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ECOA is Regulation ______ - ANSWER-Regulation B TILA is administered by ______ - ANSWER-CFPB HOEPA considers a loan to be high cost if total charges to borrower exceeds ______ % of loan amount? - ANSWER-5% For reverse mortgage, TILA disclosure must be delivered how many days prior to closing? - ANSWER-7 days Home Mortgage Disclosure Act (HMDA) implemented by _____ - ANSWER-FRB Loan amount, gender, race, & age; which is not required on HMDA? - ANSWER-Age HMDA does not - ANSWER-Set lending...

What are two reasons Agile development is more beneficial than waterfall development? (Choose two.) 1. It allows businesses to deliver value to the market more quickly 2. It relies on external provider dependencies 3. It requires phase-gate approvals to ensure that everyone is moving together 4. It allows management to track project progress based on steering committees and metrics 5. It increases productivity and employee engagementcorrect answerIt allows business to deliver value to the ...

1. You are caring for a client at the end of life. The client tells you that they are grateful for having considered and decided upon some end of life decisions and the appointments of those who they wish to make decisions for them when they are no longer able to do so. During this discussion with the client and the client's wife, the client states that "my wife and I are legally married so I am so glad that she can automatically make all healthcare decisions on my behalf without a legal d...

1. Humanities: seeks to understand what humans believe and why. 2. Themes: unifying ideas that are repeated or developed throughout a literary or artistic work. 3. Individualism: separates one unique person from another, as well as the social and philosophical viewpoint that celebrates that difference. 4. Revolution: A fundamental, dramatic shift in organizational structure that occurs over a short period of time. 5. Classicism: Aesthetic attitudes and principles found in the art, architec...

1. Kouros: Type of statue featuring life sized male nudes in a stance in which the left foot is placed in front of the right. 2. Muses: Goddesses of inspiration for literature, art, and science. 3. Doric order: The simplest of the classical Greek architectural styles, featuring unadorned columns with no base. 4. Post and lintel: Classical Greek architectural design that features two upright posts supporting a crossbeam called a lintel. 5. Frieze: A broad horizontal band of sculpted or pai...

1. What is an aesthetic experience A feeling of pleasure that justifies itself 2. Which topic is studied by the humanities The cultures and beliefs thatmake up the experience of being human 3. Which branch of philosophy deals with the nature and scope of knowledge Epistemology 4. What is a clear example of the creation of aesthetic beauty in a humanities discipline a welder fabricates components for construction of a new high-rise building 5. Match each type of love with its definition.:...

1. Which of the following describes iambic pentameter? a A 3-syllable foot occurring five times in a line. b A 2-syllable foot occurring four times in a line. c A 3-syllable foot occurring four times in a line. d A 2-syllable foot occurring five times in a line. d A 2-syllable foot occurringfive times in a line. 2. Geoffrey Chaucer authored which of the following Medieval works? a Beowulf b The Canterbury Tales c The Song of Roland d Lancelot b The Canterbury Tales 3. Which of the fol...

1. What is the relationship between the humanities and technology a) Tech-nology has led to an increase in globalization by making the world smaller and connecting people together through social networks via the internet. b) Technology has increased our ability to preserve, document and share works of art, literature, and music in a way that is unprecedented. 2. What theme is found in multiple historical periods Individualism 3. How do we identify themes in a literary or artistic work Look...

1. Classical Period Acronym (BRTH PRD): BRTH- Balance, Reason, Truth, Humanism PRD- Polytheism, Republic, Democracy 2. Renaissance Period Acronym (RUSH RoCS - Michealangelos Rock sculpture): RUSH- Reformation, University System, Scientific Expansion, Humanism RoCS- Rebirth of Classicism & Self fashioning 3. Neoclassical & Enlightenment Period Acronym (CORDES- classical cords): CORDES- Classicism, Order, Rationalism, Deism, Empiricism, Skepticism 4. Romantic Period Acronym (INNER HP- Inner ...

1. Which of the following are true of the relationship between the humanities and technology Technology has led to an increase in globalization by makingthe world smaller and connecting people together through social networks via theinternet 2. Which of the following are true of the relationship between the humanities and technology Technology has increased our ability to preserve, document and share works of art, literature, and music in a way that is unprecedented 3. Which of the follo...

To Pass you need: - Answer at least a 37 in a section (average of 41) and an overall score of 123 MATH - Answer How would you represent probability? - Answer # of successful events / # of possible events How do you convert a decimal to a percent? - Answer Move decimal 2 places to RIGHT Or X by 100 How do you convert a percent to a decimal? - Answer Move decimal 2 places to the LEFT Or divide by 100 How do you calculate percentage change (increase or decrease)? - Answer change / star...

A reader wants to find examples of deception among animals, and the biological origins of disguise. They could probably find this information in - Answer Chapter IV According to the information in the passage, which of the following would not constitute a form of acceleration? - Answer A bird which flies at 35 mph above a straight lane of highway, exceeding the slowed traffic below by 25mph. According to the information presented in the passage, the difference between humorous storytellers...

1st person - when the narrator is telling the story from his/her point of view, the word "I" is present outside of quotes. I, me, mine, we, our us 2nd person - the narrator tells a listener what he/she has done or said using the personal pronoun "you" this p.o.v. is rare. 3rd person - when the narrator is telling the story about one character that is not him/herself and is aware of other characters' actions and possibly their thoughts. He, him, his, hers, its, they, them Hyperbole - ...

Strong Language - Answer CBEST Authors want to make sure that the correct answer is not open to interpretation, therefore, avoid extreme language. (i.e. must, always, impossible, never, cannot, all, only, etc) Understanding the Author - Answer An author will not be overly critical of professionals, teacher, administrators, etc. Define Inference - Answer The act or process of teaching about something from known facts or evidence

78 - Answer During a semester, a student received scores of 76, 80, 83, 71, 80, and 78 on six tests. What is the student's average score for these six tests? ounces - Answer Which of the following is the most appropriate unit for expressing the weight of a pencil? pounds, ounces, quarts, pints, or tons? 181 feet 4 inches - Answer Ms. Gutierrez needs to order rope for her gym class of 32 students. Each student will receive a piece of rope that is 5 feet 8 inches long. What is the total le...

During a semester, a student received scores of 76, 80, 83, 71, 80, and 78 on six tests. What is the student's average score for these six tests? - Answer 78 Which of the following is the most appropriate unit for expressing the weight of a pencil? pounds, ounces, quarts, pints, or tons? - Answer ounces Ms. Gutierrez needs to order rope for her gym class of 32 students. Each student will receive a piece of rope that is 5 feet 8 inches long. What is the total length of rope Ms. Gutierre...

How should a boat's registration number and validation decal be displayed? Answer- on both sides of the bow What are the most important factors in choosing a PFD? Answer- weight and chest size Information on the capacity plate Answer- number of people, max weight, sometimes max horsepower Best way to find out about local hazards Answer- nautical chart Minimum age to operate a PWC Answer- 16 years old Type of PFD that turns most people face up Answer- off-shore PFD (type 1) Who is respon...

How should a vessel's registration number and validation decal be displayed? - Answer On both sides of the bow of the boat What is important when selecting the right PFD for a passenger? - Answer Passenger's body weight and chest size What important safety information is found on a boat's capacity plate? - Answer Maximum weight and/or number of people the boat can carry safely What is the best way to find out about hazards on a local waterway? - Answer Consult a nautical chart Accordi...

The port side of a vessel is the ___ side. Ans- Left The stern of a vessel is the ___ of the vessel. Ans- Rear Basic types of vessel hulls can be described as ___. a) moving and non-moving b) displacement and planing c) rough and smooth d) narrow and wide Ans- b) displacement and planing Name three basic hull shapes. Ans- I) Round Bottom II) Flat Bottom III) Vee Bottom What are the four length classes of vessels? Ans- I) Less than 16 feet II) 16 to less than 26 feet III) 26 to less t...

When must navigation lights be displayed? - Answer- from sunset to sunrise AND during periods of restricted visibility How does the effect of alcohol consumed while boating compare to the effect on land? - Answer- much greater effect while boating How do you avoid overloading your vessel? - Answer- Don't allow the load weight or number of passengers to exceed the maximum stated on the capacity plate A boat's capacity plate gives the maximum weight and/or number of people the boat can ca...