disabled insured qualified for benefits from a disability income policy that has a wavier of premium rider. What will happen to the premium that was paid into the policy during the elimination period? Prepaid plans - In what type of health plans are providers paid for services in advance, regardless of the services provi...

Which of these statements concerning an individual Disability Income policy is TRUE? - Normally includes an Elimination period Which health policy clause stipulates that an insurance company must attach a copy of the application to the policy to ensure that it is part of the contract? - Entire contract M is insured under a basic Hospital/Surgical Expense policy. A physician performs surgery on M. What determines the claim M is eligible for? - Determined by the terms of the policy An ins...

Which of the following requires insurers to disclose when an applicant's consumer or credit history is being investigated: - 1970 - Fair Credit Reporting Act What type of reinsurance contract involves two companies automatically sharing their risk exposure? - Treaty What is the name of the law that requires insurers to disclose information gathering practices and where the information was obtained? - Fair Credit Reporting Act Who elects the governing body of a mutual insurance company?...

Which of the following provides coverage on a first-dollar basis? - Basic expense. Which of the following answers does NOT describe the principal goal of a Preferred Provider Organization? - Provide medical services only from physicians in the network. A small business owner is the insured under a disability policy that funds a buy-sell agreement. If the owner dies or becomes disabled, the policy would provide which of the following? - Cash to the owner's business partner to accomplish a ...

Which of the following is NOT a characteristic of universal life insurance? A Flexible death benefit B Cash account C Fixed premium D Unbundled premium - C Universal life policies allow the policy owner to increase the amount of premium going into the policy and to later decrease it again. They may even skip a premium payment. The rest of the features apply to universal life policies. Which of the following would help prevent a universal life policy from lapsing? A Corridor of insurance...

Pure Risk - chance of loss or no loss but not gain insurable Speculative Risk - there is possibility of loss but of gain no insurablility exposure unit - subject to loss peril - cause of loss life insurance - death Health insurance - accident and sickness hazard - increases the likelihood or severity of loss Three types of hazard - physical, moral, morale physical hazard - arise from the inherent characteristic of the exposure unit Moral Hazard - lifestyle of the insur...

risk avoidance - occurs when individuals evade risk entirely risk reduction - occurs when chances of risk are lessened risk retention - is being aware of the risks involved and taking precautions for financial protection. risk transference - is the act of shifting the responsibility of risk to another in the form of an insurance contract. physical - A bodily disease of endangerment, such as cancer, presents a _____ hazard. morale - A mental trait, such as road rage, presents a ___...

All of the following are true regarding Key Employee Disability Income insurance EXCEPT A) Premiums are not tax deductible for the employer. B) Benefits are taxable to the employer. C) The employer owns the policy. D) Benefits are paid to the employer to retrain a new person. - B) Benefits are taxable to the employer. Key person disability income premiums are not deductible to the business, but the benefits are received income tax free by the business. How is emergency care covered f...

Definitions - Broker - Means a person who, being a licensed agent, procures insurance for a party other than himself through a duly authorized agent or an insurer that is licensed to do business in this State bur for which the broker is not authorized to act as an agent. Definitions - Limited Representative - Means a person is authorized by the Commissioner (Wayne Goodwin) to solicit or negotiate contracts for particular kinds of insurance (Motor Club, Dental, Travel) and which kind of insura...

Insured Contingent Beneficiary - If the insured and primary beneficiary are both killed in the same accident and it cannot be determined who died first, where are the death proceeds to be directed under the uniform Simultaneous Death Act? Reimbursement - Which type of policy pays benefits to a policyholder covered under a Hospital Expense policy? $25,000 - J has an Accidental Death and Dismemberment policy with a principal sum of $50,000. While trimming the hedges, J cuts off one of his fi...

Within the first 10 minutes, on the basis of the patient showing symptoms suggestive of myocardial ischemia, what will your first actions include (if not completed by EMS before arrival)? o Obtain a 12-lead electrocardiogram (ECG) o Administer a blood thinner o Administer aspirin and establish IV access o Activate the ST-segment elevation myocardial infarction (STEMI) team o If SPO2 is less than 90%, start oxygen o Assess airway, breathing, and circulation (ABCs) o Administer epinephrine ...

Physiologic ADULT pt criteria for determination of when to act: - -Airway Compromise -RR <6/min -RR >30/min -HR <40/min -HR >140/min -SBP <90 -*Symptomatic HTN* -Unexpected dec. in LOC -*Unexplained Agitation* -*Seizure* -Significant dec. in Urine Output The purpose of the Rapid Response Team (RRT) or Medical Emergency Team (MET) is to.. - Improve pt outcomes by identifying and treating early clinical deterioration What are signs of clinical deterioration that wou...

BLS Survey - a systematic approach to basic life support that any trained healthcare provider can perform; stresses early CPR and early defibrillation By using the BLS Survey, healthcare providers may achieve their goal of... - supporting or restoring effective oxygenation, ventilation, and circulation until ROSC or initiation of ACLS intervenes Performing the actions in the BLS survey substantially improves what? - the patients chance of survival and a good neurologic outcome The 2010 ...

principles of systems thinking theory - -thinking of the bigger picture -balancing short and long term objectives -recognizing the dynamic, complex, and interdependent nature of systems -using measurable v nonmeasureable data leadership - -use of individual traits and abilities in relations with others and the ability to interpret the environment where a situation is emerging and enter that situation without the use of a pre designated plan -articulating a vision for the desired future s...

Which of the following reflects and shapes organizational culture? - philosophy Future-oriented, purposeful statements designed to ID the future of an organization - vision Statement that expresses values/beliefs members hold about nature of their work/themselves providing the service - philosophy statement Model of nursing where each licensed/unlicensed staff member performs specific tasks for a group of patients - functional nursing The process of coordinating healthcare by plannin...